10/05/2023
SUN FIT AND WELL ADVANTAGE
COMPREHENSIVE HEALTH INSURANCE PLAN
Reasons why you should include getting SUN Fit and Well Advantage health insurance:
1. COMPREHENSIVE CRITICAL ILLNESS BENEFIT:
SUN Fit and Well health insurance provide coverage from
-64 Major Critical Illnesses,
-34 Minor Critical Illnesses and
-16 Specific Cancer
for a total of 114 critical illnesses.
Specific Cancer Booster benefit gives an additional 50% of the original face amount to the insured in the case of diagnosis of cancer-related illness.
2. HOSPITALIZATION BENEFIT:
In case of diagnosis from the critical illnesses, you can claim 0.125% of the original face amount for Hospital Income Benefit (HIB) which will be multiplied by the number of days you’ve been confined.
You also get a fixed amount of Post Hospitalization Benefit to be used for follow up check-ups.
3. HOME RECOVERY BENEFIT:
This is an additional fund that you can claim upon discharge which is equivalent to 50% of HIB multiplied also by the number of days you’ve been confined.
In the case of worst scenario where insured became terminally ill having a life expectancy of 6 months or less, a Palliative Care Benefit of 10% of the original face amount will be given additionally to the insured. It is somehow a way of relieving the pain and stress caused by the illness.
4. LIFE INSURANCE COVERAGE:
SUN Fit and Well Advantage also provide a guaranteed life insurance coverage until age 100 in case no major critical illness claim has been made from the plan. It will be equivalent to the original face amount plus cash benefits, less minor critical illness claims if there’s any.
5.GUARANTEED CASH BENEFIT:
For eight consecutive years starting at age 65, you have the option to get 5% of the original face amount in advance which serves as your guaranteed steady income during retirement.
Aside from that, Special Paid Up Bonuses at the end of premium paying period and Annual Dividend earnings are available for withdrawal anytime. You also have the option to just leave it with Sun Life to accumulate.
6. LIMITED PAYING PERIOD:
Unlike any other plans that you need to pay for the plan forever, with SUN Fit and Well Advantage, you only have to pay it for a limited period of time. You have the option to pay for it in:
👉10 years
👉15 years
👉20 years
Sun Life will never require you to pay beyond those years.
Walang tapon sa plan na ito, if dika magkasakit macoconvert as guaranteed cash endowment and death benefit ang coverage amount.