Castle Trust Financial Planning

03/09/2026

Your life has changed. Has your financial plan?

The plan you made several years ago may have been right for your life at the time.

But perhaps your income has changed.
Your family has grown.
Retirement feels closer.
Your priorities have shifted - or the lifestyle you’re working towards looks quite different now.

A financial plan isn’t something you create once and put in a drawer - it should evolve alongside your life.

This spring, consider whether the assumptions behind your plan still reflect where you are now - and where you want to go next.

If it has been a while since you reviewed your plan, talk to our team.

𝘾𝙖𝙨𝙩𝙡𝙚 𝙏𝙧𝙪𝙨𝙩 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙋𝙡𝙖𝙣𝙣𝙞𝙣𝙜 - 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙖𝙙𝙫𝙞𝙘𝙚 𝙛𝙤𝙧 𝙡𝙞𝙛𝙚

30/08/2026

WE'RE HIRING!

We have an amazing team and we’re looking to add another member to our investment team.

Client Support staff ensure efficient and positive client interactions while supporting our advisers. You’ll work alongside two Financial Advisers, mainly in the insurance and KiwiSaver space, supporting them with everything from client onboarding to preparing review material and liaising with insurance underwriters. You’ll play a critical part in helping clients take the next step toward financial confidence and security.

If you’re someone who enjoys being part of a client focused, collaborative team - we’d love to hear from you.

For more about this role, or to apply - https://castletrust.co.nz/resources/were-hiring-4/

𝘾𝙖𝙨𝙩𝙡𝙚 𝙏𝙧𝙪𝙨𝙩 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙋𝙡𝙖𝙣𝙣𝙞𝙣𝙜 - 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙖𝙙𝙫𝙞𝙘𝙚 𝙛𝙤𝙧 𝙡𝙞𝙛𝙚

24/08/2026

A quick reminder for AIA clients 👋

If you have an eligible AIA life, trauma, income protection or health insurance policy, you may be able to add AIA Vitality and get rewarded for looking after your health.

Regular exercise, health checks and other healthy habits can earn you points towards a range of rewards and partner discounts.

Already insured with AIA but not sure whether you’re eligible?

Get in touch with our team and ask about AIA Vitality. We can check your policy, explain how it works and help you decide whether it’s right for you.

𝘾𝙖𝙨𝙩𝙡𝙚 𝙏𝙧𝙪𝙨𝙩 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙋𝙡𝙖𝙣𝙣𝙞𝙣𝙜 - 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙖𝙙𝙫𝙞𝙘𝙚 𝙛𝙤𝙧 𝙡𝙞𝙛𝙚

17/08/2026

We’re thrilled to share that Mel is now a fully qualified, registered Financial Adviser, having completed her New Zealand Certificate in Financial Services (Level 5) 👏

Mel has been part of Castle Trust since 2014, building extensive experience across insurance, investments and mortgages. Today, she brings that knowledge and her friendly, client-first approach to helping people navigate their home loan options with confidence.

Her qualification also brings our mortgage team to three advisers, giving us even more capacity to help clients across Nelson-Tasman.

A fantastic milestone - congratulations, Mel!

𝘾𝙖𝙨𝙩𝙡𝙚 𝙏𝙧𝙪𝙨𝙩 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙋𝙡𝙖𝙣𝙣𝙞𝙣𝙜 - 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙖𝙙𝙫𝙞𝙘𝙚 𝙛𝙤𝙧 𝙡𝙞𝙛𝙚

13/08/2026

Buying your first home is a huge milestone, and we know just how much it means when you’re doing it for your family. 🏡

Congratulations again on your new home, Stacey! We’re so pleased we could be part of the journey, thank you for your kind words 😊🙏

𝘾𝙖𝙨𝙩𝙡𝙚 𝙏𝙧𝙪𝙨𝙩 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙋𝙡𝙖𝙣𝙣𝙞𝙣𝙜 - 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙖𝙙𝙫𝙞𝙘𝙚 𝙛𝙤𝙧 𝙡𝙞𝙛𝙚

11/08/2026

What if your insurance actually rewarded you for looking after yourself?
Live healthier. Get rewarded that's the idea behind AIA Vitality.

If you have an eligible AIA life, trauma, income protection or health insurance policy, you can add on AIA Vitality for around $13.50 a month and start earning points for things like regular exercise and health checks - points you can put towards rewards and discounts with partner brands.

It's a small, simple way to make healthy habits feel a bit more worthwhile.

Curious whether you're eligible?
Book a free chat and we'll talk you through it.

𝘾𝙖𝙨𝙩𝙡𝙚 𝙏𝙧𝙪𝙨𝙩 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙋𝙡𝙖𝙣𝙣𝙞𝙣𝙜 - 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙖𝙙𝙫𝙞𝙘𝙚 𝙛𝙤𝙧 𝙡𝙞𝙛𝙚

06/08/2026

Seen the Paddy Gower story on nib health insurance?
Here's what our nib clients need to know.

Some nib policies have changed, including cover for certain diagnostic investigations and specialist services. We know this can raise questions, especially when your health insurance is there for peace of mind when you need it most.

The good news: many of our clients have nib Ultimate Health Max and there has been no change to their cover. Guaranteed wording policies keep your terms and benefits fixed.

If you've received a letter from nib, your policy is one of those impacted, and they'll have explained what's changing.

Whatever your situation, you don't need to work through this alone - we're here to help you understand exactly where you stand and make sure you feel confident about your cover.

Book a free chat - https://castletrustinitial.timetap.com/ #/

02/08/2026

One hundred years of combined experience is a number we mention, but it's worth explaining what it actually means.

It means our team has collectively worked through multiple interest rate cycles, property market shifts, insurance industry changes, and the kind of situations that don't show up in textbooks.

It means we've seen what happens when people have the right cover in place when something goes wrong - and what happens when they don't.

It also means we've built relationships with lenders and insurers over a long time. That matters when you need someone to advocate for you, whether that's pushing back on a declined mortgage application or working through a complex insurance claim.

If you're at a point where a second opinion - or a first proper opinion - on your financial future would be useful, we'd be glad to be that for you.

Find out more about our Big Picture here - https://castletrust.co.nz/mortgages/big-picture/

𝘾𝙖𝙨𝙩𝙡𝙚 𝙏𝙧𝙪𝙨𝙩 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙋𝙡𝙖𝙣𝙣𝙞𝙣𝙜 - 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙖𝙙𝙫𝙞𝙘𝙚 𝙛𝙤𝙧 𝙡𝙞𝙛𝙚

NZ mortgage advisers & financial adviser. We sort your home loan, insurance & KiwiSaver together - one plan, nothing missed. Talk to our team today.

28/07/2026

Thinking about making a move?
Maybe the family has outgrown the house.
Maybe the kids have left home.
Perhaps you've always dreamed of owning a bach, or
you're planning a move to the Nelson-Tasman region.

Whatever your next chapter looks like, getting the finance sorted doesn't need to be stressful.

We help people navigate everything from upsizing and downsizing through to accessing equity and buying and selling at the same time. We'll work with the banks, negotiate competitive rates, and guide you through the process from start to finish.

You focus on finding the right home. We'll help make the numbers work.

Ready to explore your options? We'd love to chat.

𝘾𝙖𝙨𝙩𝙡𝙚 𝙏𝙧𝙪𝙨𝙩 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙋𝙡𝙖𝙣𝙣𝙞𝙣𝙜 - 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙖𝙙𝙫𝙞𝙘𝙚 𝙛𝙤𝙧 𝙡𝙞𝙛𝙚

22/07/2026

Health insurance in NZ - does it actually matter if you have ACC?

This comes up a lot, so let's address it directly.

ACC covers accidents - it doesn't cover illness.
If you're in a car accident and need surgery, ACC will pick up a significant portion of the costs. If you're diagnosed with cancer or need a hip replacement, you're in the public health system.

The public system is good. But wait times for non-urgent procedures can be long - sometimes a year or more - and private health insurance is what gets you seen faster, often by the specialist of your choice, without the wait.

For families with young kids, or anyone who can't afford to be out of action for an extended period waiting for treatment, that speed difference can be significant.
Health insurance in NZ varies a lot in what it covers and what it costs:
Some policies cover specialists and diagnostics but not surgery.
Some have high excesses that make them less useful than they look.

Getting the right policy is genuinely worth taking time over.

If you've got questions about what you currently have, or whether it's worth having at all - contact our team.


𝘾𝙖𝙨𝙩𝙡𝙚 𝙏𝙧𝙪𝙨𝙩 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙋𝙡𝙖𝙣𝙣𝙞𝙣𝙜 - 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙖𝙙𝙫𝙞𝙘𝙚 𝙛𝙤𝙧 𝙡𝙞𝙛𝙚