Unlocked Home Loans

21/03/2026

12/03/2026

If you want to check what you can borrow, send me a DM and I’ll help you with pre-approval.

Disclaimer: Example figures only. Interest rates, costs, and lending criteria vary and are subject to lender approval. This is general information, not financial advicen dont rely on these numbers get your own.

05/03/2026

If you want to check what you can borrow, send me a DM and I’ll help you with pre-approval.

Disclaimer: Example figures only. Interest rates, costs, and lending criteria vary and are subject to lender approval. This is general information, not financial advicen. dont rely on these numbers get your own.

04/03/2026

Hi, I’m Nathan 👋 Whether you’re just starting out or already house hunting, I can help:
✅ Not sure where to start? I’ll show you what “ready” looks like and how to get there.
✅ House hunting? I’ll guide you through the loan process and get you pre-approved.
✅ Already pre-approved? I’ll give you a free second opinion to make sure it’s the right fit and best rate, not just the easiest.

📩 DM me or book a free strategy session.
💬 Our first chat won’t cost you anything, and in most cases, neither will the rest.

27/02/2026

DM me if you want help with your mortgage.

Assumptions used in this example:
• $500,000 mortgage
• 30 year term
• 6% interest
• Principal & Interest repayments
• $30 per hour income

At $30/hr, that’s roughly $23.82 after tax, which works out to about $119 per week if you worked one extra hour a day, five days a week.

That extra $119 per week was applied directly to the mortgage as additional principal.
That’s what reduces the loan term and creates the interest savings.

This is not advice.
Do not rely on these numbers.
This is for entertainment purposes only.

If you want the numbers done for your situation, DM me.

27/02/2026

First home buyers 👇

In 2001 this home was $217,000.

With 5% down:
💰 $10,850 deposit
🏠 $285/week at 6% over 30 years

Today at $1,100,000:
💰 $55,000 deposit
🏠 $1,445/week at 6% over 30 years

25 years from now (if history repeats):
🏠 $5.6M
💰 $280,000 deposit (5%)
🏠 $7,356/week at 6% over 30 years

The crazy part?
The entire purchase price in 2001 is close to what a small deposit looks like today.

If you’re looking to buy, DM me — I can help with pre-approval/approval and build a clear game plan to get you in.

Numbers are estimates to show the bigger picture, not something to rely on.

19/02/2026

I searched “TLC” across NZ listings and pulled 7 examples.
Same word. Very different homes.
$195k → $2.19m
Which one felt most “affordable entry level” ? 3–9

11/02/2026

I searched “affordable entry level” across NZ listings and pulled 7 examples.
Same word. Very different homes.
$389k → $2.15m
Which one felt most “affordable entry level” ? 3–9

10/02/2026

Ever notice how one word gets used everywhere?

I searched “cosy” across NZ listings and pulled 7 examples.
Same word. Very different homes.

$199k → $2.59m

Which one felt most “cosy”? 3–9