Karen Morrow Solutions

27/06/2017

This is Cocksys story. We all look at our insurance premiums and wander if we should cut back, but Cocksy is glad he did not, he can live his life the way he wants now...

https://www.asteronlife.co.nz/cocksys-story.html

Asteron Life insurance helps New Zealand celebrity builder Cocksy live his life the way he wants. Read more.

07/12/2015

Tessa Taylor was told she has 12 months left to live.

13/08/2015

Book a Generate Adviser for a lunchtime KiwiSaver presentation at your work place during money week (31 August - 6 September) and we will buy lunch for you and your team! Call now as spaces are limited 0800 855 322 - Karen Morrow Solutions is your adviser.

24/07/2015

KIWISAVER TOP PERFORMER Generate

Generate's strong performance continues
Morningstar has released its June performance statistics for the market.
Highlights include:
• Generate Focused Growth Fund being ranked 1st in the aggressive growth category for the year to June. The fund returned 23.6% compared with the category average of 16.2%.
• Generate Growth Fund being ranked 1st in the growth category for the year to June. The fund returned 19.6% compared with the category average of 14.2%.
Whilst we recognize that some of this data represents short term performance, we are pleased that our strong track continues to build.

Investment Provider of the Year 2015 as voted by the
Professional Advisers Association.
Rated first for services out of all KiwiSaver funds by Sorted.org.nz in Q1 2015.
Top Performing KiwiSaver Fund in the Growth Sector in 2014.

DO THE SURVEY - 4 questions to find out if you know what your KiwiSaver is doing?

http://survey.generatekiwisaver.co.nz/a/SOL15

18/05/2015

Waikato Hospital - "we will not be doing your hernia operation as we have no funding" - this is a letter received from a person who was referred to the Waikato Hospital by his GP, for an urgent hernia operation. The hernia is decreasing his physical capabilities at work and around his lifestyle block. It is also affecting him emotionally, not having any alternatives but to wait - Does he have to wait until it bursts - YES HE DOES - then the operation will have to be done.
If he had - PRIVATE MEDICAL INSURANCE - he would be eligible to have this operation done immediately. You can package medical insurance to suit your budget.

18/03/2015

All eligible first home purchasers will be able to withdraw more.
From April 1, legislation is being changed to enable larger KiwiSaver First Home Withdrawals by including the member’s tax credit in the withdrawal (meaning first home buyers will now be able to take out all of their KiwiSaver savings except the $1,000 kick-start).

If eligible, the Government can assist with more money than before.
The KiwiSaver HomeStart grant will be introduced on 1 April, to replace the KiwiSaver First Home deposit subsidy.
Like the KiwiSaver first home subsidy, the KiwiSaver HomeStart grant provides eligible first home buyers with a grant of up to $5,000 for individuals and up to $10,000 for couples to put towards a deposit for an existing home.

For those looking to purchase or build a brand new home (including purchasing land to build on), the new KiwiSaver HomeStart grant provides eligible first home buyers with a grant of up to $10,000 for individuals and up to $20,000 for couples.

The housing price limits are being increased to;
• $550,000 in Auckland,
• $450,000 in Hamilton City, Tauranga City, Western Bay of Plenty, Kapiti Coast, Porirua City, Upper Hutt, Hutt City, Wellington City, Nelson City, Tasman, Waimakariri, Christchurch City, Selwyn District, Queenstown Lakes.
• $350,000 for the rest of the country.

Income limits of $80,000 per person and $120,000 per couple remain unchanged. Note there are no income or house price limits for the withdrawal component.

19/11/2014

Had a fantastic tour and lunch - Xmas Cheer with Asteron today. Thanks had a very cool time at Hobbiton.

23/10/2014

KiwiSaver is only going to become more and more important as time marches on. For many it will soon be their second largest asset after their house.

However, research shows many of us don’t fully understand KiwiSaver and that just under half of all KiwiSaver members are still invested in cash, default and conservative assets which may not be suitable for long term retirement savings.

I have partnered with Generate KiwiSaver, a NZ owned and operated specialist. Generate have provided a simple 4 question survey to help you find out what you know about the key drivers of KiwiSaver. If you would like a no obligation appointment to discuss KiwiSaver simply enter your details at the end of the survey and I will give you a call.

And, for a limited time, if you attend a KiwiSaver appointment with me, you will go in the draw for a $3,000 Flight Centre Voucher or one of ten $100 GrabOne Vouchers. Good luck!

http://survey2014.generatekiwisaver.co.nz/?adviser=SOL15

Simple question but one in three Kiwis don’t know which fund they are in or that there are big differences between funds*. Many people who have joined KiwiSaver were automatically put into a default fund. These default funds are intended by the Govt to be “parking spaces” before you work out the typ…

05/10/2014

KiwiSaver is quite simple - if you want to know more, private message me and I will tell you all about it.

29/09/2014

http://vimeo.com/107102303

This is "Catching up with Karen Morrow" by Elite Professionals Programme on Vimeo, the home for high quality videos and the people who love them.

09/09/2014

Most of my clients who get to an age where they really need to keep their life insurance cover, have to cancel it, or reduce their cover substantially, due to the premiums being unaffordable. One way to FIX this problem is to FIX your premiums. What you pay now is what you keep paying. To find out more txt FIX to 244. Standard charges apply. I am based in Hamilton, but travel far and wide.