28/03/2023
Why We Recommend the Ultimate Kaiser Health Builder?
It is a good starting point especially for those who are just started building their financial foundation. A financial product that covers your three major financial needs – healthcare, life insurance, and an investment. This is valuable for you if you do not have the luxury to buy the three products separately.
Why it can be considered as a good initial investment? It answers the many IFs in our life.
What if I die too soon? It has an insurance component. Your beneficiaries can claim the life insurance benefit. The amount will depend on the plan type you availed. It will be doubled if it is an accidental death. The premium also will be waived (fully paid) and the benefit will be transferred to your beneficiary. Your beneficiary can enjoy the other health benefits.
What if I got totally disabled? Since you do not have the capacity to work in order to earn. You do not need to pay the premium; it will be waived (fully paid). You will also receive cash benefits.
What if I always get sick? We know that it is costly. In order to compensate your expenses, you can avail of the annual health benefit limit within the seven years. The expenses will be deducted first from your Philhealth (if you have any) before from your policy.
And what if I live too long? You do not need to worry about your expenses. Upon maturity, you have three options. You can withdraw all of your money (entire maturity value) at once, withdraw just a portion from it when you need some money, or just leave it. As long as there is still some remaining money in your account, it will continue to earn interest.
No matter what will happen, you can make use or maximize the Ultimate Kaiser Health Builder. If the Lord takes you, your family will receive cash and the policy will be transferred to your beneficiary. And if you will have a long life, you are the one to enjoy the benefits.
If you want to learn more about the Ultimate Kaiser Health Builder, you can attend our Financial Literacy class for a more detailed presentation. Or you can get a sample quotation here: https://394724ph.imgcorp.com/quote/kaiser