Whakaaro Financial

20/04/2026

Its like the media saw my post last night haha!

Any way here's a article that gives a brief outline of what banks offer what for EV cars... of course it's always subject to assessment 🚗🏘⛽️

So you want to buy an EV - here's what your bank could offer | RNZ News

More New Zealanders have considered switching to electric vehicles in recent weeks, as pressure grows on fuel prices.

19/04/2026

Yay roling into term 2 tomorrow hope you have had a great school holidays with whanau!
Its been birds and crickets but work life & whanau balance has been pretty great atm 👌

What I've been up to....
I've been helping lots of client's in a refix period.
When rates are nearing you will expect an email from me 🤗

🚗Hybrid_EV car loans are on the up⬆️⏫️ with using low interest rate Green Energy type homeloans with the cost of gas & diesel ⛽️ prices 🙅‍♀️🤦‍♀️

And some of my first home buyers from wayyyy back in 2018 are looking to purchase bigger homes!
Wich involves pre qualifying what sale proceeds and fees could be,new deposit,new loan & new purchase price before listing applying for a pre approval helps with the unknown - Its like seeing my babies grow up and im so proud . Taking the next steps! 😀🥰






Roszarri Wiringi
Financial Advisor
Whakaaro Financial

09/02/2026

Let's all Celebrate 🎉 and give a big Mihi to
Amber & Lincoln 👏🙌
First Home buyer's in Magical Maketu!! ⛱️🌊

Goal: Stop 🛑 renting
🏡An opportunity to purchase privately came up, who doesn't wanna live at the beach 😁!

💥🙌This BRAVE couple done their own negotiations without a agent or solicitor because it was a private Sale ( if you feel comfortable to do this you can ) 🙌💥 & With Great Financial Advice ➕ communication between all involved they settled on their beach home in January 2026

🫶Happy Beach living Amber & Lincoln 🫶

📌We started with a Pre approval to ensure this part was done first to ease any pressures and to know what their MAX offer could be.
📌Negotiations Followed and after RV
📌A Registered Valuation ( RV) done due to the nature of the Sale being a - Private arrangement. ( Arranged by me)
✨ Encase your wondering general rule of thumb for a RV is a KaingaOra Home loan,private Sale or having less than 20percent deposit.The bank will of course have the final say if they want one done)
✅Sale & Purchase signed & SOLD

02/02/2026

Give it up for Kiri & Te Ara✨👏🎉
First home buyer's all the way from Ngāruawāhia !!

I worked with Kiri creating a plan to help her be in their best position to purchase their first home.
With determination & persistence this month they settled on their first home 👏🔥🎉🎉🎉

Yassss GF!! Super proud of you 💖

🏡We went with a Kainga Ora First Home Loan. With a bank that wasn't their own in the end as at the time of Pre-approval this was the best suited option!
💰They also got a cash back to help with solicitor costs
💯 Locked in a great % Interest rate!! Giving stability to understand what their budget is moving forward ⏩

It's been a great start to the year!!

15/01/2026

Breaking News – and this is HUGE for homeowners and borrowers 🎉

This is genuinely exciting, especially if you’ve been thinking about building, investing, or improving your borrowing power.

You can now build a Granny Flat or small dwelling up to 70 square metres on your property without needing a building consent, as long as it meets the exemption criteria.

What does this mean in real terms?
👉 Lower build costs
👉 Faster timeframes
👉 Extra income potential
👉 Stronger loan options

The granny flat exemption allows eligible dwellings up to 70m² to be built without a building consent, provided:

They meet specific design and construction requirements

They are built or supervised by licensed building professionals

And yes — it’s always smart to double-check with your local council around planning rules and services.

💡 From a lending perspective, this is a game-changer.
An additional dwelling can:

👍Increase rental income
👍Improve servicing for new or existing loans
👍Open doors for refinancing, investing, and increase your properties Value.

Start your application for a top up here 🏡
https://whakaarofinancial.GetTrail.com/Account/Register/03b73124-21b9-422c-81cf-460be0de01c1

09/01/2026

Kia Ora!
Happy NYrs, I hope you are all enjoying your Summer and the festivities ✨🌊🏖️

Welcoming all new clients for 2026!
& Looking forward to leveling up my existing 🔼⏫

📍Get qualified and stop paying rent
📍 Own you own home
or Investment property in 2026!!

Start your application here 🔗
https://whakaarofinancial.GetTrail.com/Account/Register/03b73124-21b9-422c-81cf-460be0de01c1

🏡First Home Buyers
🏘️Investment properties

15/09/2025

It has been a very busy start to spring 🌱 🌼🌷 & I'm so grateful for the new clients I have met and continue to work with closely to reach their home ownership goals!

Congratulations Molly- Anne & Blake
These super stars had a plan,time frame and determination!!
Settling in their first home last Friday.
After only having Pre approval for a short time!

Welcome to Ōwhata 🌱🏡

Whakaaro Financial

08/08/2025

A big congratulations to the Thom whanau who are now living the dream on their new rural property ✨🫶

This amazing couple recently sold their family home in search of a fresh start.
I had the privilege of supporting them every step of the way—from qualifying them with their sale proceeds and securing pre-approval to give them confidence while searching for their dream home, to helping them protect their family with Life Insurance.

Excited to see what their next chapter holds!

Look at that lushhh grass!!
Enjoy your beautiful new home 💞 🏡


🏡
❤️

19/06/2025

Matariki mā Puanga 🫶

Matariki and Puanga are stars that sit in the night sky together to signal the start of the Māori new year for different iwi.
This year's theme Matariki mā Puanga.

I will be at a Noho tomorrow with my youngest daughter helping her Rugby team.
Then watching the amazing Drone show along with checking out my oldest daughters Art The Arts Village + hopefully squeezing in some chill-laxing 😅 ♥️✨

If you're in Rotorua be sure to check all the amazing Matariki celebrations 🫶

Have a beautiful Matariki✨✨✨✨✨✨

📷- Matariki.com

16/06/2025

Golden word - "Te Kopu o te rā"
Pre Approval!

I always aim to provide pre-approval, eliminating the guessing game and anxiety when buying a home 🫶

Ngā Mihi 💫
Roszarri