Pru Life UK -Life Insurance w/ Investment & Protection

Pru Life UK -Life Insurance w/ Investment & Protection Welcome to Pru Life UK��

Insurance isn’t just for later in life, it’s about being prepared, no matter your age. You might feel like it’s too earl...
09/08/2025

Insurance isn’t just for later in life, it’s about being prepared, no matter your age.

You might feel like it’s too early to think about it, but starting now can give you peace of mind and more options down the road.

Curious how it works or what your options are?
Feel free to message, happy to help! 🫶🏻

𝐋𝐞𝐭 𝐦𝐞 𝐚𝐧𝐬𝐰𝐞𝐫 𝐭𝐡𝐞𝐬𝐞 𝐅𝐫𝐞𝐪𝐮𝐞𝐧𝐭𝐥𝐲 𝐀𝐬𝐤𝐞𝐝 𝐐𝐮𝐞𝐬𝐭𝐢𝐨𝐧𝐬 𝐚𝐛𝐨𝐮𝐭𝐕𝐔𝐋 (𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐰𝐢𝐭𝐡 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭)1. 𝗣𝘄𝗲𝗱𝗲 𝗯𝗮 𝗮𝗻𝗴 𝟭 𝗺𝗼𝗻𝘁𝗵 𝗯𝗮𝗯𝘆 𝗺𝗮-𝗶𝗻𝘀𝘂𝗿...
07/08/2025

𝐋𝐞𝐭 𝐦𝐞 𝐚𝐧𝐬𝐰𝐞𝐫 𝐭𝐡𝐞𝐬𝐞 𝐅𝐫𝐞𝐪𝐮𝐞𝐧𝐭𝐥𝐲 𝐀𝐬𝐤𝐞𝐝 𝐐𝐮𝐞𝐬𝐭𝐢𝐨𝐧𝐬 𝐚𝐛𝐨𝐮𝐭𝐕𝐔𝐋 (𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐰𝐢𝐭𝐡 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭)

1. 𝗣𝘄𝗲𝗱𝗲 𝗯𝗮 𝗮𝗻𝗴 𝟭 𝗺𝗼𝗻𝘁𝗵 𝗯𝗮𝗯𝘆 𝗺𝗮-𝗶𝗻𝘀𝘂𝗿𝗲?
- YES, kahit 7 days old pa lang.

2. 𝗠𝗮𝗴𝗸𝗮𝗻𝗼 𝗺𝗶𝗻𝗶𝗺𝘂𝗺 𝗻𝗴 𝗶𝗻𝘀𝘂𝗿𝗮𝘃𝗲𝘀𝘁?
- 1,800 php only (for kids)
- Pricing is based on Age + Insurance Need+ Purpose of Fund (Pasok din dapat sa budget ng Client)

3. 𝗦𝗲𝗻𝗶𝗼𝗿 𝗰𝗶𝘁𝗶𝘇𝗲𝗻 𝗽𝘄𝗲𝗱𝗲 𝗺𝗮-𝗶𝗻𝘀𝘂𝗿𝗲?
-Yes po, as a Premier Level Advisor I can insure clients beyond the age of 60 without the need for Medical Assessment (At a specific coverage and if healthy).

4. 𝗠𝗮𝘆 𝗳𝗶𝘃𝗲 𝘆𝗲𝗮𝗿 𝗽𝗹𝗮𝗻 𝘀𝗮 𝗣𝗿𝘂?
- Meron po.

Hindi na kayo maghuhulog after 5 years tapos insured ka na until 100 years old and may growing investment pa.

5. 𝗞𝗮𝗽𝗮𝗴 𝗻𝗮𝗴𝗽𝘂𝗻𝘁𝗮 𝗮𝗸𝗼 𝗻𝗴 𝗶𝗯𝗮𝗻𝗴 𝗯𝗮𝗻𝘀𝗮 𝗶𝗻𝘀𝘂𝗿𝗲𝗱 𝗽𝗮 𝗿𝗶𝗻 𝗮𝗸𝗼?
- Yes, basta wag lang ka po lalabas ng earth. Hehe

6. 𝗣𝘄𝗲𝗱𝗲 𝗯𝗮 𝗮𝗸𝗼 𝗺𝗮𝗴 𝘄𝗶𝘁𝗵𝗱𝗿𝗮𝘄 𝘀𝗮 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗸𝗼 𝗮𝗻𝘆𝘁𝗶𝗺𝗲?
- Yes, as long as may fund value na pero as much as possible kung di emergency wag po muna. Ilaan natin ito for long term goal like retirement fund or future savings.

If may other questions ka pa, or you just want to know your options and what plans can fit your budget, message me and let’s set a non-committal meeting. 🫶🏻✨

Actually may point nmn, pero baka makatulong din sa'yo to 😊One of my prospects say this to me “May insurance naman ako s...
15/05/2024

Actually may point nmn, pero baka makatulong din sa'yo to 😊

One of my prospects say this to me “May insurance naman ako sa current company ko eh.”

This is one of the reasons bakit hindi PRIORITY ng ibang employed ang kumuha ng personal protection plan.

But:
❌What if, si employee becomes critically ill and exceeded his HMO limit? Will the company cover their entire hospital bills?

❌What if, an illness or an accident prevents the employee from fulfilling his work? Will they still be able to keep his job?

❌What if, an employee resigns or got laid off? Are they still qualified for the company benefits?

❌What if, the company provided benefit is minimal coverage only? Will it be enough to cover the needs and secure their family’s future?

So paano na, bes? 🤔

✅This is why we NEED to get our PERSONAL protection plan.

✅Because we will not be an employee forever. 💯

𝘾𝙝𝙤𝙤𝙨𝙚 𝙩𝙤 𝙗𝙚 𝙋𝙧𝙤𝙩𝙚𝙘𝙩𝙚𝙙 𝙖𝙣𝙙 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡𝙡𝙮 𝙋𝙧𝙚𝙥𝙖𝙧𝙚𝙙!



To all financial advisors out there, aim to educate your clients to manage their personal finance. Insurance and investm...
19/04/2024

To all financial advisors out there, aim to educate your clients to manage their personal finance. Insurance and investment are only part of it. Teach and guide them as well regarding their cashflow, their emergency funds, how to settle debts, inflation, proper use of credit cards, health cards and HMOs, business and other financial matterrs. 🥰

Be a true financial advisor not just an insurance agent. 😁

𝗖𝗹𝗶𝗲𝗻𝘁:𝗮𝗻𝗼 𝗻𝗴𝗮 𝘂𝗹𝗶𝘁 𝘆𝘂𝗻𝗴 𝗜𝗻𝘀𝘂𝗿𝗮𝗩𝗲𝘀𝘁?𝗠𝗲: 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝘆𝗮𝗻 𝗻𝗮 𝗺𝗲𝗿𝗼𝗻𝗴 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁.𝗪𝗵𝗲𝗻 𝗶𝘀 𝘁𝗵𝗲 𝗯𝗲𝘀𝘁 𝘁𝗶𝗺𝗲 𝘁𝗼 𝗴𝗲𝘁? 🤔✅ Before ka ma...
19/04/2024

𝗖𝗹𝗶𝗲𝗻𝘁:𝗮𝗻𝗼 𝗻𝗴𝗮 𝘂𝗹𝗶𝘁 𝘆𝘂𝗻𝗴 𝗜𝗻𝘀𝘂𝗿𝗮𝗩𝗲𝘀𝘁?
𝗠𝗲: 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝘆𝗮𝗻 𝗻𝗮 𝗺𝗲𝗿𝗼𝗻𝗴 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁.

𝗪𝗵𝗲𝗻 𝗶𝘀 𝘁𝗵𝗲 𝗯𝗲𝘀𝘁 𝘁𝗶𝗺𝗲 𝘁𝗼 𝗴𝗲𝘁? 🤔
✅ Before ka mag-birthday
✅ Habang healthy & insurable pa
✅ Ngayong mababa ang stock prices
✅ Ngayong Pay Day! 💰

💁‍♀️
❤

Before you invest, make sure you have an investing strategy that would help you grow your money effectively in the long ...
02/04/2024

Before you invest, make sure you have an investing strategy that would help you grow your money effectively in the long run. Make sure that that investing strategy would be within your risk appetite that you may still sleep soundly every night. 🥰

Message us so we can help you invest automatically and conveniently. We can manage your investment for you. 😁

PRU EDUCATIONAL FUND🧑‍🎓📣📣Every parent wants to give his or her children a good financial headstart in life. With the ris...
02/04/2024

PRU EDUCATIONAL FUND🧑‍🎓📣📣

Every parent wants to give his or her children a good financial headstart in life. With the rising cost of education, it is becoming increasingly important for children to have money available for their future.

Feel free to message me to explore affordable solutions that are tailored to solve your individual needs within your budget 💕

SATHYLYN NANG-IS
LICENSED FINANCIAL CONSULTANT
Prulife UK 😍

"𝗞𝘂𝗻𝗴 𝗴𝗮𝗻𝘂𝗻 𝗱𝗶𝗻 𝗹𝗮𝗻𝗴, 𝗿𝗲𝗳𝘂𝗻𝗱 𝗻𝗶𝘆𝗼 𝗻𝗮 𝗹𝗮𝗻𝗴 𝗹𝗮𝗵𝗮𝘁 𝗻𝗴 𝗽𝗿𝗲𝗺𝗶𝘂𝗺𝘀 𝗸𝗼, 𝗱𝗶 𝗿𝗶𝗻 𝗻𝗮𝗺𝗮𝗻 𝗮𝗸𝗼 𝗻𝗮𝗴𝗸𝗮𝘀𝗮𝗸𝗶𝘁."One of the most common conc...
27/03/2024

"𝗞𝘂𝗻𝗴 𝗴𝗮𝗻𝘂𝗻 𝗱𝗶𝗻 𝗹𝗮𝗻𝗴, 𝗿𝗲𝗳𝘂𝗻𝗱 𝗻𝗶𝘆𝗼 𝗻𝗮 𝗹𝗮𝗻𝗴 𝗹𝗮𝗵𝗮𝘁 𝗻𝗴 𝗽𝗿𝗲𝗺𝗶𝘂𝗺𝘀 𝗸𝗼, 𝗱𝗶 𝗿𝗶𝗻 𝗻𝗮𝗺𝗮𝗻 𝗮𝗸𝗼 𝗻𝗮𝗴𝗸𝗮𝘀𝗮𝗸𝗶𝘁."

One of the most common concerns ng clients ay ang usaping REFUND.

Pwede nga ba mag-refund?
Paano kung tumigil na sa pagbabayad?
Mawiwithdraw ko ba ang mga premiums ko?

⭕ Simulan natin ito sa Term Insurance.
Prepaid po ang mga insurance.
Meaning, parang renta. Babayaran mo agad yung term or period na sakop ng insurance.

If ang term insurance mo ay yearly ang term, you pay now. Then covered ka.

If di ka na magbayad next year, di ka na covered. Ganun kasimple.

So may mawiwithdraw ka ba? Wala.

⭕ Paano naman kung VUL or Variable Unit-linked ang nakuha ko? Insurance with investment.

Kapag ba tumigil ka na (surrender), mawiwithdraw mo ba exactly lahat ng PREMIUMS na binayad mo? Hindi.

Ang ma-wiwithdraw mo lang ay 'yung current value ng Investment mo. (Fund value)

⭕ Bakit ganun?
Mas mainam pala ang bank. Pag nagdeposit ako, mawiwithdraw ko exactly the same.

Opo, yan ang purpose ng bank.

Iba ang purpose ng insurance. Iba rin ang investment.

⭕ Tatandaan, binibili mo ang service ng insurance contract. Kung 3 million death benefit yan, yan ang binibili mo.

⭕ So bakit nga walang REFUND?

Kapag ba bumili ka ng isang bagay o service, tuwing kelan lang may refund? Ano ang refund policy?

- kapag may DEFECT.

E kung wala namang defect ang policy, walang marerefund.

⭕ Wala naman akong naging sakit, sayang lang binayad ko.

- Bigyan kita ng analogy. Naghire ka ng bodyguard to protect you from harm. Pinasahod mo ng 5k a month.

After 2 years, nakapasahod ka na ng 120k. Wala namang umatake sayo.

Can you tell your bodyguard na, "Kukunin ko na lahat ng 120k na pinasahod ko sayo kasi di naman ako napahamak, wala namang umatake sakin."

Anong response ng bodyguard?
"Ay babalik ko sayo, may patago ka teh?"

Same concept.
You buy insurance to get the service of protection.

Kada oras na dumadaan na IN FORCE ang insurance contract mo, liable ang insurance company to fulfill the contract's obligations.

So ang Insurance charges na nababayad mo out of your premium, doon yun napupunta.

Hindi sya nasayang.

I hope you get my point. Alamin sa mga agents ninyo ang full details.

Read na rin ikaw ng ibang articles sa page ko. ❤️

𝑾𝑯𝑨𝑻 𝑺𝑻𝑨𝑹𝑺 𝑺𝑨𝒀Curious about what renowned artists and vloggers have to say about insurance and investments? 𝗚𝗲𝘁𝘁𝗶𝗻𝗴 𝗮 𝗹𝗶...
26/03/2024

𝑾𝑯𝑨𝑻 𝑺𝑻𝑨𝑹𝑺 𝑺𝑨𝒀

Curious about what renowned artists and vloggers have to say about insurance and investments?

𝗚𝗲𝘁𝘁𝗶𝗻𝗴 𝗮 𝗹𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗶𝘀 𝗮𝗻𝗼𝘁𝗵𝗲𝗿 𝘄𝗮𝘆 𝘁𝗼 𝘀𝗵𝗼𝘄 𝗹𝗼𝘃𝗲 𝗻𝗼𝘁 𝗷𝘂𝘀𝘁 𝗳𝗼𝗿 𝗼𝘂𝗿 𝗳𝗮𝗺𝗶𝗹𝗶𝗲𝘀 𝗯𝘂𝘁 𝘁𝗼 𝗼𝘂𝗿𝘀𝗲𝗹𝘃𝗲𝘀 𝗮𝘀 𝘄𝗲𝗹𝗹 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝘁𝗵𝗲𝘆 𝗮𝗿𝗲 𝗶𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁 𝗮𝗻𝗱 𝗬𝗢𝗨 𝗮𝗿𝗲 𝗶𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁. ❤️

𝗬𝗼𝘂 𝗰𝗮𝗻 𝘀𝘁𝗮𝗿𝘁 𝘀𝗺𝗮𝗹𝗹 𝘁𝗼𝗱𝗮𝘆 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝘁𝗵𝗲 𝗹𝗼𝗻𝗴𝗲𝗿 𝘆𝗼𝘂 𝘄𝗮𝗶𝘁 𝘁𝗵𝗲 𝗺𝗼𝗿𝗲 𝗲𝘅𝗽𝗲𝗻𝘀𝗶𝘃𝗲 𝗶𝘁 𝗴𝗲𝘁𝘀 𝗼𝗿 𝘄𝗼𝗿𝘀𝗲 𝘆𝗼𝘂 𝗰𝗮𝗻 𝗻𝗼 𝗹𝗼𝗻𝗴𝗲𝗿 𝗴𝗲𝘁 𝗶𝘁 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂 𝗻𝗲𝗲𝗱 𝗶𝘁 𝘁𝗵𝗲 𝗺𝗼𝘀𝘁. 🫰🏻

If you want to know more, send me a message 🥰



Why choose when you can do both? You Only Live Once so enjoy the fruits of your hardwork, travel while you’re young and ...
25/03/2024

Why choose when you can do both? You Only Live Once so enjoy the fruits of your hardwork, travel while you’re young and physically able but don’t forget to set aside first a portion of what you earn for your future self so when you reach YAGO, you are financially worry-free, stress-free and relaxed while flipping through the pages of your YOLO-ing years.

𝐋𝐞𝐭 𝐦𝐞 𝐡𝐞𝐥𝐩 𝐲𝐨𝐮 𝐬𝐭𝐚𝐫𝐭 𝐲𝐨𝐮𝐫 𝐩𝐥𝐚𝐧 𝐭𝐨𝐝𝐚𝐲.
Message me for an online application.📩

c)

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Atok Benguet Benguet
Atok
2612

Telephone

+639061055984

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