Ajay Joseph- Mortgage Adviser

18/05/2026

Now could be the perfect time to save more with up to 1.25% CASH BACK 💰✨

✔ Better interest rates
✔ Lower repayments
✔ Extra cash back on settlement
✔ Expert mortgage guidance

Let’s explore your refinance options and help secure a better financial future for you and your family.

📞 Ajay K Joseph
Mortgage Adviser
📱 +64 22 422 3215
📧 [email protected]

12/05/2026

🏡 Thinking about buying your first home in New Zealand?
Refinancing your current mortgage?
Planning your next investment property?

I’m here to help make the process simple, stress-free, and tailored to your goals.

Hi, I am Ajay K Joseph- Mortgage Advisor
Helping families and individuals across New Zealand with:
✔ First Home Loans
✔ Refinance Solutions
✔ Investment Property Loans
✔ Construction & Turnkey Finance
✔ Car Loans & Insurance Support

Watch the video below to learn how the right mortgage advice can help you move forward with confidence. 🎥👇

📞 022 422 3215
📧 [[email protected]](mailto:[email protected])

17/04/2026

14/04/2026

North Otago Malayalee Association Assurance # Easter-Vishu celebration

08/03/2026

Timaru Malayalee Association sincerely thanks Ajay K Joseph – Total Assurance for supporting the TMA Tennis Ball Cricket Tournament.

Your support and contribution help make this event possible and bring our community together through sport. We truly appreciate your partnership and encouragement.

Thank you for being part of this exciting tournament! 🙏🏏

08/01/2026

🎄✨ Christmas Celebration Highlights – Timaru Malayalee Association ✨🎄

As a Mortgage Adviser with Total Assurance, I was delighted to sponsor the Christmas Tree Competition and Lucky Draw Contest during the Christmas celebration of the Timaru Malayalee Association in Timaru, New Zealand.

It was wonderful to see families and children come together, spreading joy, creativity, and festive spirit. Congratulations to all the winners and a big thank you to everyone who participated and made the event a great success.

At Total Assurance, we believe in supporting our community while helping families achieve their home ownership goals. I truly appreciate the Timaru Malayalee Association for organising such a memorable Christmas celebration.

Wishing everyone continued happiness and success in the year ahead. 🎄🎁
—
Ajay K. Joseph
Mortgage Adviser | Total Assurance

18/12/2025

Total Assurance and Ajay K Joseph is hosting an exciting Lucky Draw on December 20th as part of our Christmas Celebration 🎄

They’re giving participants a chance to win surprise prizes.
👉 Please read the post carefully to understand how to enter and take part.

Good luck to everyone participating! 🎁✨