Rakel Vega, Financial Advisor,Sun Life Financial Philippines

13/07/2021

4 REASONS WHY PLANNING FOR RETIREMENT IS IMPORTANT!

1. SSS IS NOT ENOUGH – it will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on SSS alone.

2. INFLATION – your 1 peso right now will have lesser value in the future.

3. KIDS ARE NOT OUR RETIREMENT FUND – they will build and take care of their own family too.

4. WE LIVE LONGER – Imagine retiring at the age of 60 with no income then living until the age of 80, that’s 20 years worth of expenses, 60 years old too far to imagine right?

HOW ABOUT TAKING A VACATION FOR A MONTH WITH NO SALARY?

Do not just depend on your Company’s Retirement Benefit. Get your own back up plan.

Message me for further inquiries.

CCTO:

01/04/2021

“If you don’t take care of your money, your money won’t take care of you.”

Enjoy your 4 benefit with 1 product for only 2,500 per month you can prepare for your future to achieve your Financial Goals, Secure yourself and your Family through Life Insurance, and prepare for your Retirement.

25/03/2021

Are you the Breadwinner of your Family and they are totally dependent on you?

It means that your life is very valuable for them. You have to take care of yourself and start thinking about getting Life insurance.

7 Benefits of Life Insurance.

You can secure family’s future by buying life insurance policy.

1. Peace of Mind

If you are the only person that is supporting your family financially, and you are worried about what will happen after your Death. You should buy Life Insurance policy. It will give you the peace of mind, you don’t have to worry about your family. The life insurance policy will protect your family and support them Financially. Life insurance protects your loved ones from financial hardship caused by losing you.

2. Future Investment

Did you know that you can create wealth with life insurance policy? Yes! Sounds Great. If you want to secure your future by investment, you can do that with Life insurance policy. Lots of insurance companies provide you the option of Future investment.

3. Term Life Insurance

Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time.

4. It Covers End Stage Disease

Depending on the policy, life insurance policy may not just provide the financial support in case of Death, it is also helpful to cover End stage diseases. If you are diagnosed with terminal disease, your insurance policy will cover the medical expenses

5. Saving for Child’s education

Mostly parents want that their children get high education and get a good job in future after higher studies. But we are well aware that to get the higher education we have to spend lots of money. Higher studies required heavy amount, so you can bear these expenses with your insurance policy. One of the best investments a parent can make in their lifetime is to invest in their child’s education. Saving for a child’s education is one of the biggest priorities for a parent.

6. Tax free Insurance Policy

To Secure your Family future, You can get Tax free insurance policy. If you die during life insurance term, payouts to your recipients are regularly tax-exempt. In addition to the fact that this means your cash goes directly to them. At the point when you’re choosing the amount to get safeguarded for, you can work out your family’s future needs without attempting to figure what occurs if the Tax code changes throughout the following couple of decades. Tax free insurance policy will give you the benefit and you don’t have to pay extra amount due to taxes.

7. Flexible Insurance Policy

Another benefit of life insurance policy is its Flexibility. If you do decide to buy a life insurance policy, there are a lot of options out there to choose from general life coverage permits you to alter your premiums and passing advantage payout varying.

25/02/2021

The Blessing ...of waking up every morning... GOD give us another day to LIVE...

15/02/2021

May mga rules of thumb sa personal finance na hindi naman applicable sa lahat. Isa na dito ang emergency fund first before getting an insurance plan.

Building an emergency fund takes time. Kailangan mo rin ma build ang habit ng regularly setting aside and wag ma tempt na gastusin yung naiipon mong pera.

However, life risks will not wait for you. They will happen whether may emergency fund ka o wala.

Kung wala ka pang emergency fund, kumuha ka ng insurance good for one year. Para insured ka na habang nagbibuild ka ng habit at emergency fund.
ccto😊

10/02/2021

Sun LifeAssure is a life and health insurance plan that provides protection benefit against any of the covered critical illness conditions. This gives you and your family financial comfort and peace of mind no matter what happens.

Benefits of Sun LifeAssure:

1. Critical illness coverage:
Worry less about costly treatment and hospital bills. Upon diagnosis or undergoing of any of the 36 covered critical illnesses and surgeries, you can get a lump sum cash benefit equal to your plan’s Face Amount. You can use this amount anyway you want to-for recuperation, seeking alternative medicines, or simply fulfilling that bucket list.

For maximum protection, you can enhance your plan with riders to cover unforeseen contingencies such as accidents and disability.

2. Life insurance coverage:
In the event of death other than critical illness, your family will get the cash benefit equal to your plan’s Face Amount. Sun LifeAssure terminates upon payment for critical illness or death.

A. Types of critical illnesses covered:
Heart Attack
Stroke
Cancer
Kidney Failure
Dissecting Aortic Aneurysm
End Stage Lung Disease
Progressive Muscular Atrophy
Major Burns
Multiple Sclerosis
Paralysis
Total Blindness
Loss of Limbs
Aplastic Anaemia
Bacterial Meningitis
Benign Brain Tumour
Deafness
Encephalitis
Amyotrophic Lateral Sclerosis (ALS)
Progressive Bulbar Palsy (PBP)
Meningeal Tuberculosis
Cerebral Metastasis
Loss of Speech
Coma
Parkinson’s Disease
Terminal Illness
Medullary Cystic Disease
Alzheimer’s Disease
Fulminant Hepatitis
Major Head Trauma
End Stage Liver Failure
Motor Neurone Disease
Guillain-Barre Syndrome

B. Critical illnesses requiring surgery
Major Organ Transplant
Coronary Artery Bypass Surgery
Surgery for Disease of the Aorta (Aortic Surgery)
Replacement of Heart Valve
ctto:

09/02/2021

Client: Baka naman bigla nalang din magsara yang Insurance Company ninyo, pahirapan magclaim?

ME: Ano po ba ang standard ninyo ng isang STABLE COMPANY? 🤔

Client: "DAPAT KILALA"
ME: Sunlife was awarded as the No.1 Insurer in the Philippines for 9 years in a row. 👌🏻💯

Client: "DAPAT MATAGAL NA SA INDUSTRIYA"
ME: Sun Life is celebrating it's 126th year here in the Philippines this 2021, mas matanda pa sa Lolo at Lola naten.

Client: "DAPAT ACCESSIBLE ANG OPISINA"
ME:Sun Life has more than 81 branches nationwide and numerous ISO offices, at syempre your trusted Financial Advisor, always at your service. 😉

Client: "BAKA MAHIRAP MAG CLAIM"
ME: Sun Life has paid P4.7 Billions in claims and maturities last 2019.

Client: "DAPAT MAPAGKAKATIWALAAN"
ME: Pati po gobyerno nagiivest din sa kumpanya namin.
(SSS invested 3billion in mutual funds which includes Sun Life.) 💛

ME: Sa tingin niyo po Mr. Client, Stable po ba na company si Sun Life?
Client: Yes! Stable na Stable! Anong mga need kong requirements to apply? 😁

Be one of our valued clients and experience the Brighter life under the Sun 😄

Message us your insurance and investment inquiries 📩

ctto

11/01/2021

Very well said...Sir Randell Tiongson😎

24/12/2020

Its not too late to Learn How to SAVE... its the attitude and Disipline thats matters😍 so dont let this Holiday season make you more expenses... rather start ... begin to SAVE😊
follow this simple ways how to save during holiday season😊

06/12/2020

We lived in a world of uncertainties.
We do not know what will happen next.

24/11/2020

18/11/2020

Preparing for our retirement is the best GIFT to ourself💛❤️💛