Toby Montilla- Licensed Financial Advisor

08/06/2026

☀️𝐖𝐞 𝐠𝐨𝐭 𝐚𝐧 𝐀𝐅𝐅𝐎𝐑𝐃𝐀𝐁𝐋𝐄 𝐏𝐥𝐚𝐧 𝐟𝐨𝐫 𝐲𝐨𝐮! with 𝐌𝐎𝐍𝐄𝐘-𝐁𝐀𝐂𝐊 feature!
SUN LIFE ☀️❤️:

𝐒𝐔𝐍 𝐒𝐓𝐀𝐑𝐓𝐔𝐏
is a life insurance plan that provides protection for at least 10 years and gives back a portion of your total payment if you outlive the 10-year coverage period.

It’s a good choice for first-time insurance buyers who want something simple, affordable, and hassle-free in application.

Inclusive benefits are:
✅ Life Insurance Coverage
✅ Accidental Death Benefit
✅ 50% Money-Back feature
✅ Living Benefit

Pa-Insured ka na, habang pwede pa! ☀️💛
Talk to you soon!



SUN LIFE ☀️❤️🏆.

08/06/2026

Sharing my Health Insurance Plan! 💛
The Sun Fit and Well Advantage 10 ✨

One of my FAVORITE plan ni Sun Life 😍

10 Things I love about this Plan:

1. Ang daming COVERED CRITICAL ILLNESS CONDITION, 114! 😱 Including minor and major stages.

2. ADDITIONAL CASH BENEFIT just in case ma-diagnose with the Big C. (knock on wood)

3. DAILY HOSPITAL INCOME BENEFIT if ma-confined sa Hospital.

4. POST HOSPITALIZATION BENEFIT makukuha once ma discharge na sa Hospital.

5. Ten (10) Years to PAY lang, as in No Hidden Charges.

6. Covered na LIFETIME or until age 100.

7. GUARANTEED CASH BENEFIT na ma re-received at the age 65, pwede na pangdagdag sa Retirement Fund.

8. SPECIAL CASH BONUS na ma re-received naman after ma fully paid ang plan or after 10 years.

9. ANNUAL DIVIDEND EARNINGS na pwedeng kuhain or iwan kay Sun Life to earn interest.

And lastly but most importantly,

10. LIFE INSURANCE COVERAGE na ma re-received ng Family or ng Beneficiaries.

Gusto mo na rin ba ang SUN FIT AND WELL ADVANTAGE 10?

Message Me para masimulan na natin ang Health Insurance Plan mo. 😊

Remember:
"The most expensive bed in the world is not found in the expensive HOTEL but in the HOSPITAL”

08/06/2026

✨Sun Life Secure Income 3, 5, 10, 15 years of paying!

☀️Our Newest Plan 🔖

This plan has Guaranteed 6% of the Face Amount CASH BENEFIT PAYOUT starting at the end of 6th year until the insured reaches the age of 100.

If you live too long naman, pwede mo nang e-advance ang 25% of the face amount when you reach 80, 85, 90, and 95. 🙌

Pili ka if you want a shorter paying period of 3 or 5 years or a longer period of 10 or 15 years to match your financial preferences.

What's more? May kasama din itong non-guaranteed dividends na pwede mong iwan sa company and use for your future goals-whether for a travel fund or starting your own business!

Secure your future while achieving your dreams.

Let's chat and see how this plan can fit your needs. 📩

27/05/2026

In the Philippines 🇵🇭

𝐂𝐚𝐫 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 - mandatory in the Philippines. (𝐂𝐓𝐏𝐋, Compulsory Third-Party Liability insurance, is mandated by law.)

𝐋𝐢𝐟𝐞 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 - optional.

Mandatory to insure your car.

Optional to insure yourself and your family.

Please get insured. 🙏

𝐘𝐨𝐮'𝐫𝐞 𝐦𝐨𝐫𝐞 𝐯𝐚𝐥𝐮𝐚𝐛𝐥𝐞 𝐭𝐡𝐚𝐧 𝐲𝐨𝐮𝐫 𝐜𝐚𝐫. 🚗

26/12/2025

Pa tulog-tulog ka lang kasi! 🤣

🤣

13/12/2025

Some say one is enough, while others have several. So, what’s the right number for you? It all depends on your lifestyle, family responsibilities, and financial goals.

📌 At the very least, consider these essentials:
✅ Life Insurance – Protects your loved ones financially if something happens to you.
✅ Health Insurance – Helps cover medical expenses so you don’t drain your savings.
✅ Emergency Fund – Not insurance, but a must-have for unexpected costs!

💡 Need more coverage? If you have kids, a business, or assets to protect, you might also consider:
✔️ Accident Insurance – Covers medical costs from unexpected injuries.
✔️ Critical Illness Insurance – Helps with costly treatments if you’re diagnosed with a serious illness.
✔️ Investment-Linked Insurance – Combines protection with potential savings growth.

👉 How many policies do you currently have? Do you think you need more? Let’s talk in the comments! ⬇️💬

05/12/2025