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Realtalk: We want to make a change in our financial status!But reality is we stick to our comfort zone. ๐ŸงBakit? Kasi yun...
23/04/2021

Realtalk: We want to make a change in our financial status!

But reality is we stick to our comfort zone. ๐Ÿง
Bakit? Kasi yun ang nakasanayan natin.
Pinaniniwalaan natin na, โ€œSapat naman na may trabaho ako.โ€
โ€œKumikita naman ako eh.โ€
โ€œMy bank account ako, dun ako nag-iiponโ€

Ilan lang ito sa mga nakasanayan natin or yun nga, mga comfort zones natin.
But did you know that all successful people, donโ€™t have one single source of income and they took risks to achieve the life they have now?

Did you also know that bank pays only 1% annual interest and gets 20%Withholding tax from your savings in the bank? but still we choose to save money from the bank long term.๐Ÿคท๐Ÿผโ€โ™€๏ธ

Step out from your comfort zone dear!
Staying inside it, wonโ€™t make you grow.
Make a change now.

RETIREMENT: IT COULD BE THE LONGEST HOLIDAY OR LONGEST NIGHTMARE OF YOUR LIFE. Depends on how you prepare for it!Ito yun...
24/03/2021

RETIREMENT: IT COULD BE THE LONGEST HOLIDAY OR LONGEST NIGHTMARE OF YOUR LIFE. Depends on how you prepare for it!

Ito yung kasabihan kung saan namulat ang mata ko about saving and investing early.

Lahat tayo syempre we donโ€™t want to work our whole lives di ba? Everybody wants a comfortable lifestyle specially when we get old. Ayaw naman natin dumating yun time na wala tayong magagastos kasi wala tayong naipon sa pagtanda, kasi the moment we stop working doesnโ€™t mean our expenses stop, right? Tuloy tuloy parin ang expenses at sa pamahal pa ang mga bilihin dahill ng inflation. Samahan pa ng mga maintenance and regular checkups. How are you sure that your savings is enough when you dont have your income with you anymore? The moment, we did not prepare for it will be the moment of our longest nightmare when we retire. Now, I have a question for you.

Do you want to live comfortably at your 50s without working anymore?
Let me teach you how. Hit me with a message so I can be of help to you. โ˜บ๏ธ

Your Lifetime Partner,

Ebenezer Bunquin
Sun Life Financial Advisor
Founder of Money-wise Juan

Wow! Balita ko, extended daw ang 3.3 Mega Sale! Naadd to cart mo na ba yung mga gusto mong bilin? May question ako, What...
04/03/2021

Wow! Balita ko, extended daw ang 3.3 Mega Sale! Naadd to cart mo na ba yung mga gusto mong bilin? May question ako, What if thereโ€™s product that will give you these benefits:

โœ… Peace of Mind
โœ…Financial Stability
โœ… Future

Are you willing to add this to your cart?

You insure things like your House and car, right?Because you firmly believe that you need ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐ฌ๐š๐Ÿ๐ž๐ญ๐ฒ ๐ง๐ž๐ญ if the un...
02/03/2021

You insure things like your House and car, right?

Because you firmly believe that you need ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐ฌ๐š๐Ÿ๐ž๐ญ๐ฒ ๐ง๐ž๐ญ if the unexpected occurs and a ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐ฉ๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง in case you get into a car accident. Isnโ€™t it?

If so, whatโ€™s holding you back in protecting the most significant aspect of your life, ๐˜๐Ž๐”๐‘๐’๐„๐‹๐…?

Is it because you and your family donโ€™t need it?
Because you will be forever young and healthy?
Because your savings will be enough if something happens to you?
Or is it because having an insurance will just be an additional expense that you canโ€™t afford?

If those are your reasons, the more that you have to talk to a ๐‘๐„๐ฅ๐ข๐š๐›๐ฅ๐ž ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐€๐๐ฏ๐ข๐ฌ๐จ๐ซ to guide and help you see the value of Insurance in your life. Please note that ๐™๐™ž๐™ฃ๐™–๐™ฃ๐™˜๐™ž๐™–๐™ก ๐˜ผ๐™™๐™ซ๐™ž๐™จ๐™ค๐™ง๐™จ ๐™–๐™ง๐™š ๐™ฉ๐™๐™š๐™ง๐™š ๐™ฃ๐™ค๐™ฉ ๐™ฉ๐™ค ๐™œ๐™š๐™ฉ ๐™ข๐™ค๐™ฃ๐™š๐™ฎ ๐™›๐™ง๐™ค๐™ข ๐™ฎ๐™ค๐™ช ๐™ง๐™–๐™ฉ๐™๐™š๐™ง ๐™ฉ๐™ค ๐™๐™š๐™ก๐™ฅ ๐™ฎ๐™ค๐™ช ๐™ฅ๐™ง๐™ค๐™ฅ๐™š๐™ง๐™ก๐™ฎ ๐™ข๐™–๐™ฃ๐™–๐™œ๐™š ๐™ฎ๐™ค๐™ช๐™ง ๐™๐™–๐™ง๐™™-๐™š๐™–๐™ง๐™ฃ๐™š๐™™ ๐™ข๐™ค๐™ฃ๐™š๐™ฎ.

๐ƒ๐จ๐งโ€™๐ญ ๐ฐ๐š๐ฌ๐ญ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐ญ๐ข๐ฆ๐ž. ๐ƒ๐จ๐งโ€™๐ญ ๐ฐ๐š๐ฌ๐ญ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐ฆ๐จ๐ง๐ž๐ฒ.
๐“๐š๐ฅ๐ค ๐ญ๐จ ๐š ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐€๐๐ฏ๐ข๐ฌ๐จ๐ซ ๐ฐ๐ก๐จ ๐ฒ๐จ๐ฎ ๐œ๐š๐ง ๐ญ๐ซ๐ฎ๐ฌ๐ญ ๐š๐ง๐ ๐ฉ๐ฅ๐š๐ง ๐ฒ๐จ๐ฎ๐ซ ๐๐‘๐ˆ๐†๐‡๐“๐„๐‘ ๐…๐”๐“๐”๐‘๐„.



Make a S.M.A.R.T Goal! Step One: Make a list.What do you want to achieve this year? Consider all aspects of your life (c...
14/01/2021

Make a S.M.A.R.T Goal!

Step One: Make a list.
What do you want to achieve this year? Consider all aspects of your life (career, business, school, etc.), and donโ€™t be afraid to think both short-term and long-term. Write them down. Create a list.

Step Two: Break it down.
Select one dream from your list. Weโ€™ll focus on one at a time. Which dream stands out to you as one that youโ€™d like to focus on right away? Which one is the most urgent or immediate?

Step Three: Make it S.M.A.R.T
S.M.A.R.T is an acronym to ensure that your dream doesnโ€™t remain a dream but rather takes the form of an attainable goal. Use the following acronym to rewrite your dream as a goal.

S: Specific, Simple, Significant, and Strategic
Is your goal specific? How can you rewrite your goal in more precise, simple, and meaningful terms? Example: I want to buy a 100sq.meter lot for my future house. That's a precise goal indeed.

M: Measurable
Is your goal measurable? How will you know if you are getting closer or farther away from making your goal a reality? For example, I will save this amount every week to reach my goal.

A: Achievable
Is your goal achievable? We are all about shooting for the stars. But letโ€™s be sure to set ourselves up for success by creating goals that are a reach but
possible. Thereโ€™s nothing wrong with holding yourself to a high standard; but when we set goals that are too ambitious, we might find ourselves discouraged and therefore less likely to follow through. Be sure to set challenging yet attainable standards.

R: Relevant
Is your goal relevant? Make sure that your goal pertains to an aspect of your life that is important and immediate because it will inspire you more to reach your goal.

T: Timely/ Time-Bounded
Does your goal have a time requirement? Working toward a goal is far more enjoyable and rewarding when you know how long you have to complete it. When times get tough, itโ€™s useful to be able to remind yourself how much time youโ€™ve put in and how much time you have left. Having a set time-frame also allows you to set up check-in points with yourself, mentors, teachers, coaches, and parents along the way to discuss your progress.

Step Four: Rewrite your goal.
Now that youโ€™ve assessed if your goal is S.M.A.R.T, rewrite it in such a way that reflects its simplicity, measurability, attainability, relevance, and time-requirement. This will allow you to break your goal down into clear and fruitful steps toward making it a reality.

Step Five: Repeat and thrive.
Go back to your list of goals and repeat Steps 3 and 4 to create an entire list of S.M.A.R.T goals. Once you have that, youโ€™ve got the tools to make the most out of your future plans.

My last bits of advice? Make a dream board, hang in a place where you can see it daily. And keep reassessing whether your goals remain S.M.A.R.Tโ€”as our lives change, so do our hopes for what weโ€™d like to accomplish. Go get smart!


3P's Bakit hindi nakakaipon ang mga pilipino:1. No PLAN-  Ang pag-iipon ang magiging basta-basta lang kung walang plano....
13/01/2021

3P's Bakit hindi nakakaipon ang mga pilipino:

1. No PLAN- Ang pag-iipon ang magiging basta-basta lang kung walang plano. Minsan feel mo magipon, pero kapag di mo na feel magipon paano na? Wala nga tayong maiipon nyan mga Kamoney-wise. So, there should be a plan to follow. Make sure that meron kang goal na ipon at kailan mo ito kailangan matapos. Time Bounded dapat ang plan. Good side, Dahil dito maprepressure ka na to work hard para makamit mo ang plano mong maipon.

2. No PERSPECTIVE- Alamin mo kung ang reason ng pag-iipon mo ay pang short-term or gagamitin mo in the future. Mahalaga na alam mo kun saan mo gagamitin ang iipunin mong pera. Pwede mong paghiwawalayin ang pang short term at pang long term na ipunan ng sa ganon, hindi mo mabawasan o magamit ang perang naipon. Dapat my paninindigan kapag nagsimula ka ng magipon. Kahit anong mangyari walang galawan ng ipon. Buo dapat ang loob kapag nag-ipon.

3. No PRIORITY- Huwag kang mag-ipon kung wala kang priority. You should prioritize savings over expenses. Try doing this. Income minus Savings rather than Income minus Expenses. Siguradong kapag ginawa mo yon makakaipon ka. Kasi kapag spend lang tayo ng spend mga kapatid, sure na hindi natin mamalayan wala na pala tayong perang panggastos.

Do you have any plans in mind? Write it down and work on it. Make sure you have a deadline, because plans wil only be pl...
12/01/2021

Do you have any plans in mind? Write it down and work on it. Make sure you have a deadline, because plans wil only be plans in mind if you do not work on it.

Doctor's duties and responsibilities lies on curing a patient's critical illness but limits to curing the patient's wall...
04/11/2020

Doctor's duties and responsibilities lies on curing a patient's critical illness but limits to curing the patient's wallet. Question is, Can you afford not to protect your health? Or you'll just stay as a financial burden to the family when you get critically ill?

For more details about insuring yourself, Feel free to message Money-wise Juan. We really love to help. :)

Get insured before its too late!


21/10/2020

It's rainy day outside! Do you have your umbrella?
We usually buy our own umbrella when it is sunny day right?!
Make sure that in times of a rainy day, you have yours!
Just like insurance, we usually purchase it when it is not needed.
Because of the security and peace of mind that when SAD (Sickness, Accident, Death) Events came in just a snap, we are already protected and ready! You and your family will surely not be burdened.
Umbrella is our protection from our rainy days.
One last question, when will you buy your umbrella?
When its too late?
Don't let it happen.
Make sense. :)



Money-wise is thanking you, our clients for trusting Sun Life and Ms. Ebenezer Bunquin for trusting her as your Lifetime...
18/10/2020

Money-wise is thanking you, our clients for trusting Sun Life and Ms. Ebenezer Bunquin for trusting her as your Lifetime Financial Partner! These policies are sign of love and care to your family and to your future self!
In this life full of uncertainties, we should be protected and secured. Thank you for making the bright decision in securing your future with us. With full gratitude, Money-wise Juan promised to value each one of you and be with you in every step of your financial journey. God Bless and Keep safe all!




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