25/11/2022
As a young adult and breadwinner who juggled multiple jobs to make enough to cover our monthly expenses, getting life insurance had not occurred to me. Naisip ko "Ay dagdag gastos lang yan, wala akong pera para dyan" I said. There are probably a lot of people who feel the same way. Another mistake that I was doing was saving regularly while waiting for the monthly Lazada and Shopee deals, but there was no emergency fund and no savings. Nothing, just breathing and spending money on unimportant things.
But, before I go to bed, I often wonder, "Anong kayang mangyayari sa kanila pag nawala ako bigla?" "Pano kaya sila?" "Pano pag bigla akong nagkasakit." As I previously stated, I had nothing but Lazada and Shopee shopping bags, which I cannot use if I get hospitalized, become ill, or worst, die.
So I realized that buying insurance is not an extra expense, but rather a PEACE OF MIND knowing that my loved ones would be financially taken care of if something happens to me. It is to protect my loved ones from financial difficulties if I die unexpectedly. It's not being negative, but rather realistic.
So spend your 13th month and bonuses. It is better to be 5 years early rather than 5 minutes late! Because life insurance cannot be purchased when you are already in need of it.
If you have any questions, please send me a message or leave a comment below!
