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Diana McIntyre Personal & Business Insurance Adviser

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Diana McIntyre Personal & Business Insurance Adviser

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Don’t wait—secure your future Hi, I’m Diana McIntyre. At the heart of everything I do is . Reach out to me for a chat or a coffee.

If simple, straight-up advice is what you’re after, I’m here to help you protect your health, life and income, plus help you grow your wealth through KiwiSaver. Let’s face it—none of us really want to think about insurance, but we all need it to protect what matters most. My goal is to help you find the coverage that’s just right for you and your family. I simplify the complexities of life, income, health and business insurance, making them easy for you to understand and relate to. Whether you’re an individual, a family or a business owner, I’m here to provide guidance with honesty, transparency and a personal touch. How Can I Help You?
✔️ Life Insurance
✔️ Trauma Cover
✔️ Income Protection
✔️ Mortgage Protection
✔️ Health Insurance
✔️ Total Permanent Disability (TPD)

I know firsthand how challenging it can be to face a crisis and worry about losing your health, income or stability. Using my life experience and extensive professional experience, I help you identify and address potential blind spots. If simple, straight-up advice is what you’re after, I’m here to provide the support and expertise you need to make informed decisions and protect what matters most. Your life, health and income are invaluable, and protecting them before a crisis is essential. Contact:
T: 021 888 090
E: [email protected]

19/10/2026

The Bloody Computer

I’ve been thinking about my Dad lately. He’d ring me about “the bloody computer”, completely baffled (peeved off) by whatever it had decided to do that day, (most likely a Microsoft update)!

I wonder what he’d make of AI?. I suspect I’d be getting many many many more phone calls. Or, more to the point, “the bloody computer” might have ended up out with the sheep in the paddock!

Over the past two weeks, I’ve attended the Institute of Directors in New Zealand “AI reshapes decisions and risk” session and Financial Advice New Zealand “Build Your AI-Powered Advice Practice” masterclass. Both gave me plenty to think about.

The opportunities, the risks and how we put AI to work responsibly. I’ve also been getting stuck in myself. Moving beyond reshaping emails to completing tasks, exploring ideas and freeing up time.

Sometimes you can smell an opportunity before you can see what it actually looks like. But you won’t discover what’s possible until you give it a go. For me, grabbing AI means being willing to learn, getting some help and starting before I have it all figured out. If it gives me more time for clients, more capacity to grow my business and more freedom to get outdoors, that’s worth exploring.

Dad had me on the end of the phone. We all need a bit of help sometimes. What opportunity have you been holding back from and who's helped you along the way?

12/08/2026

Here’s a freakn scary thought…

In 20 years’ time when I’m at retirement age (yes, I know… I look WAY too young for that … I hope!) there are projected to be only around 2.5 working-age people in NZ for every person aged 65+.

Just think about that for a minute. What does that actually mean for retirement in New Zealand? (2.5 people to ONE)...hang on a minute...that doesn't sound good!

What will NZ Super look like? Will the retirement age still be 65? Will we get the same level of support we do today? Who knows…..And like a lot of people, it’s probably a thought I’d rather avoid!

But the reality is… we can’t avoid it.

As Kiwis, I think we need to take the information we have in front of us and start taking some responsibility for our future selves.

And this is exactly why I’m having more KiwiSaver conversations with people about contributions, is 3.5% enough? Whats the difference between 3.5% to 6% to 10%....how does that improve their nest egg and what would it mean for their take-home pay today?

Another dial changer is fund type. The difference between one fund and another can be $300k (or more).

There’s a saying I really like: Focus on what you can control, rather than worrying about what you can’t.

We can’t control what NZ Super will look like in 20 years. But we CAN control how much we're contributing.

We CAN make sure we're in a fund that suits us and our timeframe (and is working hard for us). And we CAN start making decisions now that future us might be bloody grateful for.

So… let’s do that, people.

If you haven't looked at your KiwiSaver properly for a while, let's have a conversation.

No pressure. Just advice, some numbers and a look at whether your KiwiSaver is actually working as hard as it could be for future you.

Book a KiwiSaver call with me.... www.activatewealth.co.nz

23/07/2026

If you know me, you'll know I LOVE a good conversation.

One of the things I love most about what I do, isn't talking about KiwiSaver funds or investment returns.

It's the conversations.

Earlier this week, I caught up a 36 year old to review his KiwiSaver. He wasn't unhappy with where it was, and he wasn't looking to make any major changes. Like so many Kiwi’s he'd simply been contributing every payday and getting on with life.

As we worked through the advice process, we looked at his goals, time horizon, and whether his KiwiSaver was genuinely set up to help him achieve the future he wanted.

The projections showed his estimated retirement balance increasing from around $662,000 to $1,056,000 a projected difference of almost $400,000.! (that’s game changing).

For me, that wasn't just about the numbers. It was another reminder of why taking the time to have a conversation can be so valuable. Sometimes the biggest opportunities aren't found by doing something extraordinary, they're found by taking a fresh look at decisions that have been left on autopilot and talking with good people.

Often life gets busy. We assume that because something is already in place, it's still the right fit.

Sometimes it is, Sometimes it isn't.Either way, there's value in knowing.

This client took just 15 minutes out of his week to have a conversation. That conversation has the potential to improve his projected retirement outcome by almost $400,000.

Never underestimate the value of a good conversation. If you feel like a conversation with me, Id love to connect with you. 😊

www.activatewealth.co.nz

19/05/2026

Hoop Hoop Hooray!

I’m excited to officially announce the launch of my own advisory firm ..... Activate Wealth.

This is a really exciting next chapter and one that allows me to build an advice business completely focused on what matters most: my clients.

No corporate scripts. No cookie-cutter advice. Just honest, practical financial advice tailored to real people, real businesses, and real goals.

Many of you know my background extends well beyond financial advice. I’ve built and sold businesses, worked alongside civil engineering and quarry operations, invested in property, and supported the management of trusts and estates. That real-world experience shapes how I advise, commercially grounded, straightforward, and focused on outcomes that genuinely make a difference.

Activate Wealth allows me to provide more personalised support across:
• KiwiSaver
• Personal & business insurance
• Risk planning & protection
• Long-term wealth for clients whether its protection or growth

Most importantly, it gives me the flexibility to build long-term relationships based on trust, transparency, and clear communication.

One thing I’m especially proud of is the feedback from clients over the years. My Google Business profile currently holds 34 reviews with a 4.9-star rating This is real feedback from real clients who value honest advice, responsiveness, and having someone in their corner when it matters most.

You can check out the new website here: www.activatewealth.co.nz

To everyone who has supported me so far THANK YOU. I’m genuinely excited about what’s ahead and look forward to continuing to help people make smart financial decisions with confidence.

Feel free to get in touch, Id love to hear from you 😊

09/10/2025

Whoop whoop at the Home Shiw this weekend. If your around, come say hi 👋 ☺️

06/10/2025

West Coast reset

A weekend on the West Coast and a little retreat time gave me the chance to rest and reset. Sometimes we all need that; to clear the energy, slow the pace, and refill the tank so we can show up as our best selves… for our families, for those we love, and for the people we serve every day.

In my world as an adviser, I often have delicate conversations, from how Wills might work in blended families, to what life insurance can do to create fairness and clarity. I also spend time with business owners, talking through what level of business income would be needed if a key person or business partner couldn’t work, ensuring the business can keep running, maintain its value, and meet its obligations.

These conversations can sometimes be confronting, but they’re important ones to have. Finding the right balance with empathy, understanding, and straight-forward advice is key. Because at the end of the day, it’s about people, not just policies.

And I know I’m not the only one needing an energy reset right now, there are a lot of busy, stretched people out there. So take the time for you. It’s well worth it.

25/09/2025

Do you like to know where you're at? (Find clarity empowering?)

For those who know me, you’ll know I’m a straight-up, spade-a-spade kind of person. No fluff, just clear advice that cuts through the noise.

And because I love clarity, it got me thinking… what does clarity really look like when it comes to retirement?

When you strip it back, retirement lifestyles in NZ usually fall into three buckets:

Modest ($50k–$70k a year): Covers the basics. You’ll own your home outright, take the odd local holiday, eat out every now and then, and keep an older car going.

Comfortable ($80k–$100k a year): This is the lifestyle most of us picture – regular hobbies, the odd overseas trip, eating out weekly, and being able to cover health or dental bills without stress.

Luxury ($120k+ a year): Financial freedom. Think private healthcare, new cars, frequent travel, generous support for family, and no second-guessing your spending.

(And just to be clear, those numbers already assume you’re getting NZ Super!)

If you don’t know what your KiwiSaver is tracking toward, you’re flying blind. Clarity means knowing which bucket you’re actually on track for… and whether you’re happy with that.

If you’d like to see where you stand and what’s possible with a few smart tweaks, book a KiwiSaver clarity chat with me. I’ll help you turn “I think I’ll be okay” into “I know I’m sorted.”

10/09/2025

Subject choices & life choices

Over the past week my 15 year old son and I have been deep in conversation about his subjects for next year as he heads into Year 11 (for the old schoolers out there …that’s 15th form).

Ag/Hort Science? General Science? Physics and Chemistry?

We’ve weighed up the value, the potential, the “what doors might this open later” conversations. The balance between keeping options broad while still making choices that feel relevant for his journey.

To be honest, it felt a bit early to be having these chats. But then it hit me… this is exactly how some people feel when I sit down with them to talk life or income insurance.

“Too soon.”

“Not something I need to think about yet.”

But the truth is whether it’s subject choices at 15 or financial protection in adulthood, the best decisions come when we have the right guidance at the right time. Before it feels urgent.

So here’s my questions for you:

Who’s on your team helping guide the big decisions before you think you need to make them?

And if you were 15…what subject would you take again? And which would you ditch…

If your keen to chat: contact details or book a time at dianamcintyre.co.nz

Address

Otumoetai
Tauranga
3110

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Telephone

+6421888090

Website

https://dianamcintyre.co.nz/

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