Tammy Goddard - Mike Pero Mortgages

Tammy Goddard - Mike Pero Mortgages Home Loans, Personal Loans and Debt Consolidation, Insurance Services.

You don’t necessarily need to have all your debt paid off before applying for a home loan.Lenders look at your overall f...
06/09/2026

You don’t necessarily need to have all your debt paid off before applying for a home loan.

Lenders look at your overall financial position, including things like your income, expenses, existing debts and ability to manage repayments.

Having debt doesn’t automatically rule you out — every situation is different.

📞 Not sure where you stand? Get in touch for a chat.

Happy Father’s Day! 💙Wishing all the dads, stepdads, grandads, father figures and those remembering someone special toda...
06/09/2026

Happy Father’s Day! 💙

Wishing all the dads, stepdads, grandads, father figures and those remembering someone special today a very Happy Father’s Day.

Hope your Sunday is filled with the people and moments that matter most. ❤️

Happy Father’s Day from Tammy and the team at Mike Pero Mortgages.

🌸 Welcome, Spring! 🌸Here’s to warmer days, fresh blooms, and new beginnings. 🌿☀️💐 Happy Spring, everyone! 💕
31/08/2026

🌸 Welcome, Spring! 🌸
Here’s to warmer days, fresh blooms, and new beginnings. 🌿☀️💐 Happy Spring, everyone! 💕

31/08/2026

🏡 Mortgage Words Explained

Understanding mortgage jargon doesn’t have to be complicated.

Today’s word is Refix—watch the video to learn what it means in under a minute!

Have another term you’d like explained? Let me know below. 👇

Happy International Dog Day! 🐶❤️Today we’re celebrating our loyal companions who are always there to greet us with a wag...
25/08/2026

Happy International Dog Day! 🐶❤️

Today we’re celebrating our loyal companions who are always there to greet us with a wagging tail.

Whether they’re joining you on a walk, keeping you company at home, or “helping” while you work, dogs really do make life a little brighter.

Share a photo of your furry friend in the comments—we’d love to see them! 🐾.

🏡 Is your fixed rate coming to an end?A refix is a great chance to review your mortgage and make sure it still suits you...
23/08/2026

🏡 Is your fixed rate coming to an end?

A refix is a great chance to review your mortgage and make sure it still suits your goals.

Take a look through this quick comic to learn why it’s worth reviewing your options before your fixed rate expires.

📞 If your refix is coming up, I’d be happy to have a chat.

20/08/2026

🏡 Saving for a deposit is a huge milestone—but it’s not the only cost to plan for.

There are a few additional expenses that can come with buying a home, from legal fees and insurance to property reports and moving costs.

Planning ahead can help you feel more prepared and avoid unexpected surprises along the way.

▶️ Watch this quick reel to learn more.

🏠 Settlement is just around the corner!Before you celebrate, remember that your finances should stay as stable as possib...
18/08/2026

🏠 Settlement is just around the corner!

Before you celebrate, remember that your finances should stay as stable as possible until your home loan has settled.

Swipe through for a few important reminders that could help keep everything on track.

📞 Questions? I’m always happy to chat.

⭐ Thank you for another wonderful review!Every review means so much, and I’m incredibly grateful to everyone who takes t...
16/08/2026

⭐ Thank you for another wonderful review!

Every review means so much, and I’m incredibly grateful to everyone who takes the time to share their experience.

Helping my clients navigate the home-buying journey and achieve their homeownership goals is something I genuinely love.

If you’re thinking about buying, refinancing, or simply want to understand your options, I’d love to have a chat.

📞 Feel free to get in touch anytime.

Address

197A Wai Iti Road, Highfield
Timaru
7910

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