TBM Insurance

26/05/2026

If something happens and you think you might have a claim…
does your broker send you off to “read the policy wording”?
We don’t.
We walk you through it, advocate for you, and do the heavy lifting, every step of the way.
That’s what we call love insurance!
Give Darren a call on 0272227001 for a review of your current cover.

12/05/2026

At TBM Insurance, we don’t really sell insurance… we sell love.
Not the roses-and-date-night kind …more the “thank goodness we had cover” kind.
Because nobody gets excited about life insurance. No one’s posting: “Big day today, upgraded my trauma cover!”
For most people it’s a grudge purchase… until life gets messy.
Suddenly income protection becomes grocery protection. Medical insurance becomes skip-the-waitlist insurance. And life cover becomes “the family will still be okay” insurance.
Our ideal clients? People who set cover up years ago, and now have no idea what they’ve actually got.
At TBM, we love turn confusing insurance jargon into plain English, and uncertainty into real peace of mind.
So if you know someone who needs clarity, protection, and a friendly human to sort their cover, send them to TBM Insurance. Because flowers are lovely… but income protection? That’s true love.

05/03/2026

Ever wonder what the best kind of love looks like?
It’s knowing life’s surprises won’t knock your family off track.

🤍Insurance isn’t about expecting the worst — it’s about peace of mind. Whether it’s life cover, critical care, medical insurance, or income protection, having the right plan keeps you and your loved ones secure.
✨ Start small, stay covered
✨ Compare plans to suit your budget
Darren at TBM Insurance can help ... or review your current cover. You might be overpaying or undercovered.
Message Darren for a FREE review and make sure you’re fully protected.

29/05/2025

Policy ownership - Here are some key points to consider in terms of policy ownership

Responsibilities: The policy owner handles premiums, changes, and claim payments.

Types of Ownership:
Self-Owned: Full control, but claims go to your estate, causing delays.
Sole Ownership on Someone Else's Life: Proceeds go directly to the owner.
Joint Ownership: Shared control, requiring agreement on decisions.
Company-Owned: Company makes all decisions, ideal for key roles.

Why It Matters: Knowing who owns the policy and their responsibilities prevents misunderstandings and ensures smooth claim processes. At TBM Insurance, we like to connect with you regularly to check in and see if there have been any changes in your world. Call Darren on 027 222 7001 if you'd like a chat about your insurance needs.

13/04/2025

Feeling the pinch with expenses? 💸 It's a great time to review your insurance! Life changes, and your coverage should too.

Why review?

Ensure your coverage fits your current situation
Avoid paying for outdated features or requirements
Take advantage of new benefits
Let's make sure your policies still meet your needs. Reach out to Darren today! 027 222 7001🛡️👨‍👩‍👧‍👦

29/03/2025

Mixing business with pleasure this weekend down in the beautiful Hawkes Bay! A massive and humble thanks to Ilona and the committee from Distance Mushing NZ for the lovely surprise voucher, what a great treat for us both!

20/03/2025

Meet our gorgeous granddaughter who loves to help out in the office!! It's never cheap to have a family and with the cost of living increasing, paying bills and juggling finances may cause headaches, and there are times we worry about throwing money away. However, have you ever thought that you might be able to save some money by having an insurance review?
Minimise your financial headaches by finding yourself an insurance provider who can review your cover and assess your needs. Trust in someone who has over 30 years in this industry.
Call Darren today on 027 222 7001 for free, no obligation insurance advice.

27/11/2024

Despite the rising living costs, one of the insurance companies we work with has gained 15,000 new customers in the last year! Why is this? Southern Cross has seen big rises in the number of surgical procedures, specialist consultations and GP, with the volume of cancer care up by about 5-10 percent. They state that 93 percent of the money coming in to them went towards paying claims. But finding the right level of cover and terms to suit your needs and your budget can be confusing and who better to have on your side than an experienced broker with over 30 years experience in this field. Give Darren a call on 0800826827 to find out more about health insurance!

New Zealanders have less faith they will be able to access to the healthcare they need, the head of the country's biggest insurer says.

07/11/2024

At TBM, we care about your financial future. We provide a comprehensive range of life insurance and other insurance solutions for business owners, families and individuals. Like to find out more about what we do and how we do it? Click here:

As a family run business specialising in insurance for over 20 years, we still believe in the personal touch when it comes to providing the best possible insurance solutions for our clients.

02/09/2024

A sobering thought is that around 25,000 New Zealanders are diagnosed with cancer each year.
The most commonly diagnosed cancers in New Zealand (excluding non-melanoma skin cancers) are breast, melanoma, lung, prostate and colorectal cancers.
Māori are more likely than non-Māori to be diagnosed with a range of cancers, including breast, liver, lung, pancreatic, stomach and uterine.
Boris Sokratov shares his journey of cancer diagnosis and how his medical insurance may have saved his life.

Medical insurance is often considered a "luxury" purchase however it can give you access to treatment quicker which often means less time off work and less financial stress. Give Darren a call on 0800 826 467 to discuss your insurance needs.

https://www.nzherald.co.nz/kahu/is-cancer-going-to-kill-me-or-will-my-private-health-insurance-save-me-boris-sokratov/JV3UJVZ77BGIRLLS3XJSU76W6Q/?fbclid=IwY2xjawFDFBhleHRuA2FlbQIxMAABHdj_WaEvq6_1k7WHO9wz_fPenYMwSkEFSuYpYiCR0THa6C6xD1XOiOKsSw_aem_xHPQQ7tm1Jszf9rVJfX4ng

OPINION: Is cancer going to kill me or will my private health insurance save me?