TBM Insurance

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TBM Insurance

Let TBM Insurance take the hassle out of identifying and planning your insurances, ensuring you only pay for cover you truly need.

As a family run business specialising in insurance for over 20 years, we still believe in the personal touch when it comes to providing the best possible insurance solutions for our clients.

04/08/2026

The household expense we all grudge paying… until the day we’re grateful we did.

Let’s be honest, life, trauma and income protection insurance are rarely bills
anyone gets excited about. Nobody wakes up thinking, “Yay! My premium is due!”

It can feel like money disappearing into the background… something we pay for and hope we never have to use.

But maybe that’s the point.

Insurance isn’t really about the policy sitting in a drawer.
It’s about the mortgage still being paid when life takes an unexpected turn.
It’s about giving your family choices when choices matter most.
It’s about replacing financial stress with support during some of the hardest moments people face.

The best insurance is the kind you never need to claim.

But if the day comes when you do… it’s no longer a grudged expense.

It becomes one of the greatest acts of love you’ve put in place. ❤️

03/06/2026

Most of us assume that if life throws something serious at us, we’ll somehow manage.
But the reality is, when the main income earner gets seriously ill, things can unravel very quickly.
We're talking about the kind of diagnosis no family sees coming, cancer, a heart event, a stroke, and suddenly the person who keeps everything going can’t work for months.
The bills don’t stop. The mortgage doesn’t stop. Rent doesn’t stop. But the income often does.
And for many Kiwi families, that pressure hits within a matter of weeks.
At TBM Insurance, we help people put a plan in place before they ever need it, so that if life turns upside down, their family doesn’t have to face financial chaos on top of everything else that they may experience.
Because insurance, to us, is really love insurance.
So if you know of anyone with a mortgage, a family, or a business, anyone who would feel the pressure if their income suddenly stopped, give Darren a shout at TBM Insurance. 027 222 7001

26/05/2026

If something happens and you think you might have a claim…
does your broker send you off to “read the policy wording”?
We don’t.
We walk you through it, advocate for you, and do the heavy lifting, every step of the way.
That’s what we call love insurance!
Give Darren a call on 0272227001 for a review of your current cover.

12/05/2026

At TBM Insurance, we don’t really sell insurance… we sell love.
Not the roses-and-date-night kind …more the “thank goodness we had cover” kind.
Because nobody gets excited about life insurance. No one’s posting: “Big day today, upgraded my trauma cover!”
For most people it’s a grudge purchase… until life gets messy.
Suddenly income protection becomes grocery protection. Medical insurance becomes skip-the-waitlist insurance. And life cover becomes “the family will still be okay” insurance.
Our ideal clients? People who set cover up years ago, and now have no idea what they’ve actually got.
At TBM, we love turn confusing insurance jargon into plain English, and uncertainty into real peace of mind.
So if you know someone who needs clarity, protection, and a friendly human to sort their cover, send them to TBM Insurance. Because flowers are lovely… but income protection? That’s true love.

05/03/2026

Ever wonder what the best kind of love looks like?
It’s knowing life’s surprises won’t knock your family off track.

🤍Insurance isn’t about expecting the worst — it’s about peace of mind. Whether it’s life cover, critical care, medical insurance, or income protection, having the right plan keeps you and your loved ones secure.
✨ Start small, stay covered
✨ Compare plans to suit your budget
Darren at TBM Insurance can help ... or review your current cover. You might be overpaying or undercovered.
Message Darren for a FREE review and make sure you’re fully protected.

29/05/2025

Policy ownership - Here are some key points to consider in terms of policy ownership

Responsibilities: The policy owner handles premiums, changes, and claim payments.

Types of Ownership:
Self-Owned: Full control, but claims go to your estate, causing delays.
Sole Ownership on Someone Else's Life: Proceeds go directly to the owner.
Joint Ownership: Shared control, requiring agreement on decisions.
Company-Owned: Company makes all decisions, ideal for key roles.

Why It Matters: Knowing who owns the policy and their responsibilities prevents misunderstandings and ensures smooth claim processes. At TBM Insurance, we like to connect with you regularly to check in and see if there have been any changes in your world. Call Darren on 027 222 7001 if you'd like a chat about your insurance needs.

13/04/2025

Feeling the pinch with expenses? 💸 It's a great time to review your insurance! Life changes, and your coverage should too.

Why review?

Ensure your coverage fits your current situation
Avoid paying for outdated features or requirements
Take advantage of new benefits
Let's make sure your policies still meet your needs. Reach out to Darren today! 027 222 7001🛡️👨‍👩‍👧‍👦

29/03/2025

Mixing business with pleasure this weekend down in the beautiful Hawkes Bay! A massive and humble thanks to Ilona and the committee from Distance Mushing NZ for the lovely surprise voucher, what a great treat for us both!

20/03/2025

Meet our gorgeous granddaughter who loves to help out in the office!! It's never cheap to have a family and with the cost of living increasing, paying bills and juggling finances may cause headaches, and there are times we worry about throwing money away. However, have you ever thought that you might be able to save some money by having an insurance review?
Minimise your financial headaches by finding yourself an insurance provider who can review your cover and assess your needs. Trust in someone who has over 30 years in this industry.
Call Darren today on 027 222 7001 for free, no obligation insurance advice.

Address

9 Lynley Park Drive, Omokoroa
Tauranga
3144

Telephone

+64272227001

Website

http://tbminsurance.co.nz/

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