26/05/2023
PHP 72K became PHP 500K: Critical Illness Insurance Claim Story
"Nung una po ayoko ko pa ng insurance dahil nga po sa mga balita dati pero Sun Life lang po ma'am ang insurance ko kasi alam ko na sigurado po kay Sun Life kaya nagtiwala po ako. Nung naging member po ako ng Sun Life healthy na healthy po ako at masayahin. Walang iniisip na sakit kaso heto bigla na lang parang may something na nararamdaman ako. Akala ko po acid lang na umaakyat sa right lalamunan ko. Tapos nung nagpacheck up sa ultrasound pa lang suspicious na. Tapos sa biopysy confirmed na thyroid cancer kaya inoperahan na ako. Wala naman sa lahi namin ang cancer.
Malaki na po nagastos ko kasi yung sa operasyon ko pa lang inabot na ako ng kulang-kulang 200K nabawasan lang po ng kunti dahil sa Philhealth ko. Tapos po yung mga pinagawa pa na mga labs tulad ng radiation(RAI) 72k+ po less Philhealth kaya po binayadan ko 62k+ ata un. Tapos may mga follow up check ups pa at ibang mga labs. Meron na po ako lifetime na maintenance tapos po yung radiation ko sa Oct po ulit ang mahal! Inutang ko po sa sister ko ang ibang pambayad kasi po nataon na nagpapagawa pa kami ng sariling bahay ng husband ko dito sa Pangasinan. Actually pinatigil na po ng husband ko dahil po sa nangyare sakin. Malaking tulong po talaga sa akin ang insurance proceeds. Maraming salamat po."
- Clientโs Testimony (sharing this with clientโs consent)
Issue Date of Policy: September 2018
Total Insurance Premiums Paid: PHP 72,000.00 (1,500 per month)
Total Critical Illness Insurance Proceeds Claimed: PHP 500,000.00
Policy Duration: 3 Years
Critical Illness Claim Submitted: July 18, 2022
Claims Approved: August 5, 2022
Remaining Life Insurance Coverage: PHP 500,000.00
Fund Value as of Aug 6, 2022: PHP 27,275.29 (Withdrawable)
Have you ever considered how your life could alter if you were told you had a serious illness?
Where would the funding for treatment come from? Who would look after your children? Who would attend to your family's needs (ie food, education, utilities, etc.)?
It's always best to be prepared. A type of insurance known as Critical Illness Insurance protects you in the event of an unanticipated major illness or injury. It provides coverage for a variety of medical emergencies, including cancer, heart attack, and stroke. These ailments may not be included in the usual health insurance coverage since they regularly incur considerable medical costs. You can use Critical Illness Insurance to aid with out-of-pocket costs associated with the treatment of a serious disease by receiving a lump-sum tax-free payout. It will assist in lessening the patient's financial burden associated with continuous therapies and other recovery-related expenses. The majority of individuals think that life insurance will take care of their family's requirements in the event that they pass away suddenly, but having a serious disease or a long-term physical incapacity can have an equally catastrophic financial impact.
Please send me a message if you would like to know more about the Critical Illness Insurance from Sun Life.
