16/01/2021
Bakit nga ba mas gusto natin bumili ng kotse kesa mag ipon o mag invest?
Simple lang, kasi ang kotse mas madaling i-show off.
Kasi ang savings/investment, hindi nakikita ng ibang tao. You can't just walk nga naman and tell everybody, "Heyy I'm a walking millions kasi if something happens to me insured ako." Or "Pagtanda ko, meron akong makukuhang 100k/month kaya may pang gastos ako o pang maintenance".
Don't get me wrong, I am not saying na wag ka bumili ng kotse. What I'm saying is, kung hindi sya primary need pa talaga, why not delay your purchase, mag invest ka, pag nag grow na yung money, then buy that car in cash!!!
Do you know that you are paying hundreds of thousand interest to the bank when you loan a car? Tapos by the time na fully paid mo na yan, wala ng value :(
Look at the illustration below.
Be wise in money.
Wag mo isipin ang sasabihin ng ibang tao, ang mahalaga, alam mo sa sarili mo na secure ang future mo. ❤
Ctto: Rassel Ching