Kylie Connor - Mortgage and Insurance Advisor

29/11/2024

“Should I fix, or stay on floating?”

If we had a dollar for every time we have been asked that over the last few months, we might be able to afford a crystal ball to give us the answer 🤣.

There are lots of variables and things to consider, and a reduction in the official cash rate doesn’t always equate to lower fixed rates.

Get in touch if you would like advice around your situation and we can help tailor a recommendation to suit.

https://www.nzherald.co.nz/business/personal-finance/interest-rates/relief-heading-into-christmas-how-banks-reacted-to-the-ocr-cut/LIR57Z7QQVEVBKSFFSUHEYT7YY/?utm_medium=Social&utm_campaign=nzh_fb&utm_source=Facebook&fbclid=IwZXh0bgNhZW0CMTEAAR3e0bW150N8kSnZ0fg8cxrPZZhKKG1BO1oCDzBqDWYkaTX0PrUiUgHyI6Q_aem_UYhyio066yC_Siwmp04Ekw =1732682753

New Zealand's major banks moved swiftly to cut home loan rates after the OCR announcement.

21/06/2024

Some great news here for our first home buyers with stats released for our local economy.

Wondering if you can jump on board and buy your first home too? Come and meet with us to discuss your pre-approval!

https://www.stuff.co.nz/home-property/350313024/first-home-buyers-dominate-timaru-property-market-may?fbclid=IwZXh0bgNhZW0CMTEAAR2DblhVMcY2G4RtBz3UU5sdScSlg7d8h0rHrQldwqh92AsKQ5QiKMRNbB8_aem_ZmFrZWR1bW15MTZieXRlcw

First-home buyers continue to dominate the Timaru property market, having topped buying stats for the fourth month this year

17/06/2024

The bank's turnaround times are getting pretty lengthy, and we are hearing of long waits to get appointments in local branches due to their volume too.

We recommend coming to see us to get preapproval organised as soon as you can. It means less stress for all parties and helps you know what options you have.

That said, we have excellent relationships with key bank staff so can work on turning some deals around a lot faster if the need arises. There will be some restrictions though on the bank as some are more under the pump than others.

The key message - get independent financial advice, and get it early!

However, banks deny there are delays in processing applications.

12/06/2024

Beautiful delivery to put a smile on our dial here in the mortgage office! Thanks to our wonderful client for the delivery today 😍😍

05/06/2024

🙌🙌🙌 Welcome Leah!!

🤩Meet Leah, our new Mortgage Adviser Assistant 🤩

Due to increasing work load in our Mortgage team, Leah has come on board to help Kylie Connor and Jackie Sinclair support our lending clients.
Don't worry - we still have Gabby here! She has moved in to the investments team and will be in touch with people who are keen to review their KiwiSaver with one of our trusted advisers.

Leah cant wait to work with our awesome clients and help people on or up the property ladder. Welcome to the team Leah 👋😁

22/04/2024

Shared some thoughts this morning on the AM show around the changes the Government announced yesterday. If you are wondering if you might be impacted, please reach out!

The Government said it would update the Credit Contracts and Consumer Finance Act (CCCFA).

21/03/2024

Head over to our Instagram page and also check out Bayleys South Canterbury to enter our awesome wee Easter Giveaway 🐣 🐰

🐣 It’s Easter giveaway time again! 🐣

To celebrate Easter this year we have teamed up with Mainland Mortgages to give away the below hamper. Featuring a Tekapo Springs gift voucher and some Easter goodies 🍫

To enter make sure you have down the below:
• You have followed Mainland Mortgages Instagram .mortgages along with our page
•Comment who you would share these goodies with

The winner will be selected at 2pm, Thursday 28th March 2024 and will be available to collect from our Timaru office.

Ts&Cs:
This promotion is in no way sponsored, endorsed, administered by, or associated with Facebook. No cash alternative will be offered for the prize.

24/02/2024

Do you know all of the things you’ll need to provide during the mortgage application process? Your pay slips, proof of address, bank statements, ID, information about your debt, and employment history.

It helps the process run smoothly when you have these documents ready to go, allowing you to get closer to owning your dream home faster.

I’m here to help, we can discuss what documents you’ll need to provide to get the ball rolling. Contact me to learn more, or jump online and complete your application here https://mainland.net.nz/mortgages-lending/ .

20/02/2024

You don't need to feel nervous about getting financial advice. We pride ourselves on being a one stop shop here at Mainland where you can ask questions about all elements of your finances.

Having a comprehensive review of your insurance position with us only takes an hour or so of your time, and won’t cost you anything.

We are able to shop around numerous insurance providers to ensure you receive a comprehensive coverage option that suits your needs. Our goal is to secure fair premiums tailored to your specific situation. Your peace of mind matters to us.

Feel free to get in touch and we can form a comprehensive insurance review that keeps your financial stability secure today.

15/02/2024

When the time comes to fix mortgage rates, making informed decisions is crucial for your financial stability. We can offer expert personal financial advice tailored to your unique situation.

An experienced advisor understands the complexities of fixing rates and can guide you through the process with confidence. Whether you're considering short-term fixes or long-term strategies, we'll provide clarity and insight to help you choose the most suitable option for you.

Trust Mainland for informed guidance and peace of mind in your rate-fixing decisions.

14/02/2024

That was fun! Thanks, AIA and Snap Fitness Timaru. 🤸

Yesterday, some of our Mainland team, Shane, Melissa and Kylie Connor - Mortgage and Insurance Advisor, had a blast joining AIA for an invigorating group workout at Snap Fitness Timaru! 🏋️

AIA's health and wellbeing rewards programme, Vitality, promotes a holistic approach to wellness, and what better way to embrace it than with a fun workout session?

A huge shoutout to Hannah and Jozac from AIA for leading the way!

Here at Mainland, we believe in the importance of health and wellbeing, and it was fantastic to join forces with AIA for this energizing workout!

12/02/2024

Starting the journey into buying your first home is an exciting time in your life and a big milestone, the endless campaigns advertised by banks only adds confusion when shopping for mortgages.

Securing a home loan can be overwhelming with all the choices, process and paperwork. We work to simplify the process, helping you understand your options, securing the best terms, saving you time and making it simple to understand.

Fill out our form to get the ball rolling and get a headstart on your mortgage application process and we will be in touch to discuss things further: https://mainland.net.nz/mortgages-lending/