ZOE Credit Cooperative

ZOE Credit Cooperative Your partner for a better life! Earn and Save the cooperative way! Gonzales and Engineer Adelardo J. Chavez. Zoe means the Life of Jesus. Eduardo Magadia
and Mr.

The History Of Zoe Credit Cooperative.
“'For I know the plans I have for you,' declares the Lord, 'plans to prosper you and not to harm you, plans to give you a hope and a future. '” — Jeremiah 29:11

Year of 1992-started as a fellowship for businessmen headed by Bishop Arthur V. Later on became a cooperative to help financially needy in Batangas province; thus Zoe was born. First registered Febru

ary 28,1994 with registration LGA-1427 as a Multipurpose Cooperative. First Set of Directors
Chairman: Engineer Adelardo Chavez
Vice Chairwoman: Mrs. Virginia Laygo
Members: Bishop Arthur Gonzales, Mr. Resty Encina
Treasurer: Mrs. Consuelo Florentino
Manager: Mrs. Leoncia Adam
Auditor: Mrs. Leila Maderazo
Bookkeeper/Secretary: Mrs. Rinalyn de Castro
Credit Committee: Mrs. Merly Bautista, Mr. Dante Adam and Mr. Mario Bolanos

Consumer cooperative called ZOE MART. Unfortunately, it did not prosper. After careful study, the BOD decided to close the mart and converted the cooperative into a Credit cooperative. By the grace of God, our Cooperative has been in business for 28 years now and still being blessed by God. THE LOGO
Zoe means the God kind of life; is eternal. Faith, unity and cooperation among the members are infinite. THE VISION OF ZOE CREDIT COOPERATIVE
As a Christ-centered, empowered and competitive organization, Zoe Credit Cooperative shall Continue to be a model of good governance providing relevant and excellent services that ensure abundant and satisfied life of all its stakeholders. THE MISSION OF ZOE CREDIT COOPERATIVE
To the Members- Zoe Credit Cooperative shall provide relevant and excellent services in order to attain better quality of life. To the Officers and Staff- Zoe Credit Cooperative shall provide a working environment where growth and development encouraged, fair and just compensation implemented and integrity valued. To the Business Partners- Zoe Credit Cooperative shall continue to establish and strengthen partnership with agencies for mutual socio- economic benefits. To the Community- Zoe Credit Cooperative shall continue to implement community services and sustainable environmental programs in collaboration with other concerned agencies. Earn and Save the Cooperative Way!

“Behold, how good and pleasant it is when brothers dwell in unity!” (Psalm 133:1) ESV

“Coming together is a beginning.Keeping together is progress. Working together is success. “ by Henry Ford

Attention to all MEMBERS of ZOE CREDIT COOPERATIVE!Please confirm your attendance by scanning the QR code or by clicking...
06/02/2026

Attention to all MEMBERS of ZOE CREDIT COOPERATIVE!
Please confirm your attendance by scanning the QR code or by clicking the link below👇 until March 05, 2026
https://docs.google.com/forms/d/e/1FAIpQLSfEqmnDrWTJdKDQDxNJe3SEf9c4b47rwSkzawhXpbQpIlvLEw/viewform?usp=dialog
What: 30th Annual General Assembly Meeting
When: March 14, 2026, Saturday
Where: 8th Floor, JA1 MEGA SANCTUARY, ALANGILAN BATANGAS
Time: 9:00 am-4:00pm
Ang pagpapatala ay magsisimula sa ika-9:00 hanggang ika-10:00 ng umaga.
MGA PAALALA: Kung sakali na hindi kayo makadalo at makakalahok sa assembly, ipagbigay alam agad sa ating tanggapan/opisina. Gayundin naman, hindi natin pinahihintulutan ang kinatawan o Proxy.

Annual Plan 2026: Leadership in Action Workshop (Building Stronger Governance)
04/02/2026

Annual Plan 2026: Leadership in Action Workshop (Building Stronger Governance)

ZOE CREDIT COOPERATIVEPamaskong Handog 2025 🎁BIGAS PASASALAMATNOTE:📅 CLAIMING STARTS ON DECEMBER 12, 2025📍 BAUAN AREA – ...
15/12/2025

ZOE CREDIT COOPERATIVE

Pamaskong Handog 2025 🎁

BIGAS PASASALAMAT

NOTE:

📅 CLAIMING STARTS ON DECEMBER 12, 2025

📍 BAUAN AREA – PICK UP @ CARNERO (DENNIS) STORE
📍 BATANGAS AREA – PICK UP @ ZOE OFFICE

PAALALA: Mangyaring magdala ng VALID ID para sa mabilis na verification.

MALIGAYANG PASKO SA LAHAT
MARAMING SALAMAT! 🎄🎉

🌟 ZOE Credit Cooperative – 4th Quarterly Meeting 🌟“Introduction to Root-Cause Analysis: Tools for Cooperative Success.”T...
12/12/2025

🌟 ZOE Credit Cooperative – 4th Quarterly Meeting 🌟
“Introduction to Root-Cause Analysis: Tools for Cooperative Success.”
Thank you for your participation and continued support! Together, we continue to learn, grow, and strengthen our cooperative. 💚
.0
T- Together
E - Everyone
A - Achieve
M - More

OFFICIAL LOAN PROMO ANNOUNCEMENTPromo Duration: Started on November 26,2025 until December 31, 2025We are pleased to inf...
06/12/2025

OFFICIAL LOAN PROMO ANNOUNCEMENT
Promo Duration: Started on November 26,2025 until December 31, 2025

We are pleased to inform all members and interested applicants of our special loan promotion with the following benefits:

📌Reduced Loan Interest Rate
•Approved loans under this promotion will have interest rate of 2% per month (a discount of 0.5% from our regular interest rate)

📌 Free Membership Fee
Associate Members: Applicants will receive free membership fee,with a minimum share capital of ₱500.

Regular Members: Applicants will enjoy free membership fee, with a starting share capital of ₱2,000.

📌Past Due and Delinquent Account
If payments will be UPDATED:

• Past Due Accounts: Fines will be eliminated
• Delinquent Accounts: 50% reduction on existing penalties

We encourage all members to take advantage of this limited-time offer.

For inquiries or processing assistance, please contact our office or send us a message.

The Zoe Credit Cooperative joins the nation in the celebration of Cooperative Month 2025, with the theme “Cooperatives U...
01/10/2025

The Zoe Credit Cooperative joins the nation in the celebration of Cooperative Month 2025, with the theme “Cooperatives United in Purpose and Action, Sharing Prosperity to Build a Better World”.

18/03/2025
11/04/2024

History of Zoe Credit Cooperative❤️

11/04/2024

Halina at maging miyembyo ng Zoe Credit Cooperative!❤️

18/02/2020

Address

Don Florencio Village, Kumintang Ibaba
Batangas City
4200

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm
Saturday 9am - 1pm

Telephone

+639393948967

Alerts

Be the first to know and let us send you an email when ZOE Credit Cooperative posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to ZOE Credit Cooperative:

Share