Daba Loan Consultants

18/07/2026

ATTENTION ALL SMEs & POTENTIAL BORROWERS, LOAN PROPOSAL PACKAGING & MARKETING SERVICES
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Daba Loan Consultants with over 20 years lending experience and 20 years in loan brokering services invites you to join our team of expertise in business loan proposal write up and finance sourcing services.

We have the capacity and ability to package any type of loan including;
• Home loans
• Property investment
• Commercial loans
• Equipment finance
• Capital asset funding
• Leasing finance
• Bridging finance
• Debt refinancing
• Agriculture & Livestock loans

If you are planning to take out a business loan however you are;
• Isolated in a remote location away from the main lenders
• Too busy and do not have the time to go out negotiating loans
• Want a professional to compile and market your loan proposal

We will guide and qualify you loan application before compiling and submitting to lenders to ensure that your proposal meets the lenders requirements for funding.

Engage our services today to compile your loan proposal and market to multiple lenders to secure the best loan conditions in the market.

Explore the loan market and borrow on the best loan conditions on offer to you.

YOU DO NOT GO LOOKING FOR THE LENDERS, WE WILL BRING THE LENDERS TO YOU.

Contact Us
Phone: 71271958
WhatsApp: 76367891
Email: [email protected]

05/02/2025

ATTENTION ALL SME BUSINESS OPERATORS AND GENERAL BUSINESS LOAN SEEKERS

FREE LOAN CONSULTATION AND FINANCE SOURCING SERVICES

At Daba Loan Consultants we will package your loan proposal and expose your application to all the leading lending institutions simultaneously to secure multiple approvals on your application and secure the best loan conditions on offer to you

Engage our services today to package and market your loan proposal while you attend to other needy tasks.

Avoid spending long hours standing in long queues in the banks to lodge your application. We will provide you the best advice on your desired loan and qualify you before packaging your application to source funding for you.

We do not charge any fees for our services until after we secure your desired loan, Yes, no upfront fees until after your loan is approved. Contact us now and engage our services

CONTACT
Mobile: 76367891/71271958
WhatsApp: 76367891
Email: [email protected]

04/02/2025

4 CRITERIA LENDERS USE TO ASSESS LOANS

While methods to assess loan applications can vary significantly, there are 4 key criteria lenders generally use to determine whether a loan application should be accepted or rejected.

The 4 main criteria lenders typically use to assess investor loans are:
Loan-to-value ratio

The loan-to-value ratio is the size of the loan that a finance seeker is applying for, compared to the cost of the property. For example, if they apply for a K400,000 loan on a property that costs K500,000, that is an 80% loan-to-value ratio (LVR).
Therefore, investors will have to provide a deposit, such as equity from another property or savings that they have in a bank account, or a combination of the two. Most lenders are happy to lend at an 80% LVR, but only a smaller number will lend at 95% and then almost always with the payment of mortgage insurance by the borrower.

Serviceability

An investor’s serviceability will vary dramatically from lender to lender as companies calculate this differently, but it essentially takes into account finance seekers income against their outgoings, including debt repayments. Serviceability is tested by lenders to ensure finance seekers can meet their repayments.

Credit History

Lenders will look at finance seekers credit report to determine if they’re financially responsible, i.e. if they can adequately manage their money. If they’ve overdrawn their savings or credit accounts or have missed a deadline to pay a bill then this may adversely affect their ability to secure a loan.

Property details

If they are borrowing against their home or an investment property, the type and location of the property will affect their loan application. ‘Riskier’ assets, such as if a finance seeker is offering their property located in Kerema where there is less likely of disposal if loan is called up compared to a property located in Port Moresby, this kind of situations can limit the amount of loam they can borrow.

It’s interesting to note that the amounts each lender may be willing to lend to a finance seeker can vary significantly and in many cases some lenders would approve a loan while others would decline it.

29/07/2024

GENERAL BANKING KNOWLEDGE

If a deposit was credited to your account by mistake, does your bank have the right to get your permission before removing the funds?

Depends on where the credit came from.

If the mistake was by your bank itself, they can reverse the transaction without your consent.

If the mistake was on part of another individual trying to transfer/deposit into another account, the bank will have to typically get your consent before removing the funds from your account.

And there's a good reason why the bank does that. Let's say, I have to pay you to buy something from you. I'll pay you, get whatever I am supposed to get, and then call up the bank saying that the transfer was done by mistake and it may please be reversed!

Keep in tuned to Daba Loan Consultants General Banking guides and build your banking knowledge.

Your partners in Loan Brokering Services. Visit our website at www.dabaloanconsultants.com and learn more about our services.

Looking for a loan in Papua New Guinea? Daba Loan Consultants offers expert loan brokerage services to help you find the right loan for your needs.

24/06/2024

LOAN APPLICATION MARKETING PLATFORM
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We have developed a platform to market loan applications to multiple lenders simultaneously .

With one loan application, you can now apply to multiple lenders simultaneously and have the opportunity to secure multiple approvals on your application and choose to borrow on the best loan conditions on offer to you. The days of one loan application to one lender and the disappointment of having to go around looking for another lender to re apply when your application gets declined are also over. Visit our website at www.dabaloanconsultants.com and learn more on how you can benefit from our online loan application marketing service.

YOU DO NOT GO LOOKING FOR THE LENDERS, WE WILL BRING THE LENDERS TO YOU........

Looking for a loan in Papua New Guinea? Daba Loan Consultants offers expert loan brokerage services to help you find the right loan for your needs.

11/06/2024

THINKING ABOUT TAKING OUT A LOAN BUT:

You are too busy and don't have the time to go out to stand in long ques to apply for a loan.

Issolated from the major lenders to approach to apply for a loan.

Want to explore the loan market to secure the best loan conditions on offer in the market.

Whatever your case maybe at Daba Loan Consultants we have developed a loan application marketing platform to market your loan application to multiple lenders simultaneously to secure the best loan conditions on offer to you. Whether its personal or business loan, explore the market to secure multiple approvals on your application and borrow on the best loan conditions on offer to your.

YOU DO NOT GO LOOKIN FOR THE LENDERS, WE WILL BRING THE LENDERS TO YOU.

Visit our websit at www.dabaloanconsultants.com to downloan our loan application pre assesment forms to complete and return for processing and uploanding on our platform for lenders selection and funding.

Looking for a loan in Papua New Guinea? Daba Loan Consultants offers expert loan brokerage services to help you find the right loan for your needs.

19/04/2024

Credit Guarantee Corporation Limited (CGC) is pleased to announce the signing of an agreement with Tisa Community Finance (TCF) to provide credit guarantees to support MSMEs in PNG.

The partnership with TCF now adds to a total of 13 financial institutions having partnerships with CGC to provide access to finance for eligible MSMEs. MSMEs who are customers of the 13 financial institutions can benefit from the credit guarantee issued by CGC through these partner financial institutions.

For further information contact us at: [email protected]