29/03/2025
Why Insurance with Health Riders is a Must-Have
As you age, your life goals grow too – you start building your own family, climbing the corporate ladder or opening a business, buying a house, travelling the world, and so much more.
But pursuing goals isn’t always an easy journey, there will always be roadblocks along the way.
One of the most unpredictable and inevitable life risk is getting sick. It not only affects your health but your finances too hindering you from achieving the future you’ve envisioned for yourself and your family.
That’s why getting insurance with health riders is ideal, if not essential, to have because it provides additional coverage for unexpected medical expenses.
Not convinced?
Here are 5 reasons that will surely change your mind:
1. It provides financial support in case of illness or hospitalization.
Government institutions and other organizations help cover part of the hospital bills, but almost half is still paid straight from our pockets.
With health riders, you can get lumpsum cash benefit in case you’re diagnosed with a covered critical illness and added help in covering other expenses in case you get hospitalized reducing the blow to your finances.
2. You are more confident in getting the right treatment.
We know that medical costs continue to increase which hinders most people from getting and completing the right treatment to recover from illness.
That is why having health riders attached to your insurance plan help you set layers of protection in place giving you more confidence and the means to fully recover.
3. It supports your recovery physically and financially.
Having health riders that cover treatment expenses not only helps your physical state, but it ultimately affects your state of wealth as well.
We know that health is wealth – the healthier you are, the more capable you are in working towards your financial goals.
4. It prevents you from touching your savings.
Since your health riders provide additional financial support for medical expenses, it prevents you from touching or minimizing your hard-earned savings in case you get sick or hospitalized.
It also helps you continue or get right back to your savings goals after recovering.
5. Your family stays protected.
Apart from the health riders, of course life insurance coverage is the foundation of any protection product because it ensures that your family receives a lumpsum death benefit amount should you pass away.
It gives you peace of mind that your family is taken care of in case the unfortunate happens.
Now you see how health plays a big role in your finances and future.
That’s why we at AIA Philippines enhanced our best protection and savings product, AIA A+ Signature, to have health protection benefits to cover up to 90%* of your hospital bills, provide lumpsum cash benefit in case you get diagnosed with a covered critical illness, and keep your insurance benefits intact in case of illness or disability.
The plan also has 200% guaranteed death benefit, cash payouts, bonus potential dividends and 200% maturity benefit giving added financial support for your savings needs and goals.
Talk to our Life Planner today and take the first step in protecting your health and future.
Learn how AIA A+ Signature with health riders can protect the future you want for yourself and your loved ones. Apart from its 200% Guaranteed Life Insurance Coverage, Cash Payouts, Bonus Potential Dividends, and 200% Maturity Benefit, it now offers additional coverage for medical expenses, critical...
