https://www.facebook.com/313930541814519/

Sheena Asuncion Rivera - Pru Financial Consultant, Zone 2 Masoli, Bato (2026)

11/01/2025

Answers to Questions you usually ask about Life Insurance:

1.𝗣𝘄𝗲𝗱𝗲 𝗯𝗮 𝗮𝗻𝗴 𝟭 𝗺𝗼𝗻𝘁𝗵 𝗯𝗮𝗯𝘆 𝗺𝗮-𝗶𝗻𝘀𝘂𝗿𝗲?
- YES kahit 7 days old pa lang ✅

2. 𝗠𝗮𝗴𝗸𝗮𝗻𝗼 𝗺𝗶𝗻𝗶𝗺𝘂𝗺 𝗻𝗴 𝗶𝗻𝘀𝘂𝗿𝗮𝘃𝗲𝘀𝘁?
- Usually 50 - 100/day but it depends on the age ✅

3. 𝗦𝗲𝗻𝗶𝗼𝗿 𝗰𝗶𝘁𝗶𝘇𝗲𝗻 𝗽𝘄𝗲𝗱𝗲 𝗺𝗮-𝗶𝗻𝘀𝘂𝗿𝗲?
-Yes po for ages 60-70 👵🏻🧓🏼✅

4. 𝗠𝗮𝘆 𝗳𝗶𝘃𝗲 𝘆𝗲𝗮𝗿 𝗽𝗹𝗮𝗻 𝘀𝗮 𝗣𝗿𝘂?
- Meron ✅
Hindi na kayo maghuhulog after 5 years tapos insured ka na until 100 years old and may growing investment and guaranteed payouts pa. ✨

5. 𝗞𝗮𝗽𝗮𝗴 𝗻𝗮𝗴𝗽𝘂𝗻𝘁𝗮 𝗮𝗸𝗼 𝗻𝗴 𝗶𝗯𝗮𝗻𝗴 𝗯𝗮𝗻𝘀𝗮 𝗶𝗻𝘀𝘂𝗿𝗲𝗱 𝗽𝗮 𝗿𝗶𝗻 𝗮𝗸𝗼. - Yes ✅

6. 𝗕𝗮𝗸𝗮 𝗶𝘄𝗮𝗻𝗮𝗻 𝗺𝗼 𝗿𝗶𝗻 𝗸𝗮𝗺𝗶 𝗵𝗮. 𝗔𝗻𝗴 𝗱𝗮𝗺𝗶𝗻𝗴 𝗮𝗴𝗲𝗻𝘁 𝘄𝗮𝗹𝗮 𝗻𝗮 𝗻𝗴𝗮𝘆𝗼𝗻. 𝗡𝗶-𝗴𝗵𝗼𝘀𝘁 𝗻𝗮 𝗸𝗮𝗺𝗶.
- I am your lifetime Licensed Financial Advisor. I can also provide service to orphaned clients even without commission, which means I got you and your family. At patuloy pa po akong nag iinvest sa sarili para maging expert sa Insurance and investment industry. Lastly, I see myself retiring in this company, so as long as I live, I will keep my services to you. ✅

7. 𝗣𝘄𝗲𝗱𝗲 𝗯𝗮 𝗮𝗸𝗼 𝗺𝗮𝗴 𝘄𝗶𝘁𝗵𝗱𝗿𝗮𝘄 𝘀𝗮 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗸𝗼 𝗮𝗻𝘆𝘁𝗶𝗺𝗲? - Yes, as long as there's fund value already. Pero as much as possible kung hindi emergency, wag po. Ilaan natin ito for long term goal like retirement fund.

*𝘤𝘰𝘮𝘱𝘶𝘵𝘢𝘵𝘪𝘰𝘯𝘴 𝘮𝘢𝘺 𝘷𝘢𝘳𝘺 𝘥𝘶𝘦 𝘵𝘰 𝘢𝘨𝘦, 𝘰𝘤𝘤𝘶𝘱𝘢𝘵𝘪𝘰𝘯, 𝘥𝘦𝘴𝘪𝘳𝘦𝘥 𝘤𝘰𝘷𝘦𝘳𝘢𝘨𝘦𝘴/𝘣𝘦𝘯𝘦𝘧𝘪𝘵𝘴.

27/11/2024

SAVINGS IN BANK vs INSURANCE WITH INVESTMENT

👉🏻 In case of death, the bank pays your family what you have saved,
but Pru Life UK pays your family what you intend to save.

✅ It is good saving in a bank, we need that for liquidity and accessibility.

✅ Bank interest rates are lower than the the inflation rate. If you put your money in instruments that are earning lower than the inflation rate, you're actually losing the value of your money.

✅ You don't want your hard-earned money to be spent only on medication, surgeries and hospitalization expenses due to unforeseen events. You can prepare for these.

✅ Death is inevitable. The only question here is, "If I die today, how much will I be able to leave to my family? What's going to happen to the people who depends on me?"

👉🏻 To know more about these, just send us a mesage. 📩

10/10/2024

‼️𝐍𝐞𝐰 𝐏𝐫𝐨𝐝𝐮𝐜𝐭 𝐀𝐥𝐞𝐫𝐭‼️

Mga basic question ng aking mga client about our recently launched PruMillion Flex payable over 2 years. Isi-share ko na rin dito. ☺️

𝑯𝒊 Sheena 𝙢𝙖𝙮 𝙥𝙡𝙖𝙣 𝙗𝙖 𝙣𝙖 𝙥𝙬𝙚𝙙𝙚𝙣𝙜 𝙗𝙖𝙮𝙖𝙧𝙖𝙣 𝙡𝙖𝙣𝙜 𝙨𝙖 𝙡𝙤𝙤𝙗 𝙡𝙖𝙣𝙜 𝙣𝙜 2 𝙮𝙚𝙖𝙧𝙨 𝙩𝙖𝙥𝙤𝙨 𝙞𝙣𝙨𝙪𝙧𝙚𝙙 𝙣𝙖 𝙖𝙠𝙤 𝙝𝙖𝙣𝙜𝙜𝙖𝙣𝙜 𝙖𝙜𝙚 85?

-- Meron! Pay only for 2 years at insured ka na until 85! This is a limited-offer kaya hurry and take advantage of this offer. PruMillion Flex ang bagay sayo!

𝙈𝙖𝙮 𝙡𝙞𝙛𝙚 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙣𝙖 𝙖𝙠𝙤 𝙖𝙩 𝙜𝙪𝙨𝙩𝙤 𝙠𝙤 𝙡𝙖𝙣𝙜 𝙙𝙖𝙜𝙙𝙖𝙜𝙖𝙣 𝙖𝙣𝙜 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩 𝙥𝙤𝙧𝙩𝙛𝙤𝙡𝙞𝙤 𝙠𝙤, 𝙢𝙖𝙮 𝙥𝙡𝙖𝙣 𝙗𝙖 𝙣𝙖 𝙢𝙖𝙮 𝙢𝙖𝙩𝙖𝙖𝙨 𝙣𝙖 𝙖𝙡𝙡𝙤𝙘𝙖𝙩𝙞𝙤𝙣 𝙛𝙤𝙧 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩 𝙨𝙖 𝙪𝙣𝙖𝙣𝙜 𝙩𝙖𝙤𝙣 𝙥𝙖𝙡𝙖𝙣𝙜?

-- Meron! Ang PruMillion Flex ay may premium allocation na 95% hanggang 98%! Isa sa pinaka-mataas if not the highest! This is an investment-focused plan. Bagay sa mga gustong dagdagan ang kanilang life insurance coverage habang nagpapalago ng pera.

𝙋𝙬𝙚𝙙𝙚 𝙠𝙤 𝙗𝙖𝙣𝙜 𝙗𝙖𝙮𝙖𝙧𝙖𝙣 𝙖𝙣𝙜 𝙞𝙣𝙞𝙩𝙞𝙖𝙡 𝙥𝙖𝙮𝙢𝙚𝙣𝙩 𝙠𝙤 𝙫𝙞𝙖 𝙂𝙘𝙖𝙨𝙝 𝙤𝙧 𝙘𝙧𝙚𝙙𝙞𝙩 𝙘𝙖𝙧𝙙?

-- Pwede! Tinatanggap ang Gcash at maging ang mga debit/credit card kaya sobrang convenient at hassle free!

𝙋𝙬𝙚𝙙𝙚 𝙗𝙖𝙣𝙜 𝙞𝙡𝙖𝙜𝙖𝙮 𝙨𝙖 𝙐.𝙎. 𝙢𝙖𝙧𝙠𝙚𝙩 (𝙈𝙞𝙘𝙧𝙤𝙨𝙤𝙛𝙩, 𝙎𝙖𝙢𝙨𝙪𝙣𝙜, 𝙂𝙤𝙤𝙜𝙡𝙚, 𝘼𝙥𝙥𝙡𝙚) '𝙮𝙪𝙣𝙜 𝙛𝙪𝙣𝙙 𝙠𝙤?

-- Pwedeng-pwede! Mas aggressive ang fund na ito at bagay sa mga sanay na sa pagi-invest.

𝙂𝙪𝙖𝙧𝙖𝙣𝙩𝙚𝙚𝙙 𝙗𝙖 𝙖𝙣𝙜 𝙛𝙪𝙣𝙙 𝙫𝙖𝙡𝙪𝙚 𝙣𝙜 𝙋𝙧𝙪𝙈𝙞𝙡𝙡𝙞𝙤𝙣 𝙁𝙡𝙚𝙭?

-- Tulad ng ibang investment-linked insurance plan, ang fund value ay hindi guaranteed. Pero maganda na we take advantage of the market today! Take it as long term investment plan.

𝙋𝙬𝙚𝙙𝙚 𝙗𝙖 𝙖𝙠𝙤𝙣𝙜 𝙢𝙖𝙜-𝙥𝙖𝙧𝙩𝙞𝙖𝙡 𝙬𝙞𝙩𝙝𝙙𝙧𝙖𝙬 𝙨𝙖 𝙛𝙪𝙣𝙙 𝙠𝙤 𝙠𝙪𝙣𝙜 𝙠𝙞𝙣𝙖𝙞𝙡𝙖𝙣𝙜𝙖𝙣?

-- Pwede! Ang minimum partial withdrawal amount ay 10,000 pesos! Pwedeng mas mataas diyan depende sa kailangan mo. Insured ka na, may pagkakataon ka pa para makapagipon at makapag-invest!

𝙋𝙬𝙚𝙙𝙚 𝙗𝙖𝙣𝙜 𝙣𝙖𝙠𝙖-𝙖𝙪𝙩𝙤 𝙙𝙚𝙗𝙞𝙩 𝙣𝙖 𝙖𝙣𝙜 𝙢𝙜𝙖 𝙨𝙪𝙨𝙪𝙣𝙤𝙙 𝙣𝙖 𝙥𝙖𝙮𝙢𝙚𝙣𝙩𝙨 𝙠𝙤 𝙥𝙖𝙧𝙖 𝙡𝙚𝙨𝙨 𝙝𝙖𝙨𝙨𝙡𝙚?

-- Pwedeng-pwede! Mas advisable na naka-auto debit ang payment para walang palya at hassle-free!

𝑺𝒂𝒓𝒂𝒉, 𝙜𝙪𝙨𝙩𝙤 𝙧𝙞𝙣 𝙢𝙖𝙜-𝙖𝙫𝙖𝙞𝙡 𝙣𝙜 𝙛𝙖𝙩𝙝𝙚𝙧 𝙠𝙤, 𝙝𝙚𝙖𝙡𝙩𝙝𝙮 𝙥𝙖 𝙨𝙞𝙮𝙖 𝙖𝙩 𝙬𝙖𝙡𝙖𝙣𝙜 𝙢𝙖𝙞𝙣𝙩𝙚𝙣𝙖𝙣𝙘𝙚 𝙢𝙚𝙙𝙞𝙘𝙞𝙣𝙚 𝙠𝙖𝙨𝙤 65 𝙮𝙚𝙖𝙧𝙨 𝙤𝙡𝙙 𝙣𝙖. 𝙋𝙬𝙚𝙙𝙚 𝙥𝙖 𝙗𝙖 𝙨𝙞𝙮𝙖 𝙠𝙪𝙢𝙪𝙝𝙖?

-- Pwedeng-pwede! Zero to 70 years old healthy individual ang pwedeng mag-avail ng PruMillion Flex.

𝐏𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 plus 𝐰𝐞𝐚𝐥𝐭𝐡 𝐚𝐜𝐜𝐮𝐦𝐮𝐥𝐚𝐭𝐢𝐨𝐧 in ONE. ☺️

Got more questions? Message 𝑺𝒉eena 𝑨. Rivera
A licensed insurance professional from PruLife UK. ✨️

08/10/2024

‼️HEARTBREAKING‼️

Have you tried the official SSS Retirement Computation? I calculated mine. Sample below is what I will get once I retire. I started working in 2008 and since then, I didnt stop my contribution.

Work/Contribution start date: 10/2008

Computed my retirement benefit of my current self as 37 year old employee earning ₱200,000 monthly salary. It turns out that I will only have ₱12K+ per month pension and 13k+ if I retire at age 65. Take note, monthly earnings is ₱200,000 every month.

Now, how much are we all earning again?

Putting it in the right perspective, at age 60, that 13K+ pension, parang one shopping cart nalang or kulang pa para mapuno ang isang cart. Not to mention our medical expenses.

Friends, SSS Retirement is NOT enough. This is the very reason why the need to prepare for our retirement is so important. And this one of the reasons why I reach out with URGENCY. We have to start EARLY. Talk to your trusted financial advisor to avoid financial problems like this in the future.

After a lifetime of hardwork, we all deserve to be able to do what makes us the happiest. The best way to ensure this is possible is through sensible and consistent retirement planning.

Financially educating people to make better financial decisions is what I do. Message me.

Ctto: UM EJ

Try the SSS Retirement Estimator here:
https://www.sss.gov.ph/sss/portlets/retirementestimator/retirementEstimator1.jsp?fbclid=IwAR1tTT_B3B_FZCoxBpdfkvyoL3uLbS6P0P_A5QOIm6yKPKWFE7uBe4WlPLQ

05/10/2024

𝘿𝙞𝙙 𝙮𝙤𝙪 𝙠𝙣𝙤𝙬. . .😲

The creator/inventor of 𝘾𝙧𝙞𝙩𝙞𝙘𝙖𝙡 𝙄𝙡𝙡𝙣𝙚𝙨𝙨 𝙄𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 was a South African Surgeon,
Dr. Marius Stephanus Barnard. On 6 August 1983 the first critical illness insurance policy was launched.❤

Barnard was motivated by the financial hardship he saw his patients suffer after he had treated their critical illnesses to convince the South African insurance companies to introduce a new type of insurance to cover critical illnesses.

Barnard argued that, as a medical doctor, he can repair a man physically, 𝗯𝘂𝘁 𝗼𝗻𝗹𝘆 𝗶𝗻𝘀𝘂𝗿𝗲𝗿𝘀 𝗰𝗮𝗻 𝗿𝗲𝗽𝗮𝗶𝗿 𝗮 𝗽𝗮𝘁𝗶𝗲𝗻𝘁'𝘀 𝗳𝗶𝗻𝗮𝗻𝗰𝗲𝘀.📌

✅✅✅Health mo ang puhunan mo sa pagkuha ng Insurance. Huwag mo nang hintayin pang dumating ang panahon na hindi ka na healthy bago ka mag desisyon na kumuha ng Insurance. Pwedeng hindi ka na makakuha pag hindi ka na healthy. 🎯

01/10/2024

“𝑰𝒇 𝒚𝒐𝒖 𝒘𝒐𝒓𝒌 𝒋𝒖𝒔𝒕 𝒇𝒐𝒓 𝒎𝒐𝒏𝒆𝒚, 𝒚𝒐𝒖’𝒍𝒍 𝒏𝒆𝒗𝒆𝒓 𝒎𝒂𝒌𝒆 𝒊𝒕. 𝑩𝒖𝒕 𝒊𝒇 𝒚𝒐𝒖 𝒍𝒐𝒗𝒆 𝒘𝒉𝒂𝒕 𝒚𝒐𝒖 𝒂𝒓𝒆 𝒅𝒐𝒊𝒏𝒈,𝒂𝒏𝒅 𝒂𝒍𝒘𝒂𝒚𝒔 𝒑𝒖𝒕 𝒕𝒉𝒆 𝒄𝒖𝒔𝒕𝒐𝒎𝒆𝒓 𝒇𝒊𝒓𝒔𝒕, 𝒔𝒖𝒄𝒄𝒆𝒔𝒔 𝒘𝒊𝒍𝒍 𝒃𝒆 𝒚𝒐𝒖𝒓𝒔.”
~𝑹𝒂𝒚 𝑲𝒓𝒐𝒄

𝐂𝐨𝐧𝐠𝐫𝐚𝐭𝐮𝐥𝐚𝐭𝐢𝐨𝐧𝐬 & 𝐓𝐡𝐚𝐧𝐤 𝐲𝐨𝐮 to our September 𝐏𝐑𝐔𝐭𝐞𝐜𝐭𝐨𝐫𝐬 of Triumfante Insurance Agency for insuring the lives of our dearest clients and their families.

Let's continue to build relationship with others and keep our unit's mission in our hearts - 𝑺𝒆𝒄𝒖𝒓𝒊𝒏𝒈 𝒕𝒉𝒆 𝒍𝒊𝒗𝒆𝒔 𝒐𝒇 𝑭𝒊𝒍𝒊𝒑𝒊𝒏𝒐 𝒇𝒂𝒎𝒊𝒍𝒊𝒆𝒔.

24/09/2024

𝐀𝐤𝐚𝐥𝐚 𝐤𝐨 𝐫𝐢𝐧 𝐧𝐨𝐨𝐧 𝐨𝐤𝐚𝐲 𝐧𝐚 𝐧𝐚𝐤𝐚𝐤𝐚𝐩𝐚𝐠 𝐢𝐩𝐨𝐧 𝐚𝐤𝐨.....
Buti na lang na-introduce sa akin itong Insurance with Investment ng Pru Life UK.

Nag-iipon ka lang din pero naka invest ang pera mo sa 𝐒𝐭𝐨𝐜𝐤 𝐌𝐚𝐫𝐤𝐞𝐭 para kumita ng mas malaking interest! Meron din itong kasamang insurance para maprotektahan ang sarili mo.

Kaya kung gusto mo din mag ipon for only 100 pesos a day, you can start opening an Investment + Insurance Plan with Prulife UK.

7-in-1 Insurance with Investment Plan

Where you can have:
✅ Life Insurance
✅ Disability Benefit
✅ Accident Benefit
✅ Critical Illness Benefit
✅ Hospitalization Benefit
✅ Investment
✅ Retirement Funds / Educational Funds

Just contact me for a FREE financial needs analysis session 🤗
Don't let time pass you by without investing 💙
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10/09/2024

𝘉𝘢𝘬𝘪𝘵 𝘯𝘨𝘢 𝘣𝘢 𝘵𝘢𝘺𝘰 𝘯𝘢𝘨𝘵𝘢𝘵𝘳𝘢𝘣𝘢𝘩𝘰?

Diba kasi we want to provide for our family, our goals, and our needs?

If your answer is yes, then you need is LIFE INSURANCE. Kasi, paano kung bigla tayo nawala sa picture? We can’t provide for our family anymore. Our LIFE INSURANCE will be the instrument to sustain their needs.

Let’s protect your income!

Get yourself protected for your families’ peace of mind. ♥️

You can start for as low as 100 pesos/day!🤩

09/09/2024

✔️ 𝑴𝒂𝒚 𝒌𝒊𝒏𝒖𝒉𝒂𝒏𝒈 𝒉𝒖𝒍𝒖𝒈𝒂𝒏𝒈 𝒃𝒂𝒉𝒂𝒚, nung nagkasakit, hindi na mahulugan dahil lahat ng budget napupunta na sa pagpapagamot.

✔️ 𝑴𝒂𝒚 𝒏𝒂𝒊𝒑𝒐𝒏 𝒏𝒂 𝒑𝒂𝒏𝒈 𝒄𝒐𝒍𝒍𝒆𝒈𝒆 𝒔𝒂𝒏𝒂 𝒏𝒈 𝒂𝒏𝒂𝒌, dahil walang insurance at back up plans, nung na-disable at nawalan ng trabaho— yung pampaaral din ang naubos.

✔️ 𝑴𝒂𝒚 𝒏𝒂𝒊𝒕𝒂𝒃𝒊 𝒏𝒈 𝒊𝒍𝒂𝒏𝒈 𝒕𝒂𝒐𝒏 𝒑𝒂𝒓𝒂 𝒔𝒂𝒏𝒂 𝒔𝒂 𝒓𝒆𝒕𝒊𝒓𝒆𝒎𝒆𝒏𝒕, kaso tinamaan ng isang critical na sakit, umubos ng milyon, nagkautang pa.

You see, 𝗞𝗮𝗽𝗮𝗴 𝗺𝗮𝗹𝗶 𝗮𝗻𝗴 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗳𝗼𝘂𝗻𝗱𝗮𝘁𝗶𝗼𝗻 , babalik at babalik ka lang sa square one.

Hindi masamang maghangad at tuparin ang mga pangarap. Pero sabi nga, 𝑺𝑻𝑬𝑷 𝒃𝒚 𝑺𝑻𝑬𝑷 𝒚𝒂𝒏.

Step 1: 𝗚𝗼𝗼𝗱 𝗖𝗮𝘀𝗵𝗳𝗹𝗼𝘄 ( good flow of income and expenses)

Step 2 : 𝗥𝗶𝘀𝗸 𝗺𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 ( preparing back up plans for when something goes south. “Safety net” . Insurance plans, health cards, emergency fund )

Step 3: 𝗔𝗰𝗰𝘂𝗺𝘂𝗹𝗮𝘁𝗶𝗻𝗴 𝗪𝗲𝗮𝗹𝘁𝗵 ( growing investment portfolio, buying assets, preparing for retirement fund)

Step 4: 𝗪𝗲𝗮𝗹𝘁𝗵 𝗗𝗶𝘀𝘁𝗿𝗶𝗯𝘂𝘁𝗶𝗼𝗻 ( making sure that your legacy lives on . Estate planning)

Kung hindi pa maganda ang step 1 and 2 mo, wag ka muna tatalon sa Step 3. Kasi pag nagka emergency, lagapak ka na naman sa Step 1.

𝑻𝒉𝒆𝒓𝒆’𝒔 𝒂 𝒑𝒆𝒓𝒇𝒆𝒄𝒕 𝒕𝒊𝒎𝒆 𝒇𝒐𝒓 𝒆𝒗𝒆𝒓𝒚𝒕𝒉𝒊𝒏𝒈. Wag ka magmadali.
The more na nagmamadali ka, the more na pabalik balik ka.

GET ADEQUATELY COVERED first : Sickness, Accident, Disability, and Death. 𝗧𝗵𝗲𝗻 𝗱𝗼 𝘁𝗵𝗲 𝗿𝗲𝘀𝘁 𝗮𝗳𝘁𝗲𝗿.

Message me for free Financial Planning🤙

08/09/2024

𝐃𝐢𝐝 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰 𝐭𝐡𝐚𝐭 𝐕𝐔𝐋 𝐜𝐚𝐧 𝐠𝐢𝐯𝐞 𝐜𝐨𝐦𝐩𝐫𝐞𝐡𝐞𝐧𝐬𝐢𝐯𝐞 𝐥𝐢𝐟𝐞 𝐚𝐧𝐝 𝐡𝐞𝐚𝐥𝐭𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐛𝐞𝐧𝐞𝐟𝐢𝐭𝐬 𝐨𝐧 𝐭𝐨𝐩 𝐨𝐟 𝐲𝐨𝐮𝐫 𝐠𝐫𝐨𝐰𝐢𝐧𝐠 𝐢𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭?💡

It is a good thing to have SSS but SSS will not enough to cover your hospitalization and other medical treatments in the future. Also, it is never wrong to prepare more for your retirement on top of your SSS pension. 😊

ctto

07/09/2024

MUST READ ‼️‼️‼️‼️

BEST MONEY SAVINGS TIPS:

■ Don’t bring your money with you.
■ Cook at home.
■ Buy your groceries in Public Market not in Malls weekly, not daily, not monthly. (Market: Ampalaya 50/kl vs Mall 147/kl)
■ Remove unimportant expenses.
■ Lower down the cost of your important expences. (Ex. Ganador 55/kl while Sinandoming 42/kl)
■ Buy your own tumbler and bring your own water. Avoid buying outside. (Natures Spring 500ml 15.00 while if you bring its FREE)
■ If you’re not in business don’t buy CAR.
COMMUTE: plete ka 8.00 x 2 x 26days = 416.00/month
WHILE:
CAR Expenses: 15k/month car + 5k/mo gas + 2k/mo parking = 22k/month
■ Always set aside 20-30% of your income to your Mandatory/Disciplined SAVINGS.

What makes us POOR is our bad spending habits.

■■■■■■■■■■■■■■■■■■■■

The SAVINGS we put in Real Estate Property is normally the only savings we didn't spend after years of battling those spending temptations. Have you realized 5yrs ago we've been working yet right now financially almost we have nothing left.

The amount of money we have today has something to do with what we did 5yrs ago, with how we spend and how we save. If we don't change anything most likely the amount of money we have today is still the same 5yrs from now. The question is: "Is that what we want?".

The real REASON why we can't save is simple: It is not because we don't make money, not because we don't save, but it is because8 we are always tempted to withdraw and spend whatever we save.

Our TRUE VALUE is the amount of our SAVINGS not the INCOME, not the MONEY that we earn that is long gone already.

SA PrulifeUK - Life Insurance with Investment walang maiiwan na malungkot at mahirap na Pamilya ✅️✅️
Kaya message niyo na ako FREE QOUTATION . START TO PLAN NOW BEFORE ITS TO LATE .

05/09/2024

People often inquire about health insurance only when they are already sick or in great distress due to a sudden hospitalization 😔

Please address the habit of procrastination in dealing with important issues like health insurance 🙏🏻

Mas masayang gumawa ng policy habang nakikita kitang masaya at healthy.

Please think again, before its too late ❤️

Message me now! 📩📩📩

Sheena Asuncion Rivera - Pru Financial Consultant

11/01/2025

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10/10/2024

08/10/2024

05/10/2024

01/10/2024

24/09/2024

10/09/2024

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07/09/2024

05/09/2024

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