Loan Market - Deryn Coldstream - Mortgage Adviser

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Loan Market - Deryn Coldstream - Mortgage Adviser

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As a mortgage adviser, I can arrange finance for your home or investment property and much more. Property financing is about finding the right finance for you.

From a straightforward home loan, business loan, or commercial property, to something a little outside the square, I have an extensive network of contacts to source the finance you need whether it is your first home, a refinance, or property investment. For something outside my scope, I can facilitate your asset finance by referring you to a trusted specialist in this area. With my extensive background of many years in Business and Personal banking, I have a broad knowledge of the finance industry. My qualifications include a Bachelor of Business Studies majoring in Finance and a Graduate Diploma in Business endorsed in Personal Financial Planning. Because I am dealing with finance all the time as a mortgage broker, I know what is currently available, how to get it, and where to secure the best deal for you. I am available 7 days a week and can meet with you after hours and on weekends. Please contact me to arrange a time to talk about your loan requirements ~ Deryn 027 515 0112

Products:
First Home Loans
Refinancing Loans
Investment Loans
Next Home Loans
Personal Loans
Commercial and Business Loans
Land and Construction Loans
Self Employed Loans
Bridging Loans
MoneyTime

30/10/2026

Ghost your bad money habits this spooky season. 👻

From going straight to one bank to ignoring unused credit limits or paying a loyalty tax you were never warned about, small finance traps add up fast.

Swipe to see what is really spooky this year.

Send us a DM whenever you are ready to sort it out. 💬

29/10/2026

Saving smart and staying ahead of the game. Cheers to those proactively keeping their finances in check.

If this isn’t you, no worries at all. Keeping an eye on your mortgage and making sure your structure stays competitive is what we are here for.

Reach out anytime if you want us to take a look at your setup.
https://adviser.loanmarket.co.nz/deryn-coldstream/contact-us

28/10/2026

The Reserve Bank has kept the Official Cash Rate on hold at 2.75% this afternoon.

After a series of rate shifts, a hold brings a period of stability, but it affects everyone in the property and lending market differently.

Whether you are managing floating rates, preparing for an upcoming fixed rate expiry, or looking at how this impacts your borrowing capacity for your next purchase, having a clear plan in place is key.

Want to discuss what this latest decision means for your specific future plans? Get in touch today to start the conversation.

25/10/2026

Happy Labour Day!

We hope you are enjoying the long weekend and got some well-deserved time off.

If taking a breather at home brought up a few new plans, like tackling a spring renovation, making upgrades around home, or planning your next move, we are here to help sort the finance.

22/10/2026

Working with our clients is truly the best part of what we do, so hearing that the feeling is mutual means the world to us!

Looking for 5-star support on your next move? Reach out to our team today! ⭐

20/10/2026

The end of the year is creeping up, and it’s not worth limping across the finish line because of unreliable equipment.

New machinery or updated tech could help you finish strong with less hassle, and we are here to make it happen.

Ask us about fast financing for your business that doesn’t drain your cash flow. You’ll be cruising into the new year in no time.

https://adviser.loanmarket.co.nz/deryn-coldstream/products-services/commercial-and-business-loans/

18/10/2026

Managing a car loan, a credit card, and a couple of buy now pay later accounts isn't multitasking. It is juggling repayments and potentially paying more interest than you need to be.

If you want to see if you could simplify your finances and save money with debt consolidation, reach out to our for a chat.

15/10/2026

Saving a 20% deposit is often the biggest hurdle facing first home buyers, but it isn't the only way onto the property ladder.

Between lower-deposit options like the 5% First Home Loan Scheme and housing affordability returning to long-term averages across the country, getting into your first home might be closer than you think.

Ahead of the upcoming general election, there are also ongoing discussions around potential policy changes that could open up eligibility to even more first home buyers.

Our latest blog breaks down how recent market shifts impact your buying power right now and what these options could mean for your future plans.

👉 Read the full blog here:
https://adviser.loanmarket.co.nz/deryn-coldstream//blog/first-home-buyers-may-not-need-a-20-deposit/

14/10/2026

We’re dedicated to supporting your financial goals, no matter how big or small.

Receiving feedback like this truly means the world to our team. 🤝🚀

Ready to take the next step? Let’s chat. 💬✨

12/10/2026

When you go direct to a bank, you only get the home loan products that single bank wants to offer you and once the paperwork is signed, you are left on your own.

A mortgage adviser works differently. We look across the market to find the right solution for you today, and we stay in your corner as interest rates change, fixed terms roll over, and your long-term financial goals evolve.

You deserve more than an off-the-shelf transaction. You deserve a partner by your side for the long haul.

Ready to get a mortgage adviser in your corner? Send us a message to get started.

Address

Tauranga

Telephone

+64275150112

Website

https://adviser.loanmarket.co.nz/deryn-coldstream/

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