Insurance & ACC Solutions

Insurance & ACC Solutions We help you with personal and business insurance, KiwiSaver and ACC. Local, trusted and experienced.

INSURANCE SOLUTIONS, KIWISAVER
For disclosure on the insurers we use, our costs, how we handle conflicts of interest, levels of commissions we receive, and complaints process, please go to www.sinclairinsurance.co.nz

11/05/2026
I had a client in his 60’s say to me recently, “KiwiSaver is the best investment I’ve made over my working life.” It was...
01/04/2026

I had a client in his 60’s say to me recently, “KiwiSaver is the best investment I’ve made over my working life.” It wasn’t because of perfect timing or clever decisions. Just consistency and time.
TIME IN THE MARKET BEATS TRYING TO TIME THE MARKET . Trying to pick the “right time” to invest rarely works. Markets move unpredictably, and missing just a few strong days can hurt returns. Staying invested over time is what makes the real difference.
THE POWER OF COMPOUNDING : KiwiSaver benefits from regular contributions, employer support, and government contributions—all growing over time. The longer you stay invested, the more compounding works in your favour.
RIDING OUT VOATILITY : Market ups and downs are normal. Reacting to short-term drops often locks in losses. Those who stay the course are best positioned to benefit when markets recover.
A DISCIPLINED APPROACH TO WEALTH : KiwiSaver keeps things simple. Automatic contributions, diversified funds, and a long-term focus. It helps remove emotion and keeps you on track.
THE BOTTOM LINE : Consistency wins. Stay invested, stay patient, and let time do the work, because it’s time in the market, not timing the market, that builds wealth.

Disclaimer: This information is general in nature and is not intended as financial advice. You should consider your personal circumstances and seek professional advice before making any financial decisions. My Financial Disclosure information maybe found here : https://www.sinclairinsurance.co.nz/financial-advice-disclosure.html

Wow, thanks so much for these Rhonda. So yummy
09/12/2025

Wow, thanks so much for these Rhonda. So yummy

Me at an Adviser refresher training session yesterday in HamiltonCheck out the slide on the screen.A number of insuranc...
09/10/2025

Me at an Adviser refresher training session yesterday in Hamilton
Check out the slide on the screen.
A number of insurance providers have in their policy wording a " medical tourism benefit " .
While there are of course conditions to meet I suspect with the overload in our health system there will be increasing claims under this provision. Interesting.
Give me a ring if you would like to discuss it.0274597296

My required disclosure information can be found here https://www.sinclairinsurance.co.nz/financial-advice-disclosure.html

Press and Lazer in Hamilton, what a top firm. A privilege to share morning tea with team
09/10/2025

Press and Lazer in Hamilton, what a top firm. A privilege to share morning tea with team

I've noticed quite an increase in enquiry for Private Health Insurance over the last few months. Don't hesitate to be in...
15/06/2025

I've noticed quite an increase in enquiry for Private Health Insurance over the last few months. Don't hesitate to be in touch to discuss this type of insurance. I usually recommend a person look at the benefit of an excess. It keeps the premium cost down, but means the big costs are covered.
See our disclosure information at

Sinclair Solutions is a family business, based in Te Awamutu. Bob Sinclair is a Financial Adviser and has over 25 years experience in the insurance industry.

19/05/2025

This couple are an inspiration

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Puniu Road
Te Awamutu

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+64274597296

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