Dennis Quayle - Mortgage & Insurance Adviser

29/05/2026

Is your mortgage still fit for purpose?
Life changes — your mortgage should reflect that.
Growing family? Changed goals? Fixed term coming up? Feeling like your current lending arrangement isn’t quite working for you anymore?
A free mortgage check-up with me could help make sure your mortgage still suits your needs and future plans.
And if you’re considering refinancing, it’s worth knowing that some lenders are currently offering higher than usual cash contributions for eligible customers.
Message me to find out more or to arrange your free mortgage check-up.
Simple Lending. Smarter Advice.

24/05/2026

The median house price for the Canterbury region is $712,000.

10% Deposit
$641,000 Loan
$1,675 per fortnight @ 5.50% term 30 years

20% Deposit
$570,000 Loan
$1,490 per fortnight @ 5.50% term 30 years

Reach out if you need a hand. Here to help.

20/05/2026

First home buyer? Let’s make the home loan process simpler…

Buying your first home can feel overwhelming — but you don’t have to navigate it alone. Whether you’re getting mortgage ready or ready to buy now, I can help you understand your options and create a plan that works for you.

Ready to take the first step? Message me on the button below — I’d love to help.

18/05/2026

Here are 3 things to focus on when you buy a property!
1. What's my deposit.
2. How much can I borrow?
3. How much can I afford?

Want to know more? Here to help!

15/05/2026

Do we all need to work longer?

What are the key areas that Banks consider if you still have a mortgage over the age of 65?
1. Exit Strategy - What's your plan that proves you can repay the mortgage once you stop working.
2. Shorten your Loan Term - Some Banks may want full repayment by age 70 or 75.
3. Income - Do you have alternative income streams when you retire or are you able to work longer in your job (physical vs office roles).

New Zealand’s ageing population is putting pressure on superannuation, but raising the retirement age remains a tough sell.

13/05/2026

Disclosure! What can you do to help get a pre-approval across the line?

1. Be up front - That's right tell us everything. The more information you give us means it will be easier to help you.
2. Debt position - What are your debt obligations, car loans, credit cards, Afterpay etc. All of these will have an impact on your application. Better you tell your mortgage adviser then having the Bank ask you about it!
3. What does your income look like - Base salary, overtime or bonuses. Breaking it down can help us find the right Bank for you!

Want to know more - Just yell out. Happy to help!

10/05/2026

Was having a conversation the other day with a client about the costs associated with buying a property. The list is long dependent on how much due diligence you do. So the question was where should I start.

A big issue for the Banks (and you) is making sure you can get insurance for that property! Start there as you will quickly find out if you should continue. No property insurance = No mortgage from the Banks! Need a hand with anything. Give us a yell. Here to help!

07/05/2026

Feel like cleaning up your bank statements before you apply for a mortgage? Here's a good place to start! Need a hand with anything - just yell out. Here to help.

Subscription creep is everywhere you look these days.

04/05/2026

With 35 years in the finance world, I’ve helped numerous people reach their financial goals. I’ve seen how financial literacy can simplify the home ownership journey. I’m all about sharing my knowledge to help you navigate the mysterious world of mortgages and personal risk insurance. Reach out if you need any advice or guidance, I’m here to help!

30/04/2026

I’m so excited to share that I’m part of something new — LendSure is officially live!

Even though the name is new, the team behind it brings a huge amount of experience, along with some fresh energy too.

As a mortgage and insurance adviser, it’s really about helping make things feel less confusing and more manageable when it comes to money — whether that’s buying a home, sorting insurance, or just figuring out the next step!

We'd love your support, so it would mean the world to me if you could share my page with your friends and family, you never know who might need a little help right now.

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