Joyful Savers

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This page will help you if you're interested on saving, budgeting and investing. It covers a variety

30/12/2025

Happy New Year!

03/04/2023

HOW TO BE POOR (baka kasi sawa
ka na sa HOW TO BE RICH na posts ko)😁

1. Magpanggap kang mayaman. Branded lang
dapat ang suot mo.

2. Bumili ka ng hindi mo kailangan.

3. Umutang ka ng P20,000 na cellphone kahit
P15,000 lang ang sahod mo.

4. Maniwala kang "Money can't buy happiness.

5. Lumipat ka lagi ng trabaho pag nahirapan ka
na o napagalitan ka ng boss mo.

6. Magbasa ka ng Bible kahit di ka na kumilos.
Tiwala lang sapat na.

7. Wag kang maniwala sa Insurance. Si Cardo
nga buhay pa eh.

8. Mag-invest ka sa mga 60% ROI sa loob ng
isang buwan. Maniwala kang malaki ang kikitain
mo sa pagpapa-aalaga mo ng baboy at manok.

9. Wag kang maniniwala sa mga investment
instruments tulad ng Real Estate, Mutual fund,
Bonds, Stock Market, at iba pa. Manatili sa
0.25% interest rate ng Savings account habang
ang inflation ay 4-5% kada taon.

11. Maniwala kang maganda ang magiging
retirement mo sa SSS or GSIS lang.

12. Wag kang matuto o magbasa ng libro. Sila
Zuckerberg at Bill Gates nga drop out eh?!

13. Maging YOLO (You Only Live Once). Travel
lang kahit utang. Di naman sila nagbabayad
non, kaya okay lang yan.

14. Mamuhay sa inggit at galit sa success ng ibang tao.

01/04/2023

𝗪𝗵𝗼 𝗶𝘀 𝗜𝗠𝗚??

🌐𝗜𝗠𝗚 is a community of savers and investors.
🌐𝗜𝗠𝗚 𝗶s a group of educators and financial education advocates.
🌐𝗜𝗠𝗚 𝗶s a membership platform with many benefits, including access and discounts to many financial products.
🌐𝗜𝗠𝗚 𝗶s a school for continued financial education.
🌐𝗜𝗠𝗚 𝗶s a way to grow your income by helping other people to save and invest.
🌐𝗜𝗠𝗚 𝗵elps everyone to have access to affordable financial solutions.
🌐𝗜𝗠𝗚 is the company that has been around for 20 years and look how we flourished.

𝗢𝗨𝗥 𝗠𝗜𝗦𝗦𝗜𝗢𝗡.
𝗧𝗼 𝗵elp create wealth for families.
𝗧𝗼 𝗺ake a difference for families so there will be no family left behind.

𝗪𝗛𝗔𝗧 𝗪𝗘 𝗗𝗢.
𝗪e help people move from Dreaming to Doing,We bring life-changing financial concepts and solutions to middle income individuals and families who are overlooked by the financial Industry.

𝗜𝗳 𝘆𝗼𝘂 𝗮𝗿𝗲 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁𝗲𝗱 𝘁𝗼 𝗹𝗲𝗮𝗿𝗻 𝗺𝗼𝗿𝗲 𝗮𝗯𝗼𝘂𝘁 𝗜𝗠𝗚 𝗮𝗻𝗱 𝗶𝘁𝘀 𝗕𝗲𝗻𝗲𝗳𝗶𝘁𝘀, 𝗔𝘁𝘁𝗲𝗻𝗱 𝗼𝘂𝗿 𝗙𝗿𝗲𝗲 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗲𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻 𝗮𝗻𝗱 𝗕𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝗢𝗿𝗶𝗲𝗻𝘁𝗮𝘁𝗶𝗼𝗻
𝗔𝗻𝘆 𝘁𝗶𝗺𝗲, 𝗔𝗻𝘆𝘄𝗵𝗲𝗿𝗲 𝗮𝘁 𝘆𝗼𝘂𝗿 𝗙𝗿𝗲𝗲 𝗧𝗶𝗺𝗲..

𝗣.𝗦. 𝗕𝗲 𝗙𝗜𝗡𝗔𝗡𝗖𝗜𝗔𝗟𝗟𝗬 𝗘𝗗𝗨𝗖𝗔𝗧𝗘𝗗 𝗮𝗻𝗱 𝗗𝗜𝗦𝗖𝗢𝗩𝗘𝗥 𝘁𝗵𝗲 𝗥𝗘𝗔𝗟 𝗪𝗔𝗬 𝘁𝗼 𝗜𝗡𝗩𝗘𝗦𝗧 𝗮𝗻𝗱 𝗕𝗨𝗜𝗟𝗗 𝗔 𝗦𝗢𝗟𝗜𝗗 𝗙𝗜𝗡𝗔𝗡𝗖𝗜𝗔𝗟 𝗙𝗨𝗧𝗨𝗥𝗘!
𝗜𝗻 𝗜𝗠𝗚 𝗪𝗘 𝗘𝗗𝗨𝗖𝗔𝗧𝗘, 𝗪E 𝗖𝗔𝗥𝗘!

Send us message so that I can assist you

30/03/2023

Bakit nag-re-recruit ang mga IMG members?
Lahat naman tayo naghahanap ng kasama sa ating life journey (spouse, family, friends)
Lahat din tayo, naghahanap ng taong tutulong sa atin marating ang ating pangarap (business partners, customers, teammates, member, acquaintances).
At sa puso natin, gusto nating gumanda ang mundo kaya tayo ay tumutulong (charities, volunteer , advocacy).
Kaya tayo nag-re-recrworkuit sa IMG!
We want
to build a solid financial foundation for our families
our friends to build solid financial foundations too!
to build a services business and share opportunities to others
to help Filipino families achieve financial freedom
to fight poverty through financial education
This is our mission.
We should be proud warriors in our fight against poverty.
WE ARE IMG.
WE ARE CRUSADERS.
WE ARE FINANCIAL EDUCATORS.
WE LOVE IMG MISSION .
NO FAMILY LEFT BEHIND.
WE WANT FINANCIAL EDUCATION ACCESSIBLE TO ALL.

Ctto
coach bobet

23/03/2023

Saan aabot ang 20 pesos mo?
Sa isang araw ilang 20 pesos ang nahawakan mo?
Kahit isang 20 man lang sana kung iinvest mo sa IMG Soldivo Funds sigurado ang future mo.
Tuturuan kita message mo ako😊

20/03/2023

🙄 Young people don't know the value of healthcare.

😱 Middle-age people complain about "expensive" healthcare premiums.

😭 Old people cry, because they are no longer eligible for healthcare.

Get it while you're still YOUNG! 👈

Message me for more info.❤️

https://321717ph.imgcorp.com/quote/kaiser

18/03/2023

FOR THOSE WHO ARE JUST STARTING... Remember what JACK MA
said:

"While you don't have big results yet, expect that no one would believe in you.
Many will laugh at you... Many will judge you...

But when you achieve your GOALS. They are the ones who will ask you "How you did it"?

What is wrong in FILIPINO's attitude is "to see is to believe" notion. They will believe in you when you have already done something and when you already become successful and rich... Keep doing what you had done.

You deserve to be succeed in life.
It's not about what degree you finished,
it is about how literate you are financially.

All of us deserve to succeed... 💖💖💖

18/03/2023

Most realities!

👇👇👇

As the saying goes, "You buy the things that you want. One day, you are going to sell them for the things that you need.

We buy things we don't really need because we think we deserved them--a reward for our hardwork; but the truth is we DESERVE more than any material things our salary can afford. 🙂

Balance life, apply to do Wealth Formula:
Income 100%-10%Tithes 20%Savings =
70%Expenses

It hurts, but it makes you financially secured.

https://www.facebook.com/joytrias

17/03/2023

💥💥KNOW THE DIFFERENCE BETWEEN SELLING AND EDUCATING💥💥

I remember talking to a Networker with High Position & said to me that "You are Still Selling like in Networking but No Tangible Product!"

I said, "well, it's hard to explain but there is a difference between selling & educating. You sell coz you want to get points & commission but we educate to help change the lives of people then they invest or buy co'z they understood the need."

We Share coz We Care!

Join Our Advocacy to Help Others become Financially Educated & Achieve Your Big Dreams & Goals!

📝📸 ctto

17/03/2023

Napansin ko lang, daming nagtatanong about Investments,
how to start?
how to join?
how much? etc.
Kaya lang once na sinabi mong need muna mag aral bago mag start, ang sasabihin walang panahon,
busy,
dami work,
walang internet, etc.
Alam nyo ba na base sa pag aaral, many good people FAIL when it comes to Saving and Investing?
Only because they LACK of Financial Education.
*Investing without Learning is a waste of time and money.
*Financial ignorance will make you poor!
Change your mindset now!
Learn with us in IMG 🥰🥰
Be one of us!
ctto

16/03/2023

"𝗪𝗮𝗹𝗮𝗻𝗴 𝗣𝗶𝗻𝗮𝗻𝗴𝗮𝗻𝗮𝗸 𝗻𝗮 𝗠𝗔𝗟𝗔𝗦,
𝗧𝗔𝗠𝗔𝗗 𝗺𝗮𝗱𝗮𝗺𝗶."

Ang 𝙋𝘼𝙂𝙊𝘿 ipahinga mo lang OK ka na.
Ang 𝙋𝙐𝙔𝘼𝙏 itulog mo lang OK ka na.
Ang 𝙂𝙐𝙏𝙊𝙈 ikain mo lang OK ka na.

Pero ang 𝙆𝘼𝙃𝙄𝙍𝘼𝙋𝘼𝙉 kapag wala kang binago sa buhay mo, kahit anong PAHINGA,TULOG, at KAIN gawin mo bukas mahirap ka pa din.

Kung gusto mo makalayas sa hirap ng buhay ngaun 𝗚𝗨𝗠𝗔𝗪𝗔 𝗞𝗔 𝗡𝗚 𝗕𝗔𝗚𝗢, 'ika nga "𝙎𝙐𝘽𝙊𝙆 𝙎𝙐𝘽𝙊𝙆 𝙇𝘼𝙉𝙂" papaano mo malalaman kung maganda ang isang bagay kung nakikinig ka lang sa mga tao na walang ginawa kundi payuhan ka ng puro negatibo?

Ikaw ang nakakita dapat ikaw ang magdesisyon at hindi mo dapat ipabase ang desisyon ng magiging buhay mo sa iba.

Tama or tama! 😁 Be wise! 💯

Ctto

Address

Bacolod City
6100

Telephone

+639076219154

Website

https://fb.me/Joyfulsaversandinvestors

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30/12/2025

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16/03/2023

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