Hallam Jones Insurance and Financial Advisers

22/04/2026

Can you transfer a UK pension to New Zealand? It's one of the most common questions we hear from people who worked in the UK before moving here.

The answer is often yes - but the rules on both sides of the world mean it's worth understanding what's involved before making any decisions. QROPS requirements, exchange rates, and tax treatment in both countries all play a role.

We've put together a plain-English overview of what to consider. 🔗

👀 General information only. For personalised financial advice, please contact the team at Hallam Jones.

If you worked in the UK and now live in New Zealand, you may be able to transfer your pension. Learn the key rules and considerations.

16/04/2026

Part two of this series.

If you worked in the UK before moving to New Zealand, there may be a timing rule worth understanding.

New Zealand tax legislation includes what is often called the four-year rule, which can affect how a UK pension transfer is treated for tax purposes depending on how long you have been a New Zealand resident. Once that window has passed, the treatment can change.

Understanding where you sit may be worth your time - especially if you are still in the early years of living here.

👀 General information only. For personalised financial advice, please contact the team at Hallam Jones.

UK pensions held by NZ residents may be affected by the four-year rule. Learn why timing can matter when reviewing overseas pensions.

31/03/2026

Worked in the UK before moving to New Zealand?

There's a good chance you may still have a pension there - and for many people it simply sits untouched for years. Timing, tax rules, and the type of scheme you hold can all affect your options.

Here's why it may be worth taking a closer look, and what to consider before making any decisions... 🔗

👀 General information only. For personalised financial advice, please contact the team at Hallam Jones.

If you worked in the UK and now live in New Zealand, your pension may deserve a review. Learn what NZ residents should know about UK pensions.

28/02/2026

Your greatest financial asset may not be your income, career, or qualifications.

It may simply be your willingness to keep learning how money works.

For many New Zealanders, KiwiSaver is a clear example. Small choices - fund type, risk settings, fees - can make a meaningful difference over time.

We’ve shared a short article exploring why financial understanding matters:

https://www.hallamjones.co.nz/news/your-greatest-asset-is-to-learn/

General information only. For personalised financial advice, please contact the team at Hallam Jones.

Financial wellbeing is not just about income. Learning how money works - from compounding to KiwiSaver decisions - can materially influence long-term outcomes.

16/02/2026

Thinking about the end of life is not always easy.

For many families, funeral costs and financial decisions can arrive at a time when emotions are already heavy.

We have shared a short article that looks at why planning ahead matters, and how life insurance can help reduce financial stress as part of a wider financial plan.

If you would like to learn more, you can read the full article in link 🔗

General information only. For personalised financial advice, please contact the team at Hallam Jones.

Funeral costs in NZ can vary and add up quickly. Learn how planning ahead and life insurance may help reduce financial stress for your family.

01/02/2026

In the second part of our 6 investing rules series, we’re focusing on protecting your plan and staying resilient through market ups and downs.

We cover three more important ideas:
✔ The Rule of 70 and inflation
✔ The Rule of 110 and defensive assets
✔ The 3–6 Month Rule and an emergency fund

These aren’t complicated formulas. They’re practical ways to think about risk, time, and long-term success.

Read Part 2 of the series on our blog 🔗

General information only. For personalised financial advice, please contact the team at Hallam Jones.

Three more investing rules covering inflation, a simple asset mix guide, and the emergency fund rule that protects your long-term plan.

27/01/2026

One of the biggest mindset shifts in investing is understanding time.

In Part 1 of our 6 investing rules series, we share three simple rules of thumb that help make compounding easier to understand: the Rule of 72, 114, and 144. They show roughly how long it can take for money to double, triple, or quadruple at different rates of return.

They are not exact, but they are powerful reminders that wealth is usually built steadily over years, not overnight.

Read Part 1 of the series on our blog 🔗

General information only. For personalised financial advice, please contact the team at Hallam Jones.

Three simple investing rules to help you understand compounding, doubling times, and why time matters more than timing.

13/01/2026

When you are new to investing, one of the most important shifts is understanding time.

Wealth is rarely built in days or months. It is built over years and decades through patience, consistency, and a clear plan.

Here in New Zealand, we have seen markets recover from uncertainty time and again. Investors who stayed focused on the long term were the ones best positioned when stability returned.

Read our latest blog 🔗

General information only. For personalised financial advice, please contact the team at Hallam Jones.

For those new to investing, understanding time is essential. We look at why long-term thinking matters more than short-term market movements.

24/12/2025

🎄 Merry Christmas from Hallam Jones! 🎄

Wishing everyone a safe and restful festive season.

As the year comes to a close, we’d like to thank our clients for the trust placed in us throughout 2025. We look forward to continuing to support you in the year ahead.

Our office is closed now and will be reopening Monday 5 January. We remain contactable on 0800 404 202 if needed.

Warm regards,
The Hallam Jones team ✨

14/12/2025

There is the ideal plan. And then there is real life.

A well built retirement strategy works with where you are now, not where you think you should have been.

Read more in 🔗

General information only. For personalised financial advice, please contact the team at Hallam Jones.

A realistic look at retirement planning for under 30s, over 40s and beyond, and why it is not too late to reset your financial direction.