Comrade Trustee Services Limited

06/09/2026

Comrade Trustee Services Limited proudly extends warm Father’s Day wishes to all fathers.

Today, we honour fathers from all walks of life for their love, strength, guidance, sacrifice, and unwavering commitment to their families. We celebrate those who strive each day to nurture, protect, inspire, and build a secure future for their children through responsible choices, disciplined savings, and long term planning.

A father’s greatest legacy is not only what he gives today, but the values he instils and the future he helps shape for generations to come.

Happy Father’s Day from Comrade Trustee Services Limited.

Follow our WhatsApp Channel to learn more about Superannuation in PNG. 👇👇

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03/09/2026

Many people think retirement begins the day they stop working. In reality, retirement begins much earlier — through the habits, routines, and financial behaviors practiced throughout life. The future a person experiences in retirement is often the accumulated result of decades of decisions quietly compounding in the background.

Good habits can build freedom. Bad habits can quietly destroy it.

A person may spend 30 or 40 years working hard and contributing to superannuation, but if destructive habits are carried into retirement — uncontrolled spending, poor financial discipline, debt dependency, alcohol abuse, gambling, impulsive lifestyle choices, or constantly supporting unsustainable obligations — retirement savings can disappear far quicker than expected. What was meant to provide comfort, dignity, and peace in later years can quickly become stress, regret, and financial hardship.

That is why retirement planning is not only about money. It is also about behavior.

Many people focus heavily on the size of their retirement payout, but very few prepare themselves mentally and behaviorally for life after employment. The habits people normalize during their working years often follow them into retirement. If those habits are unhealthy or financially destructive, they can slowly erode even well-built retirement plans and expectations.

This is why it is important to start dropping destructive habits before separation from employment. Retirement should not be the beginning of discipline — it should be the reward for years of discipline already practiced. Small positive behaviors repeated consistently over time — budgeting, saving, voluntary contributions, delayed gratification, healthy living, and financial self-control — compound into long-term security and peace of mind.

In the end, retirement is not simply an age or a payout. It is the lifestyle your habits have been preparing you for all along.

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01/09/2026

CTSL BRINGS MEMBER SERVICES CLOSER TO PNGDF PERSONNEL AT IGAM

Comrade Trustee Services Limited (CTSL), the trustee responsible for managing the retirement savings of Papua New Guinea Defence Force (PNGDF) personnel, brought its services closer to members at Igam Barracks during the PNGDF Engineering Battalion’s 50th Anniversary celebrations.

The CTSL Member Services Lae Team set up a service tent at the anniversary event, providing members with convenient access to essential member services.

During the engagement, members were assisted with Member Online (MOL) registration, Voluntary Contribution (VC) forms, and the taking of photographs for membership identification cards.

The service tent formed part of CTSL’s ongoing commitment to bringing services closer to its members and ensuring PNGDF personnel have greater access to information and assistance relating to their retirement savings and benefits.

Lieutenant Colonel Sarufa Eka, Commanding Officer of the Engineering Battalion, thanked the CTSL team for bringing its services directly to members at Igam Barracks.

The engagement also provided the Member Services Lae Team with an opportunity to interact directly with members, respond to their enquiries, and assist them with important membership requirements.

CTSL remains committed to strengthening its engagement with PNGDF personnel and delivering accessible and efficient services to members wherever they serve.

Together We Serve the Members.

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31/08/2026

CTSL & PNGDF | Episode 2🎥

Our second episode is here!

This time, we sit down with Chief Petty Officer Lucian Remrem as he shares his journey as a PNG Defence Force serviceman and CTSL member.

Hear his story, experiences in service, and perspective on being part of both the PNGDF and CTSL community.

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25/08/2026

24/08/2026

CTSL & PNGDF | Episode 2. Coming This Friday

Here’s a glimpse of our next conversation with Chief Petty Officer Lucian Remrem.

In this snippet, we hear from CPO Remrem as he shares part of his journey and experience as a PNG Defence Force serviceman and CTSL member.

🎬 Watch the snippet now, and stay tuned for the full episode this Friday.

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21/08/2026

CTSL & PNGDF | Episode 1. The Pilot

We’re kicking off our CTSL & PNGDF series with Lt. Vincent Telkit, Commanding Officer of HMPNGS Rochus Lokinap.

Join us as Lt. Telkit shares his journey as a PNG Defence Force serviceman and CTSL member. Reflecting on his career, experiences in service, and his journey with Comrade Trustee Services Limited.

This is where the conversation begins. 🇵🇬⚓

Episode 1: The Pilot. Lt. Vincent Telkit

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18/08/2026

Introducing CTSL & the PNGDF.

Here’s a first look at our pilot episode, featuring Lt. Vincent Telkit, Commanding Officer of HMPNGS Rochus Lokinap, sharing his insights and experience.

Watch the snippet now, and catch the full episode this Friday!

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16/08/2026

Igam Portion 1034 Project Brief

Lae - the industrial heart of Papua New Guinea - is entering a new phase of growth, opportunity, and transformation. A bold vision is now taking shape with the Igam Portion 1034 Development Project, a landmark subdivision that will help reshape the urban landscape of Lae City.

The Igam Project is a major urban development initiative that will deliver over 1,500 residential, commercial and special purpose allotments for public utilities, creating one of the largest modern communities in the region. Officially launched in December 2025, the project represents a strong commitment to strategic urban expansion and sustainable city development. Early works and site preparation commenced in the first quarter of 2026, with initial phases of the project expected to be completed by mid-2026, marking the beginning of a significant transformation of the Igam area.

The development goes beyond simply subdividing land. It will deliver critical infrastructure, including well-planned road networks, drainage systems, and essential utilities, forming the foundation of a modern township. The master plan also provides for community infrastructure, including schools, sporting facilities, a health facility, open green spaces, and public service facilities to support a vibrant and livable community.

In the initial phase alone, 1,300 residential allotments will be released to the market, providing thousands of families with the opportunity to build homes in a well-planned urban environment. The development will also include two hectares of Special Purpose Leases dedicated to public utilities, including schools, a health facility, a sports field, and green recreational spaces. In addition, a commercial precinct will be developed to accommodate a supermarket, service station, and a range of convenient retail outlets, creating a central hub for goods and services within the community.

The broader economic impact of the project is substantial. The development of residential allotments, construction of homes, supporting infrastructure, and the establishment of commercial facilities are expected to generate more than K2 billion in economic activity through spin-off investments and business opportunities, injecting significant momentum into the local Lae economy.

The project will also create hundreds of jobs across construction, engineering, logistics, and related support services, providing valuable employment opportunities, skills development, and income generation for Papua New Guineans.

From residential neighbourhoods to commercial activity, the Igam Project will help shape the next chapter of Lae’s growth - supporting population expansion, strengthening the city’s economic base, and creating a modern, well-planned community for future generations.
The vision has been launched.

The work has begun.

And the future of Lae is being built today.

Igam Project
Creating opportunities.
Building communities.
Transforming Lae.
.............................................................................

Please FOLLOW our page for future updates on this major suburb development project in Igam, LAE

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16/08/2026

Warren Buffett’s famous observation, “Price is what you pay. Value is what you get,” extends far beyond investing. It is a principle of life itself: anything of lasting value has a price.

In business, success demands risk, discipline and years of sustained effort. In sport, greatness is purchased through training, sacrifice and countless hours when nobody is watching. In politics and leadership, meaningful change requires courage, difficult decisions and the willingness to endure criticism. In our personal lives, knowledge, strong relationships, good character and achievement all require us to give something—time, comfort, money, effort or immediate gratification.

The same principle applies powerfully to financial freedom. The price is often paid years before the reward is enjoyed: saving instead of spending, investing consistently, avoiding unnecessary debt and sacrificing some pleasures today so that money becomes less of a source of worry tomorrow. Financial freedom is the value you eventually receive for years of discipline and good financial decisions.

A healthy, secure and stress-free retirement is no different. It is rarely created at retirement; it is built throughout our working lives. The price is regular saving, protecting our health, living within our means and allowing time and compounding to work in our favour. The reward is the freedom to retire with dignity, independence and peace of mind rather than financial anxiety.

We often desire the value without wanting to pay the price. But the two cannot be separated. The greater the goal, the greater the sacrifice it usually demands.

The real question is therefore not simply, “What do I want?” It is:

“What price am I willing to pay today for the life I want tomorrow?”

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