Clay NZ

Clay NZ CLAY | Mortgages & Insurance

Founded on the simple idea that mortgages need not be the big scary, jargon-filled, sweat inducing beasts they are for many.

Tauranga based, or a Hawkes Bay devotee, we work with you, to find solutions to the BIG decisions!

Which off campus character are you buying your first home with 🏒🏡Whoever lives rent free in your head, we’ve got a mortg...
03/06/2026

Which off campus character are you buying your first home with 🏒🏡

Whoever lives rent free in your head, we’ve got a mortgage for that.

Drop your character in the comments and DM us to get started 👇
🔗 link in bio

firsthome

02/06/2026

Nobody talks about this but mortgage advisors are literally out here getting strangers hundreds of thousands of dollars.

And it's completely legal!

Mel walks in, knows exactly who to talk to, and leaves with a yes that most people never thought was possible.

That's what we do at Clay 🤷🏼‍♀️

DM us if you want in!

May has been a busy one in the BOP market. 🙌🏻Swipe through for everything you need to know this month, first home buyers...
01/06/2026

May has been a busy one in the BOP market. 🙌🏻

Swipe through for everything you need to know this month, first home buyers, EV top-ups, investors, refixing rates and our Clay Mate of the month. 👉

31/05/2026

Part 2 of our Clay Mate Chat with Al from Red
PBL is here, and it's the one to save before you start open homing.

We talk about monolithic homes, what to do when something is identified and do you need to get your own report done?

Drop your questions below ⬇️

26/05/2026

Nope, not doing that anytime soon. Coffee is life ✌🏼

22/05/2026

Scarier than anything on Netflix! 👻

Come talk to us before you end up in the sequel.

20/05/2026

Behind every "JUST SOLD" there is...

-Emails to the bank.
-Bank wait times
-Phone calls chasing one document.
- 3 different lenders compared.
- Requesting statements for short term debt that wasn’t noted on the application 🙊
- 1 application rebuilt from scratch because the bank moved the goalposts.
-A Saturday morning spent on your application instead of at the sideline.

And a very happy client who had no idea any of it happened!

And - we wouldn't have it any other way 🤗

DM us or book a free chat via the link in bio 🔗

19/05/2026

Yup, we’ve seen it all!

We are going to need a bit more than your cash screenshots 🙊

19/05/2026

Most people think they're not ready to buy.
Half the time they're wrong.

But before you apply, the bank is going to look at five things, and knowing what they are makes the whole process a lot less scary.

1. Income stability
2. Deposit size and source
3. Monthly living expenses
4. Credit history
5. Existing debt

That's it. No mystery. No magic number.

If you want to know where you actually stand, come talk to us first. We'll tell you straight.
Link in bio 🔗

12/05/2026

Wait... you didn't know this? 👀

Working with a mortgage advisor in New Zealand costs you nothing.
We get paid by the lender, not you.

So everything we do? The advice, the research, the fighting in your corner with the banks? Free to you.

The only thing it costs is a 20-minute chat.
Book one today! Link in bio.

Address

PO Box 16057
Tauranga
3110

Telephone

0212255635

Website

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