IHC Financial Consultancy Services

27/08/2026

"Meron pa ba pong budgeting tips na hindi 50/30/20? Medyo malaki po kailangan kong gastusin kada buwan."

Well, meron! You can try 60%, or even 70%! This one here was made specifically for someone na may investment portfolio na.

(Pwede din po mag personal loan sa IHC para makaluwag sa budget! Of course, that's up to you. 💮)

(Do YOU need an investment portfolio to follow this? No. It really is up to you!)

"Pwede sa tithings na lang po yung 10% ko?" Yes, pwede po!

Best advice for those starting out their budgeting journey: TRACK YOUR EXPENSES IN A MONTH, and see what you can improve. 😁

Kesyo 50% ot 70% piliin niyo, as long as it works for you, THAT'S WHAT COUNTS!

(Medyo napadami na kami sa budgeting tips for this week, ah! 😂)

Well, if you want MORE budgeting methods (or if gusto niyo ng loan solution galing samin)...tara, usap tayo! 😁

(Image source: Calm Money, Pinterest)

26/08/2026

"Hello po! Nagchu-church po ako. Pwede din po yung 50/30/20 sakin? What about tithing?"

That's a good question! For our ka-borrowers na devoted church-goers (at gust isingit yun sa budget nila), you can add another 10% dedicated to tithings per month.

(Pwede din po yung magtabi ng, say, P20 or barya araw-araw para yun na lang din tithings nila per Sunday/whatever day of worship you have. Either way, we believe that the Lord sees your efforts either way. 😁💗)

(We found this picture by Ronesiaw that's too beautiful not to share! 🩷)

Want more budgeting tips? Tara, usap tayo!

25/08/2026

Good evening, mga ka-borrowers!

Here's a gentle reminder that starting small and staying consistent counts more than anything--kahit hindi emergency fund! 🤗

Still looking to build your wealth with our loan solutions anyway? Tara, usap tayo!

24/08/2026

Good evening, mga ka-borrowers!

We debated whether or not to make a separate design for this post, but this picture was too good not to share as it is!

Ganda, 'di ba? 🥰 Informative pa! The 50/320 rule is one of MANY budgeting tips that can help you manage your money wisely!

Wanna learn more? Tara, usap tayo!

Source: Budget Clarity --Personal Finance, Pinterest

21/08/2026

Happy long weekend, mga ka-borrowers!

COMMEMORATING NINOY AQUINO 🎗️

Today, August 21, the Philippines commemorates Ninoy Aquino Day, a special non-working holiday observed annually in honor of former Senator Benigno “Ninoy” Aquino Jr.

The day marks the anniversary of his assassination in 1983 at the Manila International Airport, now named the Ninoy Aquino International Airport.

21/08/2026

The best way to replenish your emergency funds is to save up as much as you can, and put the excess in a separate account. 🤓

Your emergency fund doesn't have to start grand. Build small, good habits--and keep them constant!

(Still want to try one of our loan solutions to build your emergency fund? We're okay with that, too! Tara, usap tayo!)

20/08/2026

As important as it is to talk about one's emergency fund, only 20% of Filipinos lack adequate emergency funds to last them 3-6 months. (Campos, ManilaStandard Business, 2026).

The other 80%? Working hard, yet not having enough to build an emergency fund for their loved ones.

We at IHC understand the working Filipino. But we also believe that every single Filipino family deserves an emergency fund. And here are the MANY reasons why.

(And yes, IHC can also help build your emergency funds through our personal/salary loan solutions. Want to know more? Tara, usap tayo!)

20/08/2026

(Yes, we need new mugs 🤣)

Good morning, mga ka-borrowers! Sana mainit kape niyo, masarap tapsilog niyo, at maging maganda araw niyo! 🫡

Working hard per parang kulang? Our salary loan solutions could be just want you need. They're flexible, have low interest rates, and can go as far as 3 years to pay.

Want to know more? Tara, usap tayo!

19/08/2026

Because it's the rainy season, we decided to break down what it means to have an EMERGENCY FUND! ☔☂☂🌂

Remember: debt doesn't, in and of itself, count as an emergency fund.

BUT...CAN you take a loan to BUILD your existing emergency fund? YES, YOU CAN!

(IHC also has you covered there. 😉
✅ low-interest
✅ flexible term
✅ safe AND secure!)

But whatever you choose, may it help you keep your loved ones safe and sound.

Want to talk more about emergency funds? Tara, usap tayo!

18/08/2026

We at IHC hope that you and your loved ones are safe and dry this typhoon season.

During these times, a safety net makes all the difference. Our flexible loan solutions are designed to help you quickly build or reinforce your emergency funds—giving you one less thing to worry about.

Focus on what truly matters: you and your family. Feel free to message us to learn more about how our loan solutions can build your emergency fund.

(If not, that's okay. Stay safe, stay prepared. We are here to support you.)