Oliva Lajara: Sun Life Licensed Financial Advisor

17/02/2026

Bakit nga ba kailangan ng financial advisor or insurance agent kung pwede naman na magwalk-in sa insurance company/office or magpunta directly sa bank?
We understand your point po.
Actually, may mga banks na nag-ooffer ng insurance kung saan pwede ka mag-walk in and kumuha directly. Pero hindi po lahat ng tao ay naaabot ng bangko lalo na yung walang bank accounts, nasa malalayong lugar, or hindi comfortable mag-process mag-isa.
Doon po pumapasok ang role ng insurance advisors. Hindi lang po kami nagbebenta but we assess needs, explain coverage in details, assist ang mga clients requirements, at tumutulong lalo na during claims or may questions ang mga clients about their policies.
Also, even if walang agent, hindi ibig sabihin bababa agad ang premium. May operational costs pa rin ang company offices, employees, underwriting, claims processing, and risk coverage.
At the end of the day, ang goal naman po talaga is protection. Ang tamang advisor should guide, not guilt-trip.
Ang pagkuha po ng insurance ay based on understanding and readiness ni client.💛
Yun lang po. Ask ninyo lang po ako if ever my queries kayo.

29/06/2025

May anak ka? Get insurance.
May asawa ka? Get insurance.
Single ka pero ikaw ang breadwinner? Get insurance.
May amortization ka sa lupa at Bahay? Get insurance.
𝗦𝗺𝗮𝗿𝘁 𝗽𝗲𝗼𝗽𝗹𝗲 𝗽𝗹𝗮𝗻 𝗳𝗼𝗿 𝘁𝗵𝗲 𝘂𝗻𝗲𝘅𝗽𝗲𝗰𝘁𝗲𝗱 𝘀𝗶𝘁𝘂𝗮𝘁𝗶𝗼𝗻𝘀. Kasama dapat ang insurance plan sa paggawa ng pamilya, pag-protect ng income at pagkuha ng assets.
Hindi siya dapat optional.
💛

13/04/2025

Life insurance conversations are often difficult to start but very necessary to have. Moreover, we need to have these conversations sooner rather than later. Make a plan to have a life insurance conversation with your parent, grandparent, spouse or another family member.🫶

Send a message to learn more

17/02/2025

Sabi ng mga ka-trabaho ko dati na nasa age 30-40.
“Habang bata ka ngayon at wala ka pa pamilya, magipon ka kahit paunti unti. Kahit 2k lang yan per month, pag-naipon mo yan, malaking halaga yan.
Kasi kami, okay naman ang sahod pero malaki rin expenses namin dahil may mga anak na kami at pinapaaral.”
It's not too late to learn from it and follow that advice. If you are in your 20s—save and invest more!

01/02/2025

Hindi lang puso ang dapat mong alagaan ngayong buwan ng Pebrero. Dapat pati na rin ang future ng mga mahal mo. Insurance is a love that lasts.
💛

29/01/2025

May mga dumarating sa buhay kahit hindi mo sila imbitado ;
1. Sickness
2. Accident
3. Disability/Death
4. Oliva Lajara ( Financial Advisor)😁
Wag ma surprise ha, pag pinuntahan kita. Kaysa naman maunahan ako nung tatlo 😂

29/01/2025

✈️OFW DIARIES ✈️

Isa akong OFW, kailangan ko ba ng insurance?

If you are an OFW, I guess it is safe to assume na breadwinner ka ng family mo. But take note, you are not just an ordinary breadwinner. You sacrificed being away from your family for extended periods to provide good life for them.

And it is only right that these sacrifices pay off. Paano? Well, you should carefully plan your finances. And yes, it is a must to include life insurance on your financial planning.

Alalahanin mo, nangibang bansa ka upang makatulong sa pinansyal ng pamilya mo?

'Yang goal mo ba na 'yan ay magbabago kapag nawala ka na o kapag nagkasakit ka na at hindi na makapagtrabaho?

Hanggang kailan mo planong magtrabaho sa malayo? Dyan papasok ang insurance.

Insurance is having money when you need it the most.
Insurance is your income protection.
Insurance is your children's education.
Insurance is your retirement fund.

Let's plan your future!

👩🏻Oliva M. Lajara
Financial Advisor
Sun Life of Canada Phils. Inc

09/09/2024

Kapag nagsisimula ka pa lang, 𝟏 𝐨𝐮𝐭 𝐨𝐟 𝟏𝟎 𝐩𝐞𝐨𝐩𝐥𝐞 𝐰𝐢𝐥𝐥 𝐬𝐚𝐲 𝐲𝐞𝐬.
Kapag gumaganda na ang credibility mo, 𝟑 𝐨𝐮𝐭 𝐨𝐟 𝟏𝟎 𝐩𝐞𝐨𝐩𝐥𝐞 𝐰𝐢𝐥𝐥 𝐬𝐚𝐲 𝐲𝐞𝐬.
Kapag established ka na, 𝟓 𝐨𝐮𝐭 𝐨𝐟 𝟏𝟎 𝐩𝐞𝐨𝐩𝐥𝐞 𝐰𝐢𝐥𝐥 𝐬𝐚𝐲 𝐲𝐞𝐬.
Don’t stop just because of other people’s rejection.
Maraming handang mag-say YES sa’yo.
You just have to find and attract them. Continue working hard! Continue improving your product and service.

Send a message to learn more

27/06/2024

Ending the month of June with a grateful heart. 💛 Thank you dearest clients for the trust. God bless us all. 🙏

26/06/2024

Nothing is impossible with dedication, hardwork, and prayer.

To God be all the glory! 🙏🫶

Thank you dearest clients for the trust. 🥹

💛🫰