Mortgages with Neal

Mortgages with Neal Here to make your experience with mortgages as easy as possible

Contact me:
[email protected]
0210 320 067

06/09/2026

Support your local!
Episode 4! ๐Ÿ™Œ๐Ÿฝ

Introducing...

โ˜•๏ธ Baby Afro โ˜•๏ธ

The best coffee in Papamoa East (in my opinion)

Led by Shogo and his wife, Sayaka. Try out their delicious coffee menu, each cup of coffee takes you on an adventure even if itโ€™s the classic flat white, long black, or one of their specialities such as the Oranga jaffa. Bonus, itโ€™s dog friendly ๐Ÿฆฎ my Kobe loves there dog treats too.

What makes baby Afro stand out from the rest?
The Baby Afro team!
The team leaves you with a warm smile, creative art pieces and of course the delicious coffee that they serve.

๐Ÿ“ 80A Parton Road, Papamoa Beach, Tauranga 3118

Be into win a $50 voucher to Baby Afro Coffee Bar on me!

1. Follow Neal McIntosh and ๐™ฑ๐™ฐ๐™ฑ๐šˆ ๐™ฐ๐™ต๐š๐™พ ๐šŒ๐š˜๐š๐š๐šŽ๐šŽ ๐š‹๐šŠ๐š›

2. Like this post.

3. Tag a friend that youโ€™d like to take to Baby Afro (1 tag = 1 entry, 2 tags = 2 entries etc. must do step 1 and 2 first)

4. Bonus entry. Share this post.

Winner will be drawn on Tuesday, 15th September 2026 at 5pm.

02/09/2026

The goals to get a house, not have a 30 year mortgage.

02/09/2026

Get in touch when youโ€™re coming up for refix. Weโ€™ll see if you can get better interest rates and a decent cashback (thousands of dollars) to move banks.

01/09/2026

One banks no doesnโ€™t mean every banks no in some circumstances.

I know what itโ€™s like to be dejected after my main bank said no 7 years ago or so, stupid thing is a little while later we engaged with a mortgage adviser who got us an approval at the same bank ๐Ÿ˜‚

Get in touch and I can help you go over all the options rather than you doing it yourself

30/08/2026

Literally how I celebrate now..

28/08/2026

Canโ€™t say Iโ€™ve ever seen that ๐Ÿค”

28/08/2026

Went through the wars with this client getting it across the line haha

A couple of declines, had to go away and work on some things. A few arguments with the banks, went to two banks for the last house, one said no but we finally got there in the end!

Loves me job

27/08/2026

Stop talking yourself out of making an offer! ๐Ÿ“„ Asking prices are seller wishlists, not market value.

Real buyer results:
Offered $100k under โž” Sellers came back 4 days later accepting $80k under.
Offered $50k under in week 1 โž” Accepted on the spot.

The worst thing a vendor can say is no. Always put your offer in writing! ๐Ÿ 

Address

Tauranga
Tauranga

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