26/06/2020
My first ever claim... AYOKO PA MASUNDAN. 😔
I’m with a widow yesterday nagpasa kami ng mga documents na need ni Sun Life para makuha nya death benefit sa policy ng asawa nya.
Bata pa si insured wala pang 40, has two kids (16 and 8 years old) and a businessman.
Bill sa hospital??? 88,000+++ hindi na confine. After 5 hours na madala sa hospital binawian na xa ng buhay (HINDI COVID ANG CAUSE OF DEATH). Biglaan talaga.
Now, buong family nya biglang lahat nagpapa quote ng insurance sakin because of the incident. And the widow kukuha ng mas mataas ang face amount na insurance kesa sa nakuha ng asawa nya.. and plan to pay three years advance of her premium.
An EYE OPENER, masakit pero yun ang naging way para ma realized ng buong family bakit importante ang insurance. Just imagine maiiwan ang widow na magtataguyod sa dalawa nyang mga anak.
Policy was approved last September 11, 2018, wala pang two years under contestability period padin and it is an orphaned policy na minana ko Lang sa nag resign na advisor.
Now, mas alam ko na yung worth ko as financial advisor. Need ko ialok ito sa lahat... kasi Kung si insured walang nag alok sa kanya na financial advisor ng insurance, mahihirapan ang family mag adjust sa situation nila ngayon because of the bills and income na nawala sa kanila.
I hope sa lahat ng makakabasa nito maging eye opener din sa inyo, DEATH WILL COME AND GO, BUT YOUR FAMILY STILL HAS TO LIVE. And pag dumating yung time na yun wala na tayo magagawa for our family kasi natabunan na tayo 6 feet below the ground.
P.S. I am not a superhero, I’m your licensed financial advisor.
(c) Yholie R. Erfe