03/10/2023
HOW MY CREDIT CARD HELPED ME ACQUIRE MY NEW 2BR CONDO
Just moved into our new property this month. Simpleng 2-BR condo sa Makati.
Salamat sa aking credit cards because they have prepared me for big opportunities like this.
What have credit cards taught me:
๐BE DECISIVE WITH OPPORTUNITIES
Recently nagshare ako how I purchased my dream lot a few years back sa tulong ng credit to cash promos with my credit card. Now, may bagong opportunity.
I have been looking for a bigger place for our growing family. Nakita ko yung property na ito online. Sobrang discounted. Kung may PASALO, ito PALUGI, way below the original contract price from before the pandemic. Nagmamadali yung seller.
While I did not use credit card financing this time (I used a home loan), my experience with my credit card in the past had prepared me for this moment.
Using affordable debt, I am confident that I can take advantage of opportunities in the market.
Hindi masama ang utang. Most businesses gumagamit ng financing. Pero, like any good business, just remember to use it wisely.
๐MANAGE DEBT PROPERLY
10 years ago, nag-start ako with PHP50K in credit limit. Naging six digits, seven digitsโฆ I am proud to say that I only missed my payments once โ on the 2nd month of using my first ever card.
Whether 50K or 10M, same ang prinsipyo diyan โ pay your debts on time, donโt use them on vices, and plan your debt wisely.
Taking care of your debts early on life will protect your credit score and give you access to higher and more affordable financing.
Kung nalubog ako sa utang with my CC, do you think I would have gotten the home loan? Hindi siguro.
Whoever can be trusted with small things, can also be trusted with big things. Whoever is dishonest in little things will be dishonest in big things too.
๐ENJOY LIFE
Di ko pinopost dito pero kumakain din kami sa labas. Kapag may 50% off sa Peking Garden or Fridayโs, ginagamit namin yung credit card to celebrate.
I also travel and instead of carrying so much cash around, I can conveniently swipe my credit card.
Pwedeng mag enjoy ng life nang responsibly and affordably with the help of your CC.
Napakastrict ako sa pera dati but I have learnt to loosen up and enjoy life.
Tamang balance lang. After all, you only live once.
Once again thank you to Jax Reyes and Joel Khristopher Cabugos for creating their Facebook community โ KasKasan Buddies (Credit Card Hacks and Promos). I am learning how to maximize my credit cards.
Letโs keep sharing info and educating people on the proper use of credit cards and how to manage debt properly.
Make sure to join KasKasan Buddies where you can learn the best practices of using credit cards. From expert tips, latest promos, and even timely credit card application.
Join the group here: https://web.facebook.com/groups/kaskasanbuddies
For more personal finance tips, follow Jaime Zulueta here https://twitter.com/JaimeZ88