27/01/2024
AXA Health Care Access 500k -Comprehensive Medical Insurance Plan
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Higher Coverage 500k Annual Benefit Limit (higher benefit than usual HMO)
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With INPATIENT, Outpatient , and Emergency Coverage already up to 500k unlike other HMO who has limited benefits.
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Covers all Doctors Fee, Surgeon Fee and other fees, unlike other usual HMO who has limited coverage and inner limits.
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Higher Room and Board coverage of up to 4500/day
(Local HMO is just 1000-1500/day, you will pay the remaining. In the end, mas mapapagastos ka.)
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With 50,000 Life and 50,000 Accident Insurance
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With Dental Benefit (Extraction, cleaning, pasta/tooth fillings, brace adjustment)
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Emergency Benefit (accident or non accident) with ambulance coverage
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24/7 Unlimited Teleconsultation via My Pocket Doctor. (very useful and convenient, can request prescription, lab test request, and medical certificate for free)
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Guaranteed Renewable until age 75
(regardless if the client had a critical illness or has higher claims, policy will still be renewed)
๐For local HMO, they have the right to not renew the plan if the client has major claims already.
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Premiums increases base on age, not on claims (mas economical and practical)
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In case that there is no accredited hospital in the area, client can still avail treatment even from non accredited hospitals via reimbursement (Subject to RVS, up to 80%)
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With Longevity Health Fund (Cashback fund of 250,000 at age 75)
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Pre and Post Hospitalization Benefit ( covers up to 500k ABL for Outpatient lab test and treatment related to confinement within 90 days before confinement or 90 days after confinement)
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With Annual Physical Exam + FBS and Total Cholesterol
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With 500,000 Critical Illness Lump Sum Cash Benefit upon diagnosis of the 56 Major Critical Illness
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Inflation Shield design / Annual Benefit Limit Booster - increment of ABL by 10% every 3 yrs to make sure you can avail the best Health care through the years
