Secure Your Future

Secure Your Future To help people achieve their financial security by providing different programs that we offer based on their financial capacity.

๐™ƒ๐™–๐™ฅ๐™ฅ๐™ฎ ๐™‡๐™–๐™—๐™ค๐™ง ๐˜ฟ๐™–๐™ฎ!โœจReward yourself by protecting your hard-earned Income with these affordable Insuravest!๐™„๐™‰๐™Ž๐™๐™๐˜ผ๐™‘๐™€๐™Ž๐™ ๐™ž๐™จ ๐™–๐™ฃ...
02/05/2023

๐™ƒ๐™–๐™ฅ๐™ฅ๐™ฎ ๐™‡๐™–๐™—๐™ค๐™ง ๐˜ฟ๐™–๐™ฎ!โœจ

Reward yourself by protecting your hard-earned Income with these affordable Insuravest!

๐™„๐™‰๐™Ž๐™๐™๐˜ผ๐™‘๐™€๐™Ž๐™ ๐™ž๐™จ ๐™–๐™ฃ ๐™ž๐™ฃ๐™จ๐™ช๐™ง๐™–๐™ฃ๐™˜๐™š ๐™ฌ๐™ž๐™ฉ๐™ ๐™ž๐™ฃ๐™ซ๐™š๐™จ๐™ฉ๐™ข๐™š๐™ฃ๐™ฉ ๐™ฅ๐™ก๐™–๐™ฃ.

Interested? Letโ€™s talk! ๐Ÿ˜‰




To all Policy holders:YOUR BANK SAVINGS IS DIFFERENT FROM YOUR INSURANCE POLICY!Please donโ€™t let your policy lapseโ€ผ๏ธLife...
27/04/2023

To all Policy holders:

YOUR BANK SAVINGS IS DIFFERENT FROM YOUR INSURANCE POLICY!

Please donโ€™t let your policy lapseโ€ผ๏ธ

Life Insurance is a privilege. Once your policy is approved, it means you are already covered whatever may happen.

May time na sasabihin mo sa sarili mo na bakit ka ba nagbabayad ng insurance eh hindi mo pa naman ito kailangan. But come to think of it, if kailanganin mo na siya, you'll be thankful dahil covered ka. โค๏ธ๐Ÿฅบ


Financial Planning is not difficult. You just have to follow this four FORMULAS. โ˜บ๏ธโญ๏ธ First, How much Life Insurance do ...
25/04/2023

Financial Planning is not difficult. You just have to follow this four FORMULAS. โ˜บ๏ธ

โญ๏ธ First, How much Life Insurance do you need?
-It Should be 10 times of your Annual Income.
For example: 25,000 Monthly Salary x 12 months x 10
= 3,000,000
That is the grant amount we need to prepare for our loved ones when we die
โญ๏ธ Second, How much DO WE NEED FOR INCOME PROTECTION OR CRITICAL ILLNESS?
-It Should be 5 times of your Annual Income.
For example: 25,000 Monthly Salary x 12 months x 5
=1,500,000
That is the amount we provide for our selves if we have a critical illness and are unable to work.
โญ๏ธ Third, how much do we need to save every month for our retirement?
-It should be 20% of your Monthly Salary which is 5,000 per month for our retirement preparation later.
โญ๏ธFourth and last, how much do we need for our kids education?
It should be 5% of your Monthly Salary which is 1,250 per month, for your child's education.

by: Dr. Sanjay Tolani

Please send me a message for free quotation. Have a blessed day everyone. ๐Ÿ˜Š



๐‘ณ๐’†๐’•โ€™๐’” ๐’•๐’“๐’‚๐’—๐’†๐’ ๐’•๐’‰๐’† ๐’˜๐’๐’“๐’๐’… ๐’‡๐’๐’“ ๐‘ญ๐‘น๐‘ฌ๐‘ฌ ๐’˜๐’Š๐’•๐’‰ ๐‘ท๐’“๐’–! โค๏ธGood news! The company released the international travel incentives for 2023...
22/04/2023

๐‘ณ๐’†๐’•โ€™๐’” ๐’•๐’“๐’‚๐’—๐’†๐’ ๐’•๐’‰๐’† ๐’˜๐’๐’“๐’๐’… ๐’‡๐’๐’“ ๐‘ญ๐‘น๐‘ฌ๐‘ฌ ๐’˜๐’Š๐’•๐’‰ ๐‘ท๐’“๐’–! โค๏ธ

Good news! The company released the international travel incentives for 2023:

๐Ÿซ Dubai
๐Ÿ›ณ๏ธ Singapore, Thailand, Vietnam
โ„๏ธ Alaska and Vancouver

Come with us also to local travel incentives such as Punta Fuego, Bohol, and Boracay. ๐Ÿ–๏ธ

Take note that these are all-expenses-paid by the company!!

So what are you waiting for? Join us and be a Licensed Financial Advisor now! ๐Ÿคฉ



โ€ผ BANK SAVINGS VS. INSURANCE + INVESTMENT (2-IN-1 VUL) โ€ผThis is the concept of BANK VS. PRU LIFE UK's INSURAVEST ๐Ÿ’ฐ1โƒฃ. A ...
23/02/2023

โ€ผ BANK SAVINGS VS. INSURANCE + INVESTMENT (2-IN-1 VUL) โ€ผ

This is the concept of BANK VS. PRU LIFE UK's INSURAVEST ๐Ÿ’ฐ

1โƒฃ. A perfect representation of what will happen to your hard-earned money when you put it in the bank as savings and in Pru Life UK (VUL) as investment and insurance.

2โƒฃ. Money saved in the bank can be used for immediate expenses and short-term needs. While money invested in VUL can be used in case of emergencies such as hospitalization, accident, critical illness, retirement, or death without depleting your savings.

3โƒฃ. No one wants to have a zero balance so be wiser with your money and protect and secure you and your loved ones' financial future.

๐—›๐—ฎ๐—ฝ๐—ฝ๐˜† ๐—ฉ๐—ฎ๐—น๐—ฒ๐—ป๐˜๐—ถ๐—ป๐—ฒโ€™๐˜€ ๐——๐—ฎ๐˜† โค๏ธWhy Life Insurance is the Ultimate Valentines Gift?1. ๐ˆ๐ญ ๐ข๐ฌ ๐ซ๐จ๐ฆ๐š๐ง๐ญ๐ข๐œ. โค๏ธIt may not be a grand ge...
14/02/2023

๐—›๐—ฎ๐—ฝ๐—ฝ๐˜† ๐—ฉ๐—ฎ๐—น๐—ฒ๐—ป๐˜๐—ถ๐—ป๐—ฒโ€™๐˜€ ๐——๐—ฎ๐˜† โค๏ธ

Why Life Insurance is the Ultimate Valentines Gift?

1. ๐ˆ๐ญ ๐ข๐ฌ ๐ซ๐จ๐ฆ๐š๐ง๐ญ๐ข๐œ. โค๏ธ
It may not be a grand gesture like standing outside someoneโ€™s window holding a boombox. Or a small act of kindness like holding the door open for someone. Or leaving a random note on someoneโ€™s bag.

Di sya bongga, pero hindi din simple. Pero its a firm statement saying:
Weโ€™re in this together for the long haul. โค๏ธ

2. ๐ˆ๐ญ ๐ฐ๐ข๐ฅ๐ฅ ๐ฅ๐š๐ฌ๐ญ.โค๏ธ
While other gifts become not work anymore. While flowers wilt. Life Insurance will take care of you however long you like.

3. ๐ˆ๐Ÿ ๐ฅ๐ฎ๐œ๐ค๐ฒ, ๐‹๐ข๐Ÿ๐ž ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐œ๐š๐ง ๐š๐ฅ๐ฌ๐จ ๐ฅ๐ž๐š๐ ๐ญ๐จ ๐›๐ž๐ง๐ž๐Ÿ๐ข๐œ๐ข๐š๐ซ๐ข๐ž๐ฌ. ๐Ÿ˜‰
During these times, important na meron security sa bawat relationship. Pwedeng single ka ngayon pero since responsable ka maghandle ng finances and insured ka, when you meet your The One, secured sya sayo.

If married ka naman, di mo masabi baka magkaron na din kayo ng Baby Number 1, or 2 or 3. ๐Ÿ˜

Hindi ito kagaya ng ibang regalo na binibigay natin sa loved ones natin pero imagine that โ€œwow momentโ€ they get that check. ๐Ÿ˜‡

*Give the gift of Life Insurance this Valentines Day*

๐Ÿฅฐ๐Ÿฅฐ๐Ÿ˜๐Ÿ˜

Sasakyan: Insured (good decision ๐Ÿ˜Š๐Ÿ‘)OO importanteng may insurance ang bagong kotse kasi if ever nagkaroon ng unwanted ev...
13/02/2023

Sasakyan: Insured (good decision ๐Ÿ˜Š๐Ÿ‘)

OO importanteng may insurance ang bagong kotse kasi if ever nagkaroon ng unwanted events, maaayos at maibabalik ito sa dati.

Pero how about ikaw?, ang family mo? ๐Ÿฅบ

Yes, Healthy ka ngayon
Yes, Marami kang ipon
Yes, May HMO ka
Yes, May sahod ka
Yes, May sasakyan ka
Yes, May business ka

Remember: Every Filipino Family is one critical illness away from poverty. Hahayaan mo bang mapunta lahat sa hospital bills ang mga pinaghirapan mo?

Protectahan natin ang buong family mo. Usap tayo, G? ๐Ÿ˜Š


ctto

๐—•๐—ฒ๐˜€๐˜ ๐—ฆ๐—ฒ๐—น๐—น๐—ฒ๐—ฟ: ๐—™๐—”๐— ๐—œ๐—Ÿ๐—ฌ ๐—•๐—จ๐—ก๐——๐—Ÿ๐—˜! ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ฆ ๐Ÿซถ๐Ÿป๐Ÿซถ๐Ÿป๐Ÿซถ๐ŸปBelow is a sample computation not just for you but for your entire family's prot...
02/02/2023

๐—•๐—ฒ๐˜€๐˜ ๐—ฆ๐—ฒ๐—น๐—น๐—ฒ๐—ฟ: ๐—™๐—”๐— ๐—œ๐—Ÿ๐—ฌ ๐—•๐—จ๐—ก๐——๐—Ÿ๐—˜! ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ฆ ๐Ÿซถ๐Ÿป๐Ÿซถ๐Ÿป๐Ÿซถ๐Ÿป

Below is a sample computation not just for you but for your entire family's protection, may kasama pang savings and investments.

This is a sample of a ๐—ฉ๐—จ๐—Ÿ ๐—™๐—”๐— ๐—œ๐—Ÿ๐—ฌ ๐—•๐—จ๐—ก๐——๐—Ÿ๐—˜.

The more you start now, the more peace of mind for your family, the more withdrawable savings for you and your family members.

Message me for FREE FINANCIAL CONSULTATION. ๐Ÿ“ฉ

Ricardo de la Cruz Jr
Licensed Financial Consultant
PRU LIFE UK






๐—ฉ๐—จ๐—Ÿ is a type of life insurance with two primary components: "Life Insurance Benefit" and "Savings (Investment)".๐—ฉ๐—จ๐—Ÿ = ๐—Ÿ...
31/01/2023

๐—ฉ๐—จ๐—Ÿ is a type of life insurance with two primary components:
"Life Insurance Benefit" and "Savings (Investment)".

๐—ฉ๐—จ๐—Ÿ = ๐—Ÿ๐—œ๐—™๐—˜ ๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—”๐—ก๐—–๐—˜ + ๐—ฆ๐—”๐—ฉ๐—œ๐—ก๐—š๐—ฆ (๐—œ๐—ก๐—ฉ๐—˜๐—ฆ๐—ง๐— ๐—˜๐—ก๐—ง)

VUL insurance policies are built based on traditional life insurance plans but have a additional separate component that invests cash in the stock market (๐˜ด๐˜ช๐˜ฎ๐˜ช๐˜ญ๐˜ข๐˜ณ ๐˜ต๐˜ฐ ๐˜ฎ๐˜ถ๐˜ต๐˜ถ๐˜ข๐˜ญ ๐˜ง๐˜ถ๐˜ฏ๐˜ฅ).

๐—ฉ๐—จ๐—Ÿ ๐—ฃ๐—”๐—ฌ๐— ๐—˜๐—ก๐—ง - ๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—”๐—ก๐—–๐—˜ ๐—™๐—˜๐—˜๐—ฆ/๐—–๐—›๐—”๐—ฅ๐—š๐—˜๐—ฆ = ๐—–๐—”๐—ฆ๐—› (๐˜ด๐˜ข๐˜ท๐˜ช๐˜ฏ๐˜จ๐˜ด)

๐™‘๐™๐™‡ insurance plan, particularly its savings component typically have both a maximum cap and minimum floor on the investment return.
๐— ๐—ฎ๐˜…๐—ถ๐—บ๐˜‚๐—บ ๐—–๐—ฎ๐—ฝ, meaning, the highest potential interest limit.
๐— ๐—ถ๐—ป๐—ถ๐—บ๐˜‚๐—บ ๐—™๐—น๐—ผ๐—ผ๐—ฟ, lowest acceptable interest limit, usually 0%.

A cap limits the interest rate and sets a maximum level of return for the investor.
A floor sets a base level of interest that an investor can expect to earn.

Clients may access their cash savings by taking a withdrawal or borrowing funds. However, if the cash value falls below a specific level, additional payments must be made to prevent the policy from lapsing ( ๐˜ช๐˜ฏ๐˜ท๐˜ข๐˜ญ๐˜ช๐˜ฅ/๐˜ฆ๐˜น๐˜ฑ๐˜ช๐˜ณ๐˜ฆ๐˜ฅ ).

๐—ช๐—ฎ๐—ป๐˜ ๐˜๐—ผ ๐—น๐—ฒ๐—ฎ๐—ฟ๐—ป ๐—บ๐—ผ๐—ฟ๐—ฒ? ๐—™๐—ฒ๐—ฒ๐—น ๐—ณ๐—ฟ๐—ฒ๐—ฒ ๐˜๐—ผ ๐—ฐ๐—ต๐—ฎ๐˜, ๐—ฎ๐˜€๐—ธ ๐—พ๐˜‚๐—ฒ๐˜€๐˜๐—ถ๐—ผ๐—ป๐˜€, ๐—ฟ๐—ฒ๐—พ๐˜‚๐—ฒ๐˜€๐˜ ๐—ฎ ๐—ณ๐—ฟ๐—ฒ๐—ฒ ๐—ฑ๐—ถ๐˜€๐—ฐ๐˜‚๐˜€๐˜€๐—ถ๐—ผ๐—ป ๐—ฎ๐—ป๐—ฑ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ผ๐˜€๐—ฎ๐—น ๐—พ๐˜‚๐—ผ๐˜๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐Ÿ™‚



Nasayang na 'yung 2022. Huwag mo nang sayangin ulit ang 2023. If you CAN, then do it NOW. ----Let's plan for your future...
27/01/2023

Nasayang na 'yung 2022. Huwag mo nang sayangin ulit ang 2023.

If you CAN, then do it NOW.

----
Let's plan for your future ๐Ÿ˜Šโค๏ธ

Tara Usap Tayo!! Message me now๐Ÿ‘‰๐Ÿ“ฉ

Ricardo de la Cruz Jr
Licensed Financial Advisor | Pru Life U.K




We are looking for 10 Junior Employees, Supervisors, or Career Shifters to join our exclusive PruVenture Program as Full...
20/01/2023

We are looking for 10 Junior Employees, Supervisors, or Career Shifters to join our exclusive PruVenture Program as Fulltime Consultants!

This position offers ๐—–๐—ข๐— ๐—ฃ๐—˜๐—ง๐—œ๐—ง๐—œ๐—ฉ๐—˜ ๐— ๐—ข๐—ก๐—ง๐—›๐—Ÿ๐—ฌ ๐—”๐—Ÿ๐—Ÿ๐—ข๐—ช๐—”๐—ก๐—–๐—˜ (20K/40K/60K) ๐Ÿ”ฅ

On top of ๐—ช๐—˜๐—˜๐—ž๐—Ÿ๐—ฌ ๐—–๐—ข๐— ๐— ๐—œ๐—ฆ๐—ฆ๐—œ๐—ข๐—ก๐—ฆ, ๐—–๐—”๐—ฆ๐—› ๐—•๐—ข๐—ก๐—จ๐—ฆ๐—˜๐—ฆ, & ๐—ง๐—ฅ๐—”๐—ฉ๐—˜๐—Ÿ ๐—œ๐—ก๐—–๐—˜๐—ก๐—ง๐—œ๐—ฉ๐—˜๐—ฆ! ๐Ÿ’ฏ

Message me for more details!




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