Mortgages with Neal

Mortgages with Neal Here to make your experience with mortgages as easy as possible

Contact me:
[email protected]
0210 320 067

04/06/2026

Hope this helps you with your discovery of price the vendors are looking for.

03/06/2026

FYI

If homeownership is on your radar for the next year, the choices you make today will dictate what the banks say to you t...
01/06/2026

If homeownership is on your radar for the next year, the choices you make today will dictate what the banks say to you tomorrow.

You don’t need to have everything perfectly figured out yet, but taking these five steps will put you miles ahead of the competition when you’re ready to make an offer.

The biggest mistake buyers make is waiting until the last minute to get their finances looked at. Let’s get you ready early.

Drop me a DM today and let’s chat about your property goals for the year ahead! 🚀

31/05/2026

Last day to get into a chance to win a $50 voucher from the best spots in town

29/05/2026

Refixing your mortgage in the next 3 months? Don’t just click “accept” on your banking app! 🛑

Right now, banks are competing hard for your business. I recently helped clients secure thousands of dollars in cash simply by looking at their options instead of just rolling over their fixed term.

Depending on what suits your unique situation, we can either:

1. Refinance to a new bank to take advantage of a massive cashback offer. 💸

2. Stay at your current bank, but negotiate a cash retention bonus so they pay you just to stay! 🤝

Don’t leave free money on the table. Send me a DM or get in touch today, and let’s make sure your mortgage is 100% optimised for you. 👇

26/05/2026

Stop stressing over a 20% deposit! 🛑

The Kāinga Ora First Home Loan lets eligible Kiwis buy their first home with just a 5% deposit. Here is exactly what you need to qualify:

The Income Caps 💰 Your before-tax annual income must be:

$95,000 or less for a single buyer without dependents.

$150,000 or less for a single buyer with dependents.

$150,000 or less (combined) for two or more buyers.

The 5% Deposit 🏦 You need 5% of the purchase price ready to go. This can be a mix of your KiwiSaver withdrawal, personal savings, or gifted money from family.

You Must Live In It 🔑 This scheme is strictly for owner-occupiers—you cannot use it to buy an investment.

Ready to stop renting? Save this post for later, and tag someone who needs to see this! 👇

24/05/2026

Shout out to wifey and the old uni flat group chat for holding it down 😂

22/05/2026

Support your local
Episode 2! 🙌🏽

Introducing..

🍞Kneed Bakery and Rise Artisan Bakery 🥖

Your local bakery’s in Papamoa East. You’ll find fresh bread, savouries, delicious treats and your morning coffee ☕️

Sunil and his team bring exceptional service with options to eat in or takeaway. They have catering options, making it easier for hosting your next event.

You will find his two locations at

Kneed Bakery
📍54 Stevenson Drive, Papamoa, Tauranga

Rise Artisan Bakery
📍4 Golden Sands Drive, Papamoa Beach, Tauranga

How can you support your local and win a lunch on me? ($50 Voucher to Kneed Bakery or Rise Artisan Bakery)

Follow , and

Like and share this post (1 entry)
Bonus entry - Tag your mates in this post (1 tag = 1 entry)👇🏽

Winner will be drawn 1 June 2026 at 5pm!

Communication is key! If you want someone who can lay out the options and keep you informed throughout the process give ...
20/05/2026

Communication is key!

If you want someone who can lay out the options and keep you informed throughout the process give me a bell.

And if you’re not happy with your current broker (give them a good chance) then hit me up and ill see if I can help out 🤝

19/05/2026

If your finance isn’t sorted, you might be wasting your time.

Get in touch today and I’ll make sure you’re not shopping blindly 🤙

Address

Tauranga
Tauranga

Telephone

+64210320067

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