Advance Mortgages

20/11/2018

A very happy birthday to our mortgage and insurance guru, Harry. You wouldn't think it, but he is 45 today! We hope you have a wonderful day Harry and look forward to the home baking before the next one comes around!

15/11/2018

https://youtu.be/9mi5dqYccJ0

New Zealand celebrity builder John 'C***sy' C***s talks about using an adviser to buy insurance.

01/07/2018

Home ownership no longer just a dream for Alan

Alan Macfarlane moved into his new home this month.
Rotorua’s Alan Macfarlane had all but given up the dream of owning a home, until NZCU Central saw the potential in the 66-year-old business owner.
The Rotorua Windscreens owner moved into his Edmund Road home this month – one year after banks refused to lend to him.
“Unfortunately, I was bankrupt 10 years ago and while it was an embarrassing moment, I’ve moved on. I’d been saving for a long time and had a fairly hefty deposit but was in a difficult situation because of my bankruptcy. I tried the banks 12 months ago, but they weren’t interested,” says Alan.
When Alan inadvertently came across a house for sale that suited his needs, he contacted mortgage broker, Harry van der Merwe, to give home ownership one last chance. The pair sat down and ticked off the boxes, before Harry told Alan to leave it with him.
“Harry got in contact with NZCU Central who came back to me and said they’d be interested in helping. They looked at my business books and the next thing I had a loan approved. It took days – I couldn’t believe it. They don’t muck around.”
While Alan runs a successful business with his business partner, he says going through bankruptcy is not a nice feeling and he lost confidence and self-esteem.
“Hana and Darrin ignored that and got on with things. It made me feel good and I think that’s important in life. They looked after me well and were so nice to deal with.
“We could show the books were showing growth over the past eight years, however NZCU Central only wanted to see the last three years of books. They could see continued growth and profit. But I also think their policies are different to banks. The banks are hard-nosed – and I understand that – whereas NZCU Central are more understanding and made me feel like I was a very important person. I felt privileged with what I was able to receive there.
“Hana was wonderful – she has an awesome nature. I’m 66 and a bit stretched in terms of some of the technology. But she made it so easy and would say, ‘bring it in to me Alan, and I’ll sort it out for you’.”

22/05/2018

A very interesting read, best advise is to see a qualified adviser to help you get the right insurance policy that is underwritten at application stage and not at claim stage! Insist on getting your medical report from your GP sent to the underwriter. If you need help getting the correct life insurance that is underwritten at the start call me

We meet a man facing financial ruin because he made a mistake filling out his insurance forms.

21/12/2017

Wishing you a merry Christmas and a fantastic new year. Thank you for your support throughout the year. The office will be closed from today and we will be back on 15 January 2018. If help is needed we can be contacted on our mobile phones.
See you all next year
Harry and Trevor.

20/11/2017

A very happy birthday to our mortgage and insurance guru, Harry. You wouldn't think it, but he is 44 today! We hope you have a wonderful day Harry and look forward to the home baking at the office tomorrow.

27/09/2017

Happy 60th Birthday for tomorrow Trevor. We all hope that you have a wonderful year and also to bring us morning tea in the morning! Have a great day with your family.

16/08/2017

Hi all, with this great weather we are having... it is a good time to come in and have a coffee with us while we review your financial position and Insurances and any new needs that would have come up since we last had a meeting. Trevor will even make us the coffee, won't you Trev? Looking forward to seeing you.

23/05/2017

Mortgages, As a Mortgage Specialist you act on behalf of our our valued clients to find the best possible lending outcome for them at the best rates possible.

19/02/2017

Take control of your future with insurance to protect yourself, and your parents

Where would you turn in a health crisis?

When you’re still establishing yourself in life, whether it’s building a career or starting a family, it can be hard to build up savings.

If you suffered a serious illness or accident, how would you pay for your bills or maintain your lifestyle? What would that mean for your future, or the future of any dependants you may have? That’s why, when a serious illness or accident strikes, many young people are forced to turn to their parents for financial support.

But what if your health crisis was a really big one? What if your death or disability meant your parents had to take over responsibility for your debts or dependants? What would that mean for your parents’ financial situation (and their retirement plans)?

An estimated 17 percent of the total population live with a disability.

Two out of five people sometime during their lifetime will be unable to work for six months or more due to illness or an accident.

There’s no denying the baby boomer generation have been, and continue to be, a fountain of financial support to their Gen-Y offspring. Chances are they’ve paid tens of thousands of dollars to put you through private schooling, put braces on your teeth, or even paid for your university qualifications. The way New Zealand property prices are, perhaps they’ve also been called on to help with a deposit for your first home.

Of course, most parents don’t think twice about helping out their children. Come what may, they will be there to support their families in any way they can – even if it means they have to sacrifice some of their retirement plans.

But wouldn’t it be nice if it didn’t have to get to that stage?

A tailored protection strategy gives you a financial back-up plan if you get sick or injured and can’t work, or if you die and have a family that relies on you. There are plenty of options available to help you protect your income, your debts (including your mortgage if you have one), any dependants…and your parents’ retirement plans!

The best way to design an affordable insurance strategy that protects your family, your income and your debts is to speak to a financial adviser.