Warwick Walker - Financial Planner

01/05/2023

Is moving into a retirement village the right choice for you? While it may be a natural life stage progression for some, others may have questions and concerns. Read on to discover the key factors to consider when deciding if retirement village living is the correct choice for you.

My latest blog post - https://www.linkedin.com/pulse/4-questions-ask-yourself-moving-retirement-village-walker-cfp-mdrt/

20/02/2023

Are you struggling to manage your finances and finding yourself overspending? In this blog post, I talk about the following:

👉 The difference between overspending and splurging
👉 The emotional triggers of overspending
👉 The dopamine high of spending money and the social pressure of keeping up with others
👉 The consequences of overspending
👉 Strategies for avoiding overspending

Don't let overspending impact your future financial stability and retirement. Click on the link to learn more and take control of your finances.

As our careers progress, we may find ourselves with more disposable income than ever before. However, this can also lead to the temptation of overspending.

22/01/2023

Are you tired of trying to predict the future?

Don't waste your time and energy on the impossible task of predicting the stock market. Instead, focus on creating a solid investment plan and staying disciplined.

Visit our blog to learn more about avoiding the prediction addiction and making smart investment decisions.

Check it out here 👉 bit.ly/3ExxD6O

If you want to have someone listen, analyse and simplify things for you, please reach out today to book a non-obligation chat at https://www.warwickwalker.com/

In 1968, Paul Ehrlich also wrote a best-selling book called The Population Bomb. Drawing on his observations with other animal species, the premise of the book was simple. The world was already overpopulated and still growing exponentially. The earth didn’t have enough resources to feed humanity. ...

15/01/2023

Consider creating a financial plan with FoxPlan to better manage your finances.

One of our recent blog posts highlight some reasons why a financial plan could be beneficial for you.

Check it out here 👉 bit.ly/3Wv1R0f

If you want to have someone listen, analyse and simplify things for you, please reach out today to book a non-obligation chat at https://www.warwickwalker.com/

Why You Should Consider a Financial Plan Financial planning is the process of taking a comprehensive look at your financial situation and building a specific financial plan to reach your goals. As a result, financial planning often delves into multiple areas of finance, including investing, taxes, s...

08/01/2023

Are you curious about the psychology behind buy now pay later (BNPL) schemes?

In this blog post, we explore the reasons why consumers are drawn to BNPL and why they may not see it as a form of debt.

From our desire for instant gratification and fear of missing out (FOMO) to our tendency to make irrational decisions when it comes to money, BNPL schemes appeal to our emotions rather than our logic.

Don't fall into the trap of BNPL - read this blog post to learn about the potential pitfalls and healthier alternatives to consider.

Check it out here 👉 bit.ly/3V9dyJh

If you want to have someone listen, analyse and simplify things for you, please reach out today to book a non-obligation chat at https://www.warwickwalker.com/

Why Consumers Think BNPL is NOT a ‘Debt’ and Why That Matters! Psychology & Buy Now Pay Later Is the instant gratification really worth it? Ever wonder why you're drawn to the "buy now, pay later" option when you're shopping online? It turns out that there's some really interesting psychology be...

01/01/2023

Are you considering using a buy now pay later (BNPL) service?

In this blog series, we examine the pros and cons of BNPL and provide insights from our financial advisers.

While BNPL can be a convenient option for purchasing items, it's important to be mindful of the potential risks, such as incurring late fees and carrying debt.

If you're already struggling with money management, BNPL may not be the right choice for you.

Read this blog post to learn more about the good, the bad, and the ugly of BNPL, and find out whether it's a good tool for managing your money.

Check it out here 👉 bit.ly/3WmRbAM

If you want to have someone listen, analyse and simplify things for you, please reach out today to book a non-obligation chat at https://www.warwickwalker.com/

In this series we investigate the good, the bad and the ugly of Buy Now Pay Later. Should you ever use Buy Now Pay Later Schemes? Buy Now pay later schemes have been a hot topic at the FoxPlan office for the past few weeks and it seems to be a popular product for most Kiwis as well! These stats have...

25/12/2022

Are you wondering how inflation is affecting your finances and investments?

In this blog post, we break down the concept of inflation and explain how it's measured.

We also discuss the current annualized inflation rate in New Zealand and explore the potential benefits of a little inflation for stimulating the economy.

Find out how you can mitigate the effects of inflation here 👉 bit.ly/3GhXm4E

If you want to have someone listen, analyse and simplify things for you, please reach out today to book a non-obligation chat at https://www.warwickwalker.com/

More than likely you have read, heard and seen all the reports and articles about the rising cost of living and the impact it is having on the economy. At Foxplan over the past few weeks, we have been asked a few questions by both clients, staff, and advisers about inflation and the overall theme of...

18/12/2022

Are you considering changing your investment strategy? Market volatility can make it tempting to switch up your investments, but it's important to have a plan in place that aligns with your goals. In this blog post, we explore the different investment strategies available and ask questions to help you make informed financial decisions. We also address a common question from our clients about shifting from stocks to bonds in times of market turbulence. Don't make a rash decision - read this blog post to help guide your investment strategy.

Check it out here 👉 bit.ly/3gcdlGu

If you want to have someone listen, analyse and simplify things for you, please reach out today to book a non-obligation chat at https://www.warwickwalker.com/

Do you have the temptation to change your investment strategy? Do you have the itch to switch? During market volatility, many investors might be tempted to change their investment strategy, be it, where their money is invested or investment method, in order to temper fluctuations in the market. Inve...

11/12/2022

It’s important to have goals and having a realistic plan to achieve them is equally as important. Having the right investment portfolio is key for getting where you want to be.

Check it out here 👉 bit.ly/3UXAzyU

If you want to have someone listen, analyse and simplify things for you, please reach out today to book a non-obligation chat at https://www.warwickwalker.com/

Let's talk about your dream - whatever it may be. Perhaps you'd like to buy a sports car, or travel the world, or retire on a remote plot of land and raise some chickens, or perhaps all that and more. As an investor, this dream is perhaps the most important aspect of your investment strategy - and a...

06/12/2022

Have you been naughty or nice with your money this year? 🫣🗒️🎅

If you think you're on the naughty list, then now is the time to book in a money chat with one our financial planners to ensure you make the nice list in 2023. 😜

Our experienced planners will evaluate your current financial situation and provide you with the right knowledge and skills to help you achieve your short, medium and long-term money goals. 🙌💰📈🏠

Book your no obligation money chat here 👉 https://bit.ly/3P5lw4q

04/12/2022

With the rise in popularity around socially responsible investing we feel it is important to provide you with some knowledge and insight on the whats and whys of SRI’s.

Having all the information on what socially responsible investments are and why you might want to consider them will help to make the smartest financial decisions.

Check it out here 👉 bit.ly/3TJZsNO

If you want to have someone listen, analyse and simplify things for you, please reach out today to book a non-obligation chat at https://www.warwickwalker.com/

Introduction Socially Responsible Investing (SRI) is the focus of this month's newsletter. We'll be addressing what it is, why it may be of interest to you, key considerations for SRI funds, and provide real examples of SRI fund options accessible to you (assuming you're based in New Zealand). Why S...

01/12/2022