Jacques Pitts Financial Adviser - Mortgages

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Jacques Pitts Financial Adviser - Mortgages

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Arranging Finance and securing the best loan shouldn't keep you up at night - That's where I come in.

I do the legwork for you and utilise my relationship with the lenders to get you the best deal.

29/10/2026

A client had been declined by his own bank and assumed that was the end of it.

A different lender, better suited to his situation, said yes within days. One bank's no is never the industry's final answer; there are more than 50 lenders operating in New Zealand, and that's exactly why comparing matters.

Been turned down by your bank? That's not always the end of the road; message me before you give up.

The number of people who hear 'no' from one bank and just... stop trying.

28/10/2026

The OCR held at 2.75%.

Here's my honest read: this isn't a 'panic' moment; it's a 'don't be lazy about timing' moment. If your fixed rate rolls over in the next 6 months, or you're currently floating, this is worth five minutes of your time. If you're locked into a fixed term with a while left to run, there's nothing to act on today; just good to know where things sit.

Want to know what this means for your specific situation? Message me or call 027 301 7177.

26/10/2026

Buying your first home in New Zealand can feel like a big step, so I’m always focused on making the process as clear and straightforward as possible.

For me, it’s not just about getting the finance sorted. It’s about being there to answer questions, offer honest advice and support my clients right through to settlement.

A huge thank you for the kind words and for trusting me to be part of such an important milestone.

If you’re thinking about buying your first home and want to talk through your options, feel free to get in touch.

23/10/2026

Get pre-approved before you look!

Message me or call 027 301 7177. Let's get you pre-approved before your next open home.

19/10/2026

The most common mistake I see: house hunting before your finances are sorted.

Falling for a place you can't actually get approved for is one of the most avoidable disappointments in this whole process. Sort your numbers first, then hunt with confidence, knowing your real number rather than a guess from an online calculator.

Already house hunting without pre-approval? Let's fix the order; call 027 301 7177 or message me today.

16/10/2026

This one made my week!

New permanent residents. Over 50. No 20% deposit.

Plenty of people would've told them to keep renting and hope for the best. Instead, we rolled up our sleeves, looked at every option on the table, and found the path that worked for them.

Congrats again, you two. Absolutely loved being part of your journey ❤️

If you've been told "not yet" or you're assuming the door's shut because of your age, visa or deposit, let's have a proper look.

You might be surprised.

12/10/2026

Nobody hands first-time home buyers a checklist when they start out. So I made one, and a couple of these might surprise you."

Every first-time homebuyer thinks they know what they need before they start looking. In my experience, most people are missing at least one of these six things, and two or three of them catch out even people who've bought before.

Swipe through, be honest about what you've actually got sorted, and message me about whatever's left.

Message me, and I'll help you close out whatever's left on your list!

11/10/2026

She found the house on Saturday. She was pre-approved by Friday.

A first-time homebuyer came to me mid-house-hunt with no pre-approval, worried she'd miss out on a place she loved. We moved fast, got her pre-approved within a week, and she made an offer with confidence.

She got the house, and the whole thing came down to timing and having someone push it through properly.

House hunting without pre-approval right now? Message me; let's get you sorted fast.

08/10/2026

Spring just opened more doors than you think.

Spring is traditionally when the most listings hit the market in the Bay of Plenty, more choice for first home buyers looking to get in before summer.

The trick is being finance-ready before you start looking, so you can move fast when the right place comes up.

First home buyers made up close to 28% of all property purchases in NZ in the first half of 2026, the highest share in years, so you're not up against a market stacked with investors the way it used to feel.

Message me or call 027 301 7177 and let's get your pre-approval sorted before the best listings go.

28/09/2026

Cash back or a lower rate? Some lenders will give you both.

When you refinance, most people focus only on the interest rate, but cash back offers and better mortgage products can add up to just as much value.

I've had clients walk away with thousands in cash back, lower repayments, and a structure that actually works for their goals, all from switching lenders.

Spring listings are about to pick up; it's worth checking where you stand before then. Call 027 301 7177 or message me directly.

Address

7/30 Willow Street
Tauranga
3110

Telephone

+64273017177

Website

http://www.rapson.co.nz/

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