15/10/2023
I learned about insurance at the age of 25.
Kaya, sabi ko sa sarili ko, hindi ako pwedeng mag 26 na hindi pa ako insured, specifically, . During the pandemic, our family experienced first hand the expensive medical procedures in our country. Kung wala talagang fund allotted for emergencies such as sickness, madedeplete talaga ang income ng family.
Aside from that, there are two other reasons why I prioritized my health protection plan.
1. It is age dependent. - With the same coverage, I computed the possible premium of my mom's insurance, and it's twice the amount of my premium. The older we get, nagmamahal din ang cost ng insurance natin.
2. It is health dependent. - You read it right. When should you avail health insurance? The perfect time is when you are still HEALTHY. Because by the time na kailangan mo na ito for your medical expenses, possible that you are no longer insurable.
Yes, we can take the opportunity that we are still young and healthy. The pandemic taught us that critical illnesses may come any time, or in any stage of life. Kaya naman we have to be proactive lalo na when it comes to health.
With my health proection plan, I have peace of mind that I am covered against 114 major and minor critical illnesses until age 100. On top of that, I have hospitalization benefits and savings that I can use for personal purposes.
At age 25, I did something that my future self will be thankful for ๐๐๐
Kung wala ka pang health insurance, pag-usapan natin yan.
Jealyn Manalo, Sun Life Advisor
