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Overa Insurance Agency Inc. Overa Insurance Agency is a dynamic and client-focused insurance provider committed to delivering reliable, personalized, and forward-looking solutions.

WHAT DOES FIRE INSURANCE ACTUALLY COVER?โ€œIf my home catches fire, does insurance cover everything inside?โ€Itโ€™s a questio...
25/08/2026

WHAT DOES FIRE INSURANCE ACTUALLY COVER?

โ€œIf my home catches fire, does insurance cover everything inside?โ€

Itโ€™s a question many homeowners ask and the answer depends on the specific policy, coverage limits, and exclusions.

A standard Property & Fire Insurance policy may provide protection for covered losses such as:

๐Ÿ”ฅ Structural Fire & Lightning Damage
๐Ÿ’ฅ Gas Explosions & Smoke Damage
๐Ÿ›‹๏ธ Personal Belongings & Furniture
๐Ÿ  Temporary Living Expenses when your home becomes unlivable due to a covered loss

But remember: not every policy covers everything automatically. Understanding your coverage limits, conditions, and exclusions is essential.

๐Ÿ‘‰ Don't wait for a disaster before reviewing your policy.
๐Ÿ“ฉ Message us today for a FAST, NO-OBLIGATION Fire Insurance quote!
๐Ÿ“ž 0998 567 0808
๐Ÿ“ง [email protected]

Protect your home. Protect what you've worked hard to build. ๐Ÿ›ก๏ธ

๐—ง๐—ฌ๐—ฃ๐—›๐—ข๐—ข๐—ก ๐—ฆ๐—˜๐—”๐—ฆ๐—ข๐—ก & ๐—˜๐—Ÿ๐—˜๐—–๐—ง๐—ฅ๐—œ๐—–๐—”๐—Ÿ ๐—™๐—œ๐—ฅ๐—˜ ๐—ฆ๐—”๐—™๐—˜๐—ง๐—ฌ ๐Ÿ ๐Ÿ”ฅHeavy rain, power surges, and wet wiring can create hidden fire hazards at hom...
20/08/2026

๐—ง๐—ฌ๐—ฃ๐—›๐—ข๐—ข๐—ก ๐—ฆ๐—˜๐—”๐—ฆ๐—ข๐—ก & ๐—˜๐—Ÿ๐—˜๐—–๐—ง๐—ฅ๐—œ๐—–๐—”๐—Ÿ ๐—™๐—œ๐—ฅ๐—˜ ๐—ฆ๐—”๐—™๐—˜๐—ง๐—ฌ ๐Ÿ ๐Ÿ”ฅ

Heavy rain, power surges, and wet wiring can create hidden fire hazards at home. A little prevention today can help protect your family and property tomorrow.

Here are 4 quick checks to do this week:

โšก Check outdoor outlets for proper waterproof covers.
๐Ÿ”Œ Keep extension cords away from rugs and wet areas.
๐ŸŒฉ๏ธ Unplug sensitive electronics during severe thunderstorms when safe to do so.
๐Ÿ  Make sure your main breaker box is dry and free from moisture.

๐Ÿ‘‰ Save and share this post with your family, neighbors, and homeowner groups!

Want a simple guide to help inspect your home?
๐Ÿ“ฉ Send us a message for a FREE Electrical Fire Safety Checklist!

๐Ÿ“ž 0998 567 0808
๐Ÿ“ง [email protected]

Stay alert. Stay prepared. Protect what matters most. ๐Ÿ’™๐Ÿ’›

Why Does Every Home Need Fire Insurance?Your home is more than just a buildingโ€”itโ€™s where your family, memories, and har...
11/08/2026

Why Does Every Home Need Fire Insurance?

Your home is more than just a buildingโ€”itโ€™s where your family, memories, and hard-earned belongings are.

A fire can happen unexpectedly, and the financial impact can be overwhelming. Fire Insurance can help provide financial protection against covered fire-related losses.

๐Ÿ›ก๏ธ Protect your home and property
๐Ÿ’ฐ Help manage unexpected repair or rebuilding costs
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ Protect what matters most to your family
๐Ÿก Enjoy greater peace of mind knowing youโ€™re prepared

You work hard to build your home. Make sure you have the right protection in place.

๐Ÿ“ฉ Learn more about Fire Insurance today!

๐Ÿ“ž 0998 567 0808
๐Ÿ“ง [email protected]

The right protection today. Peace of mind tomorrow. ๐Ÿ’™๐Ÿ’›

WEATHER UPDATE | August 10, 2026 ๐Ÿ‡ต๐Ÿ‡ญRainy conditions and thunderstorms may affect several areas today due to the Southwes...
10/08/2026

WEATHER UPDATE | August 10, 2026 ๐Ÿ‡ต๐Ÿ‡ญ

Rainy conditions and thunderstorms may affect several areas today due to the Southwest Monsoon (Habagat).

โš ๏ธ Please stay alert and take extra precautions:
โ˜” Bring an umbrella or raincoat
๐Ÿš— Drive carefully and slow down on wet roads
๐ŸŒŠ Avoid flooded and flood-prone areas
๐Ÿ“ฑ Stay updated with official weather advisories
๐Ÿ  Keep your home and property safe and secure

Your safety comes first. Stay safe, stay informed, and be prepared. ๐Ÿ’™๐Ÿ’›

For protection against unexpected property losses, talk to us about your insurance options.

๐Ÿ“ž 0998 567 0808
๐Ÿ“ง [email protected]

๐—™๐—”๐—ค: ๐——๐—ผ๐—ฒ๐˜€ ๐—™๐—ถ๐—ฟ๐—ฒ ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—–๐—ผ๐˜ƒ๐—ฒ๐—ฟ ๐—˜๐—น๐—ฒ๐—ฐ๐˜๐—ฟ๐—ถ๐—ฐ๐—ฎ๐—น ๐—™๐—ถ๐—ฟ๐—ฒ๐˜€?It's one of the most common questions we receive and the answer is:โœ… Yes...
07/08/2026

๐—™๐—”๐—ค: ๐——๐—ผ๐—ฒ๐˜€ ๐—™๐—ถ๐—ฟ๐—ฒ ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—–๐—ผ๐˜ƒ๐—ฒ๐—ฟ ๐—˜๐—น๐—ฒ๐—ฐ๐˜๐—ฟ๐—ถ๐—ฐ๐—ฎ๐—น ๐—™๐—ถ๐—ฟ๐—ฒ๐˜€?

It's one of the most common questions we receive and the answer is:

โœ… Yes, in many cases.

Most Fire Insurance policies generally cover damage caused by electrical fires, provided the loss is due to a covered event and is within your policy's terms and conditions.

Electrical fires can happen without warning due to:
โšก Faulty wiring
โšก Overloaded electrical outlets
โšก Defective appliances
โšก Short circuits

That's why it's important to have the right protection in place before an emergency happens.

๐Ÿ  Fire Insurance can help protect your:
โœ”๏ธ Home or Building
โœ”๏ธ Furniture & Personal Belongings
โœ”๏ธ Business Property & Equipment
โœ”๏ธ Financial Security

Every policy is different, so it's important to understand what's covered and any exclusions that may apply.

๐Ÿ’ฌ Have questions about Fire Insurance? We're here to help!
๐Ÿ“ฉ Send us your questions or request a FREE Fire Insurance quotation today.

๐Ÿ“ž 0998 567 0808
๐Ÿ“ง [email protected]

๐—ง๐—ผ๐—ฝ ๐Ÿฑ ๐—™๐—ถ๐—ฟ๐—ฒ ๐—›๐—ฎ๐˜‡๐—ฎ๐—ฟ๐—ฑ๐˜€ ๐—ฎ๐˜ ๐—›๐—ผ๐—บ๐—ฒ.Did you know that many house fires are caused by everyday activities that can be prevented?He...
06/08/2026

๐—ง๐—ผ๐—ฝ ๐Ÿฑ ๐—™๐—ถ๐—ฟ๐—ฒ ๐—›๐—ฎ๐˜‡๐—ฎ๐—ฟ๐—ฑ๐˜€ ๐—ฎ๐˜ ๐—›๐—ผ๐—บ๐—ฒ.

Did you know that many house fires are caused by everyday activities that can be prevented?

Here are five common fire hazards to watch out for:
โš ๏ธ Overloaded electrical outlets
โš ๏ธ Unattended cooking
โš ๏ธ Unattended candles
โš ๏ธ Damaged electrical wiring
โš ๏ธ Improper storage of flammable materials

A few simple precautions today can protect your home, your loved ones, and everything you've worked hard for.

โœ… Inspect your electrical system regularly.
โœ… Never leave cooking unattended.
โœ… Keep flammable materials away from heat sources.
โœ… Always extinguish candles before leaving a room.
โœ… Keep a fire extinguisher and smoke alarm in your home.

๐Ÿ”ฅ ๐—ฃ๐—ฟ๐—ฒ๐˜ƒ๐—ฒ๐—ป๐˜๐—ถ๐—ผ๐—ป ๐—ถ๐˜€ ๐—ฎ๐—น๐˜„๐—ฎ๐˜†๐˜€ ๐—ฏ๐—ฒ๐˜๐˜๐—ฒ๐—ฟ ๐˜๐—ต๐—ฎ๐—ป ๐—ฟ๐—ฒ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐˜†.

For added peace of mind, protect your home and business with the right Fire Insurance coverage.

๐Ÿ“ฉ Message us today for a FREE Fire Insurance quotation!
๐Ÿ“ž 0998 567 0808
๐Ÿ“ง [email protected]

๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐˜€ ๐—™๐—ถ๐—ฟ๐—ฒ ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ?Fire can happen unexpectedly but the financial impact doesn't have to be devastating.Fire Insuran...
03/08/2026

๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐˜€ ๐—™๐—ถ๐—ฟ๐—ฒ ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ?

Fire can happen unexpectedly but the financial impact doesn't have to be devastating.

Fire Insurance helps protect your home, business, and valuable assets against losses caused by fire and other covered risks. Whether it's your family home, office, warehouse, or commercial property, having the right coverage gives you peace of mind when it matters most.

๐Ÿ  Protect your home from costly fire damage.
๐Ÿข Safeguard your business and livelihood.
๐Ÿ’ฐ Reduce financial losses from unexpected events.
๐Ÿ›ก๏ธ Invest in protection before disaster strikes.

Don't wait until it's too late. Secure your property today and protect what you've worked hard to build.

๐Ÿ“ฉ Message us today for a FREE Fire Insurance quotation!
๐Ÿ“ž 0998 567 0808
๐Ÿ“ง [email protected]

๐—ง๐—ต๐—ฎ๐—ป๐—ธ ๐—ฌ๐—ผ๐˜‚, ๐——๐—ฟ๐—ถ๐˜ƒ๐—ฒ๐—ฟ๐˜€! ๐Ÿš—Every time you choose to drive responsibly, follow traffic rules, and protect your vehicle with ins...
27/07/2026

๐—ง๐—ต๐—ฎ๐—ป๐—ธ ๐—ฌ๐—ผ๐˜‚, ๐——๐—ฟ๐—ถ๐˜ƒ๐—ฒ๐—ฟ๐˜€! ๐Ÿš—

Every time you choose to drive responsibly, follow traffic rules, and protect your vehicle with insurance, you're helping make our roads safer for everyone.

At Overa Insurance Agency, we sincerely appreciate your trust and the opportunity to be part of your journey. Your commitment to safety inspires us to continue providing reliable protection and exceptional service.

Together, let's continue to:
๐Ÿ›ก๏ธ Drive responsibly
๐Ÿšฆ Practice road safety
๐Ÿ’™ Protect what matters most

Thank you for choosing safety. Thank you for choosing protection.

๐Ÿ‘ Follow Overa Insurance Agency for more road safety tips, insurance updates, and helpful reminders.

๐Ÿ“ž 0998 567 0808
๐Ÿ“ง [email protected]

๐—™๐—ฅ๐—˜๐—˜ ๐— ๐—ผ๐˜๐—ผ๐—ฟ ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—–๐—ผ๐—ป๐˜€๐˜‚๐—น๐˜๐—ฎ๐˜๐—ถ๐—ผ๐—ป!Not sure which motor insurance coverage is right for you? Let our experts help you mak...
20/07/2026

๐—™๐—ฅ๐—˜๐—˜ ๐— ๐—ผ๐˜๐—ผ๐—ฟ ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—–๐—ผ๐—ป๐˜€๐˜‚๐—น๐˜๐—ฎ๐˜๐—ถ๐—ผ๐—ป!

Not sure which motor insurance coverage is right for you? Let our experts help you make the best choice at no cost!

At ๐—ข๐˜ƒ๐—ฒ๐—ฟ๐—ฎ ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—”๐—ด๐—ฒ๐—ป๐—ฐ๐˜†, we take the time to understand your needs and recommend coverage that fits your vehicle, lifestyle, and budget.

Here's what you'll get:
โœ… Personalized Insurance Recommendations
โœ… Clear and Honest Guidance
โœ… Affordable Coverage Options
โœ… Answers to All Your Insurance Questions
โœ… No Obligation, No Pressure

Whether you're buying insurance for the first time or reviewing your current policy, we're here to help you protect what matters most.

๐Ÿ’ฌ Send us a message today and enjoy a FREE Motor Insurance Consultation!

๐Ÿ“ž 0998 567 0808
๐Ÿ“ง [email protected]

๐—ฅ๐—ผ๐—ฎ๐—ฑ ๐—ฆ๐—ฎ๐—ณ๐—ฒ๐˜๐˜† ๐—ฆ๐˜๐—ฎ๐—ฟ๐˜๐˜€ ๐˜„๐—ถ๐˜๐—ต ๐—ฌ๐—ผ๐˜‚!Every driver has a habit or tip that helps make the road safer. Now it's your turn to share!...
18/07/2026

๐—ฅ๐—ผ๐—ฎ๐—ฑ ๐—ฆ๐—ฎ๐—ณ๐—ฒ๐˜๐˜† ๐—ฆ๐˜๐—ฎ๐—ฟ๐˜๐˜€ ๐˜„๐—ถ๐˜๐—ต ๐—ฌ๐—ผ๐˜‚!

Every driver has a habit or tip that helps make the road safer. Now it's your turn to share!
What's your best road safety tip? ๐Ÿ‘‡
Is itโ€ฆ

๐Ÿ›ก๏ธ Always wearing your seatbelt?
๐Ÿ“ต Putting your phone away while driving?
๐Ÿšฆ Following the speed limit?
๐Ÿš— Keeping a safe distance from other vehicles?
๐Ÿ˜ด Taking breaks on long drives?

Drop your best tip in the comments and help fellow motorists stay safe on every journey!

Together, we can build a community of responsible drivers and make our roads safer for everyone.

๐Ÿ›ก๏ธ Drive responsibly. Protect lives. Stay insured.

๐Ÿ“ž 0998 567 0808
๐Ÿ“ง [email protected]

Address

Unit 301 New JM Bldg Km25 MacArthur Highway Lolomboy
Bocaue

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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