Advicehq

23/06/2026

The best time to start planning your financial future is now. ⏳

👉 Get in touch with us today and take the first step toward financial confidence.

📧 [email protected]

Featured in North Shore Channel Magazine

19/06/2026

Not all lending is the same.

We provide advice across major banks, regional banks, non-bank lenders, private capital providers, and specialist business lenders.
That means more options, better structure, and solutions tailored to your situation.

Whether it is a home loan, commercial funding, personal lending, or business finance, we focus on what fits your goals, not a single provider.

Ready to explore your options with independent guidance? Let’s talk.

📧 [email protected]

18/06/2026

Following on from our analysis earlier this week, it’s clear markets and economists overcooked their interest rate forecasts.

With the de-escalation of the Iran/US conflict, wholesale funding costs have tumbled. As a result, the first major bank has officially blinked, cutting mortgage rates 0.10% to 0.20% off their 3 to 5-year fixed rates this morning.

Are you looking to lock in some certainty now, or holding out for short-term rates to drop? Let's discuss. adviceHQ

Send a message to learn more

18/06/2026

Farmers are Looking to the Future, Why is the Financial Sector Stuck in the Past?

Walking around Fieldays, the pace of agritech innovation is hard to miss. Look at this heavy-lift agricultural drone from SPS Automation, "Designed and Made in New Zealand" to solve real, complex problems on the land.

In contrast, our major financial institutions seem to move at a different speed. Despite billions in backing, major shifts like open banking still feel like a slow-motion rollout.

If our primary sector can rapidly adapt and invest in cutting-edge robotics to future-proof their operations, what is stopping our biggest corporate institutions from matching that same pace of change?

Advicehq

16/06/2026

REINZ May 2026 Data: The National Headlines

If you’re looking at year-on-year (YoY) changes, the market is relatively flat but moving at a noticeably slower pace as we head into winter.

▪️House Price Index: Down -0.6% YoY (improving from -0.9% last mth)
▪️Median Price: Up +1.3% YoY (now $775k)
▪️Sales Volumes: Down -12.6% YoY
▪️Days to Sell: Flat at 47 days

Buyer activity has cooled compared to this time last year as interest rates and fuel costs impact. This means buyers are taking their time and being very selective. National averages don't tell the whole story, regional shifts are stark.

Thinking of buying or selling this winter? Let’s chat about your options.
Advicehq

15/06/2026

Have Markets Overcooked Interest Rate Forecasts?
With the US-Iran agreement and the lifting of the Strait of Hormuz blockade, the global conflict premium on interest rates may be evaporating.
▪️Oil Prices Tumble: Brent crude dropped sharply to a 3mth low (down 27% from its peak).
▪️Funding Rates Falling: Swap rates (bank funding) spiked through April and May 2026 on inflation fears, however fell immediately following the Iran-US agreement, see 1yr swap rate.
Have (most) economists and markets overcooked their worst-case forecasts? With deflationary pressure on the way from lower energy inputs and wholesale funding costs pulling back, can we expect to see mortgage rate cuts?
What do you think? Will retail banks move quickly, or will they hold out? Let us know below.

14/06/2026

Clear advice. Straightforward conversations.

Ben supports New Zealand clients with mortgage lending, insurance protection, and KiwiSaver planning.

His approach is structured and easy to understand, helping you move forward without confusion or jargon.

Buying, building, protecting, planning. It starts with clarity.

If you are ready for clear, practical advice, we are here to help.

📧 [email protected]

11/06/2026

Stay disciplined with your financial habits and build long-term resilience. 💪

👉 Let us help you stay on track. Speak to our experts today!

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Featured in North Shore Channel Magazine

11/06/2026

Fantastic to catch up with Jason Davis from Waikato Sheds at site H47 under the main pavilion Fieldays®. Whether you need a rugged rural or commercial shed, a functional setup for your lifestyle block, a classic beach bach, or even a custom shed home, Jason and his team deliver incredible, high-quality structures tailored to exactly how you live and work.

Investing in a new build is a big step, that’s where Ben Presling and the Advicehq come in. We can help structure your finances to suit your cash flow and long-term goals, making the entire process smooth from the ground up.

Kiwi businesses working together to support kiwi farmers.

09/06/2026

Market Update: Stability Returns to Wholesale Funding Rates

Despite a volatile global geopolitical environment, wholesale funding rates have trended to a relative stable point, with the 2yr swap rate anchoring around the 3.5% since the beginning of April.

The latest RBNZ forecast aligns closely with market expectations. Barring further economic or political updates, the data indicates we shouldn't expect too many major surprises in the near term.

For anyone with a mortgage, less volatility in wholesale markets translates to a more predictable environment for retail interest rates.

At Advicehq, we focus on structuring your debt to navigate markets smoothly. If your mortgage is due to refix, or you are considering a restructure or refinance, let’s chat about how to map out your next move.