Joyful Savers

Joyful Savers This page will help you if you're interested on saving, budgeting and investing. It covers a variety

Happy New Year!
30/12/2025

Happy New Year!

03/04/2023

HOW TO BE POOR (baka kasi sawa
ka na sa HOW TO BE RICH na posts ko)๐Ÿ˜

1. Magpanggap kang mayaman. Branded lang
dapat ang suot mo.

2. Bumili ka ng hindi mo kailangan.

3. Umutang ka ng P20,000 na cellphone kahit
P15,000 lang ang sahod mo.

4. Maniwala kang "Money can't buy happiness.

5. Lumipat ka lagi ng trabaho pag nahirapan ka
na o napagalitan ka ng boss mo.

6. Magbasa ka ng Bible kahit di ka na kumilos.
Tiwala lang sapat na.

7. Wag kang maniwala sa Insurance. Si Cardo
nga buhay pa eh.

8. Mag-invest ka sa mga 60% ROI sa loob ng
isang buwan. Maniwala kang malaki ang kikitain
mo sa pagpapa-aalaga mo ng baboy at manok.

9. Wag kang maniniwala sa mga investment
instruments tulad ng Real Estate, Mutual fund,
Bonds, Stock Market, at iba pa. Manatili sa
0.25% interest rate ng Savings account habang
ang inflation ay 4-5% kada taon.

11. Maniwala kang maganda ang magiging
retirement mo sa SSS or GSIS lang.

12. Wag kang matuto o magbasa ng libro. Sila
Zuckerberg at Bill Gates nga drop out eh?!

13. Maging YOLO (You Only Live Once). Travel
lang kahit utang. Di naman sila nagbabayad
non, kaya okay lang yan.

14. Mamuhay sa inggit at galit sa success ng ibang tao.

01/04/2023

๐—ช๐—ต๐—ผ ๐—ถ๐˜€ ๐—œ๐— ๐—š??

๐ŸŒ๐—œ๐— ๐—š is a community of savers and investors.
๐ŸŒ๐—œ๐— ๐—š ๐—ถs a group of educators and financial education advocates.
๐ŸŒ๐—œ๐— ๐—š ๐—ถs a membership platform with many benefits, including access and discounts to many financial products.
๐ŸŒ๐—œ๐— ๐—š ๐—ถs a school for continued financial education.
๐ŸŒ๐—œ๐— ๐—š ๐—ถs a way to grow your income by helping other people to save and invest.
๐ŸŒ๐—œ๐— ๐—š ๐—ตelps everyone to have access to affordable financial solutions.
๐ŸŒ๐—œ๐— ๐—š is the company that has been around for 20 years and look how we flourished.

๐—ข๐—จ๐—ฅ ๐— ๐—œ๐—ฆ๐—ฆ๐—œ๐—ข๐—ก.
๐—ง๐—ผ ๐—ตelp create wealth for families.
๐—ง๐—ผ ๐—บake a difference for families so there will be no family left behind.

๐—ช๐—›๐—”๐—ง ๐—ช๐—˜ ๐——๐—ข.
๐—ชe help people move from Dreaming to Doing,We bring life-changing financial concepts and solutions to middle income individuals and families who are overlooked by the financial Industry.

๐—œ๐—ณ ๐˜†๐—ผ๐˜‚ ๐—ฎ๐—ฟ๐—ฒ ๐—ถ๐—ป๐˜๐—ฒ๐—ฟ๐—ฒ๐˜€๐˜๐—ฒ๐—ฑ ๐˜๐—ผ ๐—น๐—ฒ๐—ฎ๐—ฟ๐—ป ๐—บ๐—ผ๐—ฟ๐—ฒ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐—œ๐— ๐—š ๐—ฎ๐—ป๐—ฑ ๐—ถ๐˜๐˜€ ๐—•๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜๐˜€, ๐—”๐˜๐˜๐—ฒ๐—ป๐—ฑ ๐—ผ๐˜‚๐—ฟ ๐—™๐—ฟ๐—ฒ๐—ฒ ๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—ฒ๐—ฑ๐˜‚๐—ฐ๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐—ฎ๐—ป๐—ฑ ๐—•๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜๐˜€ ๐—ข๐—ฟ๐—ถ๐—ฒ๐—ป๐˜๐—ฎ๐˜๐—ถ๐—ผ๐—ป
๐—”๐—ป๐˜† ๐˜๐—ถ๐—บ๐—ฒ, ๐—”๐—ป๐˜†๐˜„๐—ต๐—ฒ๐—ฟ๐—ฒ ๐—ฎ๐˜ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—™๐—ฟ๐—ฒ๐—ฒ ๐—ง๐—ถ๐—บ๐—ฒ..

๐—ฃ.๐—ฆ. ๐—•๐—ฒ ๐—™๐—œ๐—ก๐—”๐—ก๐—–๐—œ๐—”๐—Ÿ๐—Ÿ๐—ฌ ๐—˜๐——๐—จ๐—–๐—”๐—ง๐—˜๐—— ๐—ฎ๐—ป๐—ฑ ๐——๐—œ๐—ฆ๐—–๐—ข๐—ฉ๐—˜๐—ฅ ๐˜๐—ต๐—ฒ ๐—ฅ๐—˜๐—”๐—Ÿ ๐—ช๐—”๐—ฌ ๐˜๐—ผ ๐—œ๐—ก๐—ฉ๐—˜๐—ฆ๐—ง ๐—ฎ๐—ป๐—ฑ ๐—•๐—จ๐—œ๐—Ÿ๐—— ๐—” ๐—ฆ๐—ข๐—Ÿ๐—œ๐—— ๐—™๐—œ๐—ก๐—”๐—ก๐—–๐—œ๐—”๐—Ÿ ๐—™๐—จ๐—ง๐—จ๐—ฅ๐—˜!
๐—œ๐—ป ๐—œ๐— ๐—š ๐—ช๐—˜ ๐—˜๐——๐—จ๐—–๐—”๐—ง๐—˜, ๐—ชE ๐—–๐—”๐—ฅ๐—˜!

Send us message so that I can assist you

Bakit nag-re-recruit ang mga IMG members?Lahat naman tayo  naghahanap ng kasama sa ating life journey (spouse, family, f...
30/03/2023

Bakit nag-re-recruit ang mga IMG members?
Lahat naman tayo naghahanap ng kasama sa ating life journey (spouse, family, friends)
Lahat din tayo, naghahanap ng taong tutulong sa atin marating ang ating pangarap (business partners, customers, teammates, member, acquaintances).
At sa puso natin, gusto nating gumanda ang mundo kaya tayo ay tumutulong (charities, volunteer , advocacy).
Kaya tayo nag-re-recrworkuit sa IMG!
We want
to build a solid financial foundation for our families
our friends to build solid financial foundations too!
to build a services business and share opportunities to others
to help Filipino families achieve financial freedom
to fight poverty through financial education
This is our mission.
We should be proud warriors in our fight against poverty.
WE ARE IMG.
WE ARE CRUSADERS.
WE ARE FINANCIAL EDUCATORS.
WE LOVE IMG MISSION .
NO FAMILY LEFT BEHIND.
WE WANT FINANCIAL EDUCATION ACCESSIBLE TO ALL.

Ctto
coach bobet

Saan aabot ang 20 pesos mo?Sa isang araw ilang 20 pesos ang nahawakan mo?Kahit isang 20  man lang sana kung iinvest mo s...
23/03/2023

Saan aabot ang 20 pesos mo?
Sa isang araw ilang 20 pesos ang nahawakan mo?
Kahit isang 20 man lang sana kung iinvest mo sa IMG Soldivo Funds sigurado ang future mo.
Tuturuan kita message mo ako๐Ÿ˜Š

๐Ÿ™„ Young people don't know the value of healthcare.๐Ÿ˜ฑ Middle-age people complain about "expensive" healthcare premiums.๐Ÿ˜ญ O...
20/03/2023

๐Ÿ™„ Young people don't know the value of healthcare.

๐Ÿ˜ฑ Middle-age people complain about "expensive" healthcare premiums.

๐Ÿ˜ญ Old people cry, because they are no longer eligible for healthcare.

Get it while you're still YOUNG! ๐Ÿ‘ˆ

Message me for more info.โค๏ธ

https://321717ph.imgcorp.com/quote/kaiser

FOR THOSE WHO ARE JUST STARTING... Remember what JACK MAsaid:"While you don't have big results yet, expect that no one w...
18/03/2023

FOR THOSE WHO ARE JUST STARTING... Remember what JACK MA
said:

"While you don't have big results yet, expect that no one would believe in you.
Many will laugh at you... Many will judge you...

But when you achieve your GOALS. They are the ones who will ask you "How you did it"?

What is wrong in FILIPINO's attitude is "to see is to believe" notion. They will believe in you when you have already done something and when you already become successful and rich... Keep doing what you had done.

You deserve to be succeed in life.
It's not about what degree you finished,
it is about how literate you are financially.

All of us deserve to succeed... ๐Ÿ’–๐Ÿ’–๐Ÿ’–

Most realities!๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡As the saying goes, "You buy the things that you want. One day, you are going to sell them for the thi...
18/03/2023

Most realities!

๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡

As the saying goes, "You buy the things that you want. One day, you are going to sell them for the things that you need.

We buy things we don't really need because we think we deserved them--a reward for our hardwork; but the truth is we DESERVE more than any material things our salary can afford. ๐Ÿ™‚

Balance life, apply to do Wealth Formula:
Income 100%-10%Tithes 20%Savings =
70%Expenses

It hurts, but it makes you financially secured.

https://www.facebook.com/joytrias

๐Ÿ’ฅ๐Ÿ’ฅKNOW THE DIFFERENCE BETWEEN SELLING AND EDUCATING๐Ÿ’ฅ๐Ÿ’ฅI remember talking to a Networker with High Position & said to me t...
17/03/2023

๐Ÿ’ฅ๐Ÿ’ฅKNOW THE DIFFERENCE BETWEEN SELLING AND EDUCATING๐Ÿ’ฅ๐Ÿ’ฅ

I remember talking to a Networker with High Position & said to me that "You are Still Selling like in Networking but No Tangible Product!"

I said, "well, it's hard to explain but there is a difference between selling & educating. You sell coz you want to get points & commission but we educate to help change the lives of people then they invest or buy co'z they understood the need."

We Share coz We Care!

Join Our Advocacy to Help Others become Financially Educated & Achieve Your Big Dreams & Goals!








๐Ÿ“๐Ÿ“ธ ctto

Napansin ko lang, daming nagtatanong about Investments, how to start?how to join?how much? etc. Kaya lang once na sinabi...
17/03/2023

Napansin ko lang, daming nagtatanong about Investments,
how to start?
how to join?
how much? etc.
Kaya lang once na sinabi mong need muna mag aral bago mag start, ang sasabihin walang panahon,
busy,
dami work,
walang internet, etc.
Alam nyo ba na base sa pag aaral, many good people FAIL when it comes to Saving and Investing?
Only because they LACK of Financial Education.
*Investing without Learning is a waste of time and money.
*Financial ignorance will make you poor!
Change your mindset now!
Learn with us in IMG ๐Ÿฅฐ๐Ÿฅฐ
Be one of us!
ctto

"๐—ช๐—ฎ๐—น๐—ฎ๐—ป๐—ด ๐—ฃ๐—ถ๐—ป๐—ฎ๐—ป๐—ด๐—ฎ๐—ป๐—ฎ๐—ธ ๐—ป๐—ฎ ๐— ๐—”๐—Ÿ๐—”๐—ฆ,๐—ง๐—”๐— ๐—”๐—— ๐—บ๐—ฎ๐—ฑ๐—ฎ๐—บ๐—ถ."Ang ๐™‹๐˜ผ๐™‚๐™Š๐˜ฟ ipahinga mo lang  OK ka na.Ang ๐™‹๐™๐™”๐˜ผ๐™ itulog mo lang OK ka na.Ang ๐™‚๐™๐™...
16/03/2023

"๐—ช๐—ฎ๐—น๐—ฎ๐—ป๐—ด ๐—ฃ๐—ถ๐—ป๐—ฎ๐—ป๐—ด๐—ฎ๐—ป๐—ฎ๐—ธ ๐—ป๐—ฎ ๐— ๐—”๐—Ÿ๐—”๐—ฆ,
๐—ง๐—”๐— ๐—”๐—— ๐—บ๐—ฎ๐—ฑ๐—ฎ๐—บ๐—ถ."

Ang ๐™‹๐˜ผ๐™‚๐™Š๐˜ฟ ipahinga mo lang OK ka na.
Ang ๐™‹๐™๐™”๐˜ผ๐™ itulog mo lang OK ka na.
Ang ๐™‚๐™๐™๐™Š๐™ˆ ikain mo lang OK ka na.

Pero ang ๐™†๐˜ผ๐™ƒ๐™„๐™๐˜ผ๐™‹๐˜ผ๐™‰ kapag wala kang binago sa buhay mo, kahit anong PAHINGA,TULOG, at KAIN gawin mo bukas mahirap ka pa din.

Kung gusto mo makalayas sa hirap ng buhay ngaun ๐—š๐—จ๐— ๐—”๐—ช๐—” ๐—ž๐—” ๐—ก๐—š ๐—•๐—”๐—š๐—ข, 'ika nga "๐™Ž๐™๐˜ฝ๐™Š๐™† ๐™Ž๐™๐˜ฝ๐™Š๐™† ๐™‡๐˜ผ๐™‰๐™‚" papaano mo malalaman kung maganda ang isang bagay kung nakikinig ka lang sa mga tao na walang ginawa kundi payuhan ka ng puro negatibo?

Ikaw ang nakakita dapat ikaw ang magdesisyon at hindi mo dapat ipabase ang desisyon ng magiging buhay mo sa iba.

Tama or tama! ๐Ÿ˜ Be wise! ๐Ÿ’ฏ

Ctto

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