PRU LIFE UK Insurance Advisor - FA Thea

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PRU LIFE UK Insurance Advisor - FA Thea

I offer financial services to Filipinos who aim to secure their future through our savings program.

09/10/2026

Had a conversation with a client recently, and when I asked him why he finally said YES to a financial consultation, simple lang yung reason niya:

“𝐈 𝐟𝐞𝐞𝐥 𝐥𝐢𝐤𝐞 𝐢𝐭’𝐬 𝐭𝐡𝐞 𝐫𝐢𝐠𝐡𝐭 𝐭𝐢𝐦𝐞.”

For the past years, he’s been helping finance the education of his two siblings. As one of the providers of the family, natural na sa kanya na unahin muna yung needs nila.

And now, one of his siblings has finally graduated. 🎓

So sabi niya, gusto na rin niyang slowly work on something for himself.

His goal is simple: 𝐰𝐢𝐭𝐡𝐢𝐧 𝐭𝐡𝐞 𝐧𝐞𝐱𝐭 𝟏𝟎 𝐲𝐞𝐚𝐫𝐬, 𝐠𝐮𝐬𝐭𝐨 𝐧𝐢𝐲𝐚𝐧𝐠 𝐦𝐚𝐤𝐚𝐩𝐚𝐠𝐩𝐚𝐭𝐚𝐲𝐨 𝐧𝐠 𝐬𝐚𝐫𝐢𝐥𝐢𝐧𝐠 𝐛𝐚𝐡𝐚𝐲. 🏡

Pero habang binubuo niya yung goal na ’yon, gusto rin niyang make sure na secured siya because he knows na as a provider, hindi lang naman sarili niya ang maaapektuhan if something happens to him.

Napaisip lang din ako after our conversation…

Ang dami nating goals na naka-“saka na” because we’re busy providing for everyone else.

But when does it become your turn? 🤍

Maybe there’s room to provide for the people you love while slowly building something for yourself, too. 🤍

𝐈𝐤𝐚𝐰, 𝐚𝐧𝐨 𝐲𝐮𝐧𝐠 𝐩𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐠𝐨𝐚𝐥 𝐦𝐨 𝐧𝐚 𝐦𝐚𝐭𝐚𝐠𝐚𝐥 𝐦𝐨 𝐧𝐚𝐧𝐠 𝐬𝐢𝐧𝐚𝐬𝐚𝐛𝐢𝐧𝐠 “𝐬𝐚𝐤𝐚 𝐧𝐚”?

05/10/2026

𝐖𝐡𝐞𝐧 𝐲𝐨𝐮 𝐡𝐚𝐯𝐞 𝐟𝐢𝐫𝐬𝐭𝐡𝐚𝐧𝐝 𝐞𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 𝐨𝐟 𝐡𝐨𝐰 𝐜𝐨𝐬𝐭𝐥𝐲 𝐠𝐞𝐭𝐭𝐢𝐧𝐠 𝐜𝐚𝐧𝐜𝐞𝐫 𝐜𝐚𝐧 𝐛𝐞, 𝐲𝐨𝐮 𝐫𝐞𝐚𝐥𝐢𝐳𝐞 𝐭𝐡𝐚𝐭 𝐩𝐫𝐞𝐩𝐚𝐫𝐢𝐧𝐠 𝐟𝐨𝐫 𝐢𝐭 𝐢𝐬𝐧’𝐭 𝐬𝐨𝐦𝐞𝐭𝐡𝐢𝐧𝐠 𝐲𝐨𝐮 𝐰𝐚𝐧𝐭 𝐭𝐨 𝐩𝐮𝐭 𝐨𝐟𝐟.

One of my existing clients recently decided to add ₱𝟏𝐌 𝐰𝐨𝐫𝐭𝐡 𝐨𝐟 𝐜𝐚𝐧𝐜𝐞𝐫 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 to her financial plan.

She’ll be covered for 10 years, and one thing she liked about it is that if she stays healthy and doesn’t make a cancer claim within those 10 years, 𝟓𝟎% 𝐨𝐟 𝐰𝐡𝐚𝐭 𝐬𝐡𝐞 𝐩𝐚𝐢𝐝 𝐢𝐧 𝐩𝐫𝐞𝐦𝐢𝐮𝐦𝐬 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐫𝐞𝐭𝐮𝐫𝐧𝐞𝐝.

For example, if she pays a total of ₱𝟐𝟐𝟗𝐊 𝐨𝐯𝐞𝐫 𝟏𝟎 𝐲𝐞𝐚𝐫𝐬,₱𝟏𝟏𝟒.𝟓𝐊 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐫𝐞𝐭𝐮𝐫𝐧𝐞𝐝 at the end of the period.

For her, it wasn’t just about getting a policy. It was about having a ₱𝟏𝐌 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐬𝐚𝐟𝐞𝐭𝐲 𝐧𝐞𝐭 for something she already knows can be financially overwhelming.

Thank you, dear client, for trusting me with this part of your financial journey. 🤍

𝐀𝐥𝐥 𝐭𝐡𝐞 𝐰𝐚𝐲 𝐟𝐫𝐨𝐦 𝐌𝐚𝐧𝐨𝐥𝐨 𝐅𝐨𝐫𝐭𝐢𝐜𝐡, 𝐁𝐮𝐤𝐢𝐝𝐧𝐨𝐧. 🫶🏻

02/10/2026

𝐀𝐧𝐨𝐭𝐡𝐞𝐫 𝐬𝐭𝐫𝐚𝐧𝐠𝐞𝐫 𝐜𝐥𝐢𝐞𝐧𝐭 𝐟𝐫𝐨𝐦 𝐏𝐚𝐧𝐠𝐚𝐬𝐢𝐧𝐚𝐧 𝐭𝐮𝐫𝐧𝐞𝐝 𝐢𝐧𝐭𝐨 𝐚𝐧 𝐢𝐧𝐬𝐮𝐫𝐞𝐝-𝐢𝐧𝐯𝐞𝐬𝐭𝐨𝐫.🤍

As a mom and businessowner, her main priority is protecting herself while making sure she has something set aside for her family’s future.

Grateful for every stranger who becomes a client, and eventually, someone I get to genuinely look after. ✨

Thank you so much, Ma’am, for trusting me and choosing me to be part of your financial journey. 🤍

📩 Wherever you are in the Philippines, we can process everything 𝐨𝐧𝐥𝐢𝐧𝐞. Send me a message and let’s start your financial journey!

29/09/2026

𝐒𝐭𝐫𝐚𝐧𝐠𝐞𝐫 𝐭𝐮𝐫𝐧𝐞𝐝 𝐢𝐧𝐭𝐨 𝐚 𝐜𝐥𝐢𝐞𝐧𝐭, 𝐚𝐥𝐥 𝐭𝐡𝐞 𝐰𝐚𝐲 𝐟𝐫𝐨𝐦 𝐌𝐚𝐧𝐨𝐥𝐨 𝐅𝐨𝐫𝐭𝐢𝐜𝐡, 𝐁𝐮𝐤𝐢𝐝𝐧𝐨𝐧. 🫶🏻

She initially reached out looking for an educational plan for her kids. But as we talked about her family’s needs, she realized that as an income earner, protecting herself should come first too.

Thank you, Miss R, for trusting me and choosing me as your agent. 🤍 So grateful to be part of your financial journey!

25/09/2026

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Whether you're a professional, business owner, teacher, parent, or someone looking for an additional source of income, this opportunity may be for you.
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✅ Performance-based income
✅ Personal and professional growth
✅ Purpose-driven career

We're looking for individuals who are coachable, motivated, and passionate about making a difference in the lives of others.

📩 Interested to learn more? Send me a message and let's explore if this opportunity is the right fit for you.

KRISTHEA HYECENTH A. DECENA
Unit Manager | PRU Life UK

17/09/2026

𝐖𝐞 𝐟𝐨𝐮𝐧𝐝 𝐨𝐮𝐭 𝐬𝐡𝐞 𝐧𝐞𝐞𝐝𝐞𝐝 ₱𝟐.𝟖𝐌 𝐢𝐧 𝐢𝐧𝐜𝐨𝐦𝐞 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧… 𝐛𝐮𝐭 𝐰𝐞 𝐝𝐢𝐝𝐧’𝐭 𝐩𝐫𝐨𝐜𝐞𝐞𝐝 𝐰𝐢𝐭𝐡 𝐭𝐡𝐞 𝐩𝐥𝐚𝐧.👀

Had a client consultation today with a mom of 1 who wanted to make sure that she’s financially protected.

After going through her income and expenses, we computed that she would need around ₱2.8𝙈 𝙞𝙣 𝙞𝙣𝙘𝙤𝙢𝙚 𝙥𝙧𝙤𝙩𝙚𝙘𝙩𝙞𝙤𝙣 to help cover the gap.

We do have a plan that can address that need. But after looking at her current budget, we realized that 𝙞𝙩 𝙬𝙤𝙪𝙡𝙙 𝙢𝙖𝙠𝙚 𝙢𝙤𝙧𝙚 𝙨𝙚𝙣𝙨𝙚 𝙩𝙤 𝙧𝙚𝙫𝙞𝙨𝙞𝙩 𝙩𝙝𝙚 𝙗𝙞𝙜𝙜𝙚𝙧 𝙘𝙤𝙫𝙚𝙧𝙖𝙜𝙚 𝙣𝙚𝙭𝙩 𝙮𝙚𝙖𝙧 especially since her motorcycle and Home Credit installments will already be finished by then. Mas may room na sa budget by that time.

For now, I suggested something more affordable that she and her husband can start with, especially since they both ride their motorcycle daily to work. It’s yearly renewable, so they can have protection in place while keeping the cost manageable for their current budget.

And honestly, 𝙩𝙝𝙞𝙨 𝙞𝙨 𝙤𝙣𝙚 𝙤𝙛 𝙩𝙝𝙚 𝙩𝙝𝙞𝙣𝙜𝙨 𝙄 𝙖𝙥𝙥𝙧𝙚𝙘𝙞𝙖𝙩𝙚 𝙖𝙗𝙤𝙪𝙩 𝙙𝙤𝙞𝙣𝙜 𝙖 𝙘𝙤𝙣𝙨𝙪𝙡𝙩𝙖𝙩𝙞𝙤𝙣.

It’s not just about finding a plan that can address your needs. We also have to look at your 𝙞𝙣𝙘𝙤𝙢𝙚, 𝙚𝙭𝙥𝙚𝙣𝙨𝙚𝙨, 𝙥𝙧𝙞𝙤𝙧𝙞𝙩𝙞𝙚𝙨, 𝙖𝙣𝙙 𝙬𝙝𝙖𝙩 𝙮𝙤𝙪 𝙘𝙖𝙣 𝙧𝙚𝙖𝙡𝙞𝙨𝙩𝙞𝙘𝙖𝙡𝙡𝙮 𝙨𝙪𝙨𝙩𝙖𝙞𝙣.

Because financial protection should also fit into your life and not make things harder for you.

Sometimes, we start with what’s manageable today, then increase or adjust the protection as our financial capacity changes.

𝘛𝘩𝘦 𝘨𝘰𝘢𝘭 𝘪𝘴𝘯’𝘵 𝘵𝘰 𝘨𝘦𝘵 𝘵𝘩𝘦 𝘣𝘪𝘨𝘨𝘦𝘴𝘵 𝘱𝘭𝘢𝘯 𝘺𝘰𝘶 𝘤𝘢𝘯 𝘲𝘶𝘢𝘭𝘪𝘧𝘺 𝘧𝘰𝘳. 𝘐𝘵’𝘴 𝘵𝘰 𝘨𝘦𝘵 𝘵𝘩𝘦 𝘱𝘳𝘰𝘵𝘦𝘤𝘵𝘪𝘰𝘯 𝘵𝘩𝘢𝘵 𝘮𝘢𝘬𝘦𝘴 𝘴𝘦𝘯𝘴𝘦 𝘧𝘰𝘳 𝘺𝘰𝘶 𝘵𝘰𝘥𝘢𝘺. 🤍

12/09/2026

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Message me for consultation 📨

10/09/2026

Last August, our branch processed 2 𝙙𝙚𝙖𝙩𝙝 𝙘𝙡𝙖𝙞𝙢𝙨, both from motorcycle accidents. 🕊️

Every time we process a death claim, I’m reminded that insurance is never really about the policy.

𝙄𝙩’𝙨 𝙖𝙗𝙤𝙪𝙩 𝙩𝙝𝙚 𝙥𝙚𝙤𝙥𝙡𝙚 𝙡𝙚𝙛𝙩 𝙗𝙚𝙝𝙞𝙣𝙙.

We can plan for so many things in life, but accidents are something we can never really schedule.

One of the hardest parts of what we do, but also one of the reasons I believe so much in why we do it.

07/09/2026

Looking for someone with ₱250K just sitting in the bank. 👀
Then enjoy an 11% annual payout + insurance protection + 100% money back after 10 yrs💸💰

03/09/2026

𝟓 𝐲𝐞𝐚𝐫𝐬 𝐚𝐠𝐨, 𝐬𝐡𝐞 𝐠𝐨𝐭 𝐡𝐞𝐫 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐩𝐥𝐚𝐧. 𝐋𝐚𝐬𝐭 𝐧𝐢𝐠𝐡𝐭, 𝐰𝐞 𝐭𝐚𝐥𝐤𝐞𝐝 𝐚𝐛𝐨𝐮𝐭 𝐡𝐨𝐰 𝐢𝐭 𝐜𝐨𝐮𝐥𝐝 𝐰𝐨𝐫𝐤 𝐞𝐯𝐞𝐧 𝐛𝐞𝐭𝐭𝐞𝐫 𝐟𝐨𝐫 𝐡𝐞𝐫 𝐭𝐨𝐝𝐚𝐲. 🤍

Had a policy review with one of my clients of 5 years, and as we went through her existing coverage, we explored the possibility of making her plan more comprehensive by 𝐚𝐝𝐝𝐢𝐧𝐠 𝐚 𝐒𝐮𝐫𝐠𝐢𝐜𝐚𝐥 𝐑𝐞𝐟𝐮𝐧𝐝 𝐁𝐞𝐧𝐞𝐟𝐢𝐭 𝐚𝐧𝐝 𝐢𝐧𝐜𝐫𝐞𝐚𝐬𝐢𝐧𝐠 𝐡𝐞𝐫 𝐃𝐢𝐬𝐚𝐛𝐢𝐥𝐢𝐭𝐲 + 𝐌𝐞𝐝𝐢𝐜𝐚𝐥 𝐅𝐮𝐧𝐝. ✨

She hasn’t decided yet, but I love that we were able to look at her options and see what makes sense for her 𝐜𝐮𝐫𝐫𝐞𝐧𝐭 𝐧𝐞𝐞𝐝𝐬 𝐚𝐧𝐝 𝐛𝐮𝐝𝐠𝐞𝐭.

And honestly, 𝐭𝐡𝐢𝐬 𝐢𝐬 𝐨𝐧𝐞 𝐨𝐟 𝐦𝐲 𝐟𝐚𝐯𝐨𝐫𝐢𝐭𝐞 𝐩𝐞𝐫𝐤𝐬 𝐨𝐟 𝐨𝐰𝐧𝐢𝐧𝐠 𝐚 𝐩𝐨𝐥𝐢𝐜𝐲.

Your policy doesn’t have to stay exactly the same forever.

As your income, priorities, lifestyle, and responsibilities change, 𝐲𝐨𝐮𝐫 𝐜𝐨𝐯𝐞𝐫𝐚𝐠𝐞 𝐜𝐚𝐧 𝐜𝐡𝐚𝐧𝐠𝐞 𝐰𝐢𝐭𝐡 𝐲𝐨𝐮 𝐭𝐨𝐨.

5 years ago, we planned based on what she needed 𝘵𝘩𝘦𝘯.

Now, we’re simply exploring what might make her protection 𝐦𝐨𝐫𝐞 𝐫𝐞𝐥𝐞𝐯𝐚𝐧𝐭 𝐭𝐨 𝐭𝐡𝐞 𝐥𝐢𝐟𝐞 𝐬𝐡𝐞 𝐡𝐚𝐬 𝐭𝐨𝐝𝐚𝐲. 🫶🏻

𝐘𝐨𝐮𝐫 𝐨𝐥𝐝 𝐩𝐨𝐥𝐢𝐜𝐲 𝐦𝐢𝐠𝐡𝐭 𝐧𝐨𝐭 𝐧𝐞𝐞𝐝 𝐫𝐞𝐩𝐥𝐚𝐜𝐢𝐧𝐠. 𝐒𝐨𝐦𝐞𝐭𝐢𝐦𝐞𝐬, 𝐢𝐭 𝐣𝐮𝐬𝐭 𝐧𝐞𝐞𝐝𝐬 𝐚 𝐥𝐢𝐭𝐭𝐥𝐞 𝐫𝐞𝐯𝐢𝐞𝐰 𝐚𝐧𝐝 𝐚 𝐥𝐢𝐭𝐭𝐥𝐞 𝐮𝐩𝐠𝐫𝐚𝐝𝐢𝐧𝐠. ✨

Address

GATEWAY TOWER
Cagayan De Oro
9000

Website

https://www.instagram.com/fatheapru/

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