Janene Golder Home Loans Ltd

26/03/2024

Thinking of buying a new home or investment property?
Come along to our Buyers Launch evening to have a chat about our upcoming homes in Kenepuru Landings.

14/06/2023

Have you noticed our refreshed logo?

Be assured we are still here to help you will all things lending. To kick off our refreshed page, we have a $200 Mitre 10 voucher to give away on 22 June 23 - the shortest day of the year!

Like this post and our page to be in the draw!👍

This promotion is in no way sponsored, endorsed, administered by or associated with Facebook.

Working independently I can find you the best financial solution to meet your needs

10/03/2022

Thank goodness some common sense has prevailed!
It has been a rather stressful few months not only for first home buyers but also for existing home loan clients who have for no other reason than their existing outgoings been declined for topups. It’s really been a stressful mess but this will most definitely go along way to fixing this issue.
Responsibile lending is and always has been within the fundamental foundations of our business and will continue to remain so.

Changes planned to reduce impact of vulnerable borrower regulations on banks.

17/11/2021

This is a great article that gives an insight into the recent changes implemented by the banks. Many have already implemented these changes ahead of the 1 Dec deadline date and it’s fair to say it’s caused a few hiccups. What we have seen is extended turnaround times for approvals, a lot more questions coming back from banks and unfortunately some applications are been declined. No matter if we agree or disagree this is what it is currently so complying with what is required is 100% non negotiable.
Have a read and if you intend to apply for finance in the current market - to avoid on going delays - make sure that you provide all that’s requested from you.
The banks are most definitely still in the business of lending it’s just a little harder and a bit more time consuming - don’t let it put you off if you’re in the market for a new home 🏡

https://news.anz.com/new-zealand/posts/2021/11/CCCFA-changes-plan-ahead-and-be-patient?fbclid=IwAR32Mff-4rPi_HK03KdlthnsvTM8UAzBd5tfnucGm0-Wl2gscbNWRaB8M2o #.YZSl1sL5VMQ.facebook

The law around lending money to consumers in New Zealand will change on December 1, and customers may find the process takes longer and is more involved.