Ingerson Home Loans

Ingerson Home Loans We combine local knowledge, genuine care, and professional advice to help first home buyers, families and investors secure their homes.

At Ingerson Home Loans and Insurance, we aim to find mortgage, income and insurance solutions that allow our clients to secure their future. We don’t view our clients as numbers on a chart or as an exercise in box-ticking like some big banks do. We see them as we see ourselves, as people who want to build a life, grow a family, or secure an asset. We are out of the box thinkers who genuinely want

to help you achieve your homeownership goal and keep it protected. We find solutions that work for our clients and are with them every step of the way. And in the unlikely event we can’t secure your finance, we’ll tell you the steps you need to take to get there. That’s why our clients trust us. We’re transparent, honest people who genuinely want to see you succeed. As a locally-based home loan and insurance advisory service, we know the region our clients call home. Our team has decades of industry know-how which means we know our trade from the inside out. But, it’s what we do with this knowledge that makes us different. While working to get you the best mortgage, we’re also focused on your long term success. Educating our clients on the risks and responsibilities of borrowing money is something we take seriously. Our insurance protection plans ensure your assets and income are protected if the unexpected happens. The right insurance means less stress for your family, and peace of mind for years to come.

🏡 Is your home loan still working for you?A fixed rate ending is the perfect time to do more than just choose a new inte...
07/07/2026

🏡 Is your home loan still working for you?

A fixed rate ending is the perfect time to do more than just choose a new interest rate.

It’s your opportunity to:
✔️ Review your loan structure
✔️ Make sure it still suits your lifestyle and future plans
✔️ Consolidate debt if it makes sense
✔️ Top up for renovations or other goals
✔️ Potentially refinance and take advantage of cashback offers (where available)

The right loan isn’t just about getting a great rate—it’s about having a structure that gives you flexibility, saves you money over time, and supports what matters most to you.

Every situation is different, which is why we take the time to understand your goals and tailor a solution that fits.

📞 If your fixed rate is coming up in the next 3–6 months, let’s have a chat and make sure your loan is working as hard as you are.

📧 [email protected]
📞 (04) 212 3394

NZMortgages

🏡 Your first home might be closer than you think.If you’ve been waiting for the “perfect time” to buy, now could be the ...
29/06/2026

🏡 Your first home might be closer than you think.

If you’ve been waiting for the “perfect time” to buy, now could be the opportunity you’ve been looking for.

✨ You may be able to:
• Use your KiwiSaver towards your deposit
• Buy with as little as 10% deposit (subject to lender criteria)
• Access first home buyer options you may not even know exist

Every situation is different, which is why we take the time to understand your goals and find the lender that’s the right fit for you.

Whether you’re ready to buy now or just want to know where you stand, we’d love to help.

📞 (04) 212 3394
📧 [email protected]
🌐 ingerson.co.nz

Let’s get you home. 🧡

Thinking about renovating your home or needing extra funds for upcoming plans? 🏡 🤔A top up on your home loan may help yo...
23/06/2026

Thinking about renovating your home or needing extra funds for upcoming plans? 🏡 🤔

A top up on your home loan may help you unlock the potential in your property — whether it’s:
✔️ renovating
✔️ upgrading spaces
✔️ consolidating smaller debts
✔️ or funding future goals such as a holiday or wedding

Every situation is different, and we’re here to help you understand what options may be available to you.

📩 Get in touch to chat about renovations, top ups, and your next steps.

[email protected]

There’s nothing better than helping people achieve their home ownership goals 🏡❤️Whether you’re buying your first home, ...
16/06/2026

There’s nothing better than helping people achieve their home ownership goals 🏡❤️

Whether you’re buying your first home, refinancing, renovating, or just exploring your options, we’re here to guide you every step of the way.

A huge thank you to our amazing clients for trusting us with such an important journey and for taking the time to share their experiences. Your kind words mean the world to us.

Thinking about buying a home but not sure where to start? Get in touch – you might be closer than you think.

📩 Send us a message
📞 Let’s chat

Renting or owning — which one is helping build your future? 🏡✨While renting offers flexibility, owning a home can help y...
08/06/2026

Renting or owning — which one is helping build your future? 🏡✨

While renting offers flexibility, owning a home can help you build equity, create stability, and invest in something that’s yours.

Thinking about buying but not sure where to start?
Let’s chat about your options and getting pre-approved.

📩 [email protected]

Getting “application ready” can make a bigger difference than people realise 🏡✨Before applying for a home loan, small ch...
02/06/2026

Getting “application ready” can make a bigger difference than people realise 🏡✨

Before applying for a home loan, small changes can help strengthen your application, including:
✔️ maintaining good account conduct
✔️ reducing or clearing small debts
✔️ avoiding missed payments
✔️ showing consistent savings habits

Sometimes it’s the little things that help create bigger opportunities later.

Thinking about buying in the near future?
Let’s chat about how to best prepare before applying.

📩 [email protected]

Buying a home starts well before you walk through an open home 🏡✨Getting pre-approved helps you:✔️ understand exactly wh...
26/05/2026

Buying a home starts well before you walk through an open home 🏡✨

Getting pre-approved helps you:
✔️ understand exactly what the bank may lend you
✔️ shop within the right price range
✔️ move quickly when the right home comes up
✔️ make stronger offers with more confidence

In a competitive market, having your finance sorted early can make the whole process feel less stressful and far more manageable.

Whether you’re buying your first home, next home, or investment property — we’re here to help guide you through the process from the very beginning.

📩 Send us a message to chat about your options and getting pre-approved.

Thinking about refinancing your home loan? 🏡Switching banks could mean:✔️ Cash back offers✔️ Better interest rates✔️ Low...
21/05/2026

Thinking about refinancing your home loan? 🏡

Switching banks could mean:
✔️ Cash back offers
✔️ Better interest rates
✔️ Lower repayments
✔️ A loan structure that actually suits YOUR life

At Ingerson Home Loans, we know home loans are not one-size-fits-all.

Whether you’re wanting flexibility, faster repayments, lower weekly costs, or a strategy that works for your future goals — we personalise advice to suit you.

We’ll also help guide you through:
• Refixing options
• Fixed vs floating rates
• Splitting your loan structure
• Reviewing your current bank package

Sometimes a quick review can save thousands over the life of your loan.

📩 Message us today to see whether refinancing could work in your favour.

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🌸 Spring Promo 🌸 Refinance your existing home loan from one bank to another OR purchase a new home with a loan of $350,0...
03/09/2025

🌸 Spring Promo 🌸

Refinance your existing home loan from one bank to another OR purchase a new home with a loan of $350,000 or more and receive a $500 Prezzy Card upon settlement! 🎁

✅ Expert mortgage advice
✅ Smooth and stress-free process
✅ Exclusive $500 Prezzy Card reward
✅ Plus, banks also offer cash backs

📅 Offer valid this spring only – don’t miss out!

📧 [email protected]
🌐 www.ingerson.co.nz

🌸 Spring Promo 🌸 Refinance your existing home loan from one bank to another OR purchase a new home with a loan of $350,0...
03/09/2025

🌸 Spring Promo 🌸

Refinance your existing home loan from one bank to another OR purchase a new home with a loan of $350,000 or more and receive a $500 Prezzy Card upon settlement! 🎁

✅ Expert mortgage advice
✅ Smooth and stress-free process
✅ Exclusive $500 Prezzy Card reward
✅ Plus, banks also offer cash backs!

📅 Offer valid this spring only – don’t miss out!

📧 [email protected]
🌐 www.ingerson.co.nz

Address

736 Fergusson Drive
Upper Hutt
5018

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+6442123394

Website

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