Teresa Payne Mortgage Adviser

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Teresa Payne Mortgage Adviser

My role as your Mortgage Adviser is to help you achieve your financial goals.

My Financial Advice Provider (FAP) is Payneless Mortgages Limited which is authorised to provide a financial service under The Loan Market Group Limited’s transitional licence. Products:

First Home Loans
Refinancing Loans
Investment Loans
Personal Loans
Commercial and Business Loans
Land and Construction Loans
Self Employed Loans
Insurance
Bridging Loans

17/03/2026

🍀Happy St Patrick’s Day🍀

08/03/2026

Happy International Women’s Day! 💃🏼

03/03/2026

How many of these boxes are you ticking!?

If you are stuck get in touch and I will help you through the process 🏡

25/02/2026

Meet Becs 💙

Our Client Services Manager and the quiet achiever making sure everything runs like clockwork.

I’d be lost without her!

19/02/2026

Congrats to the lovely Nico & Makayla on purchasing their first home! 🏡🏡🏡

17/02/2026

Some fun with Life Direct!
1: Life Direct golf day
2: Wellington free ambulance golf day
3: 🦈
4: You guessed it….another golf day!

Always supporting local communities 🏌️‍♀️🏌️‍♂️

⛳️

15/02/2026

It was a pleasure helping Jamie and Arisha purchase their first home 🏡

19/11/2025

Three major lenders have increased their home loan cashbacks to 1.5% 🎉

Whether you’re refinancing or buying a new property, you could get up to $30,000 back (cap applies) if you have at least 20% equity.

Your loan needs to be documented by 16 December, and it can settle in the new year - giving you some flexibility with timing.

This is one of the strongest cashback opportunities we’ve seen in a long time and a great chance to review your lending and potentially save big.
If you’re considering your next move, the LifeDirect Mortgages team can help you compare offers and see what you might be eligible for.

T&Cs: Minimum loan amount $200,000.

11/11/2025

💸 Tell us why you think it’s important to use a Mortgage Advisor and go into the draw to win a $50 voucher of your choice 💸

Details to enter:
✔️Like our pages
✔️Like this post
✔️Share this post and tag us both
✔️Put your answer in the comments

02/11/2025

It’s nearly holiday season and the weather is getting better so I thought we could start the week with a freebee 🛬☀️🕶️

Tell me the funniest/strangest thing someone has packed for a holiday.

To enter:
👍🏻 Like my page
👍🏻 Like this post
✍️ Comment your answer below

I’ll pick a winner next Monday. $50 voucher of your choice. NZ only.

I’ll start, answer is in the comments!

08/10/2025

Have you seen the latest OCR announcement?! It’s now 2.5% which means lower interest rates 🥳💰🏡

On top of this great news I’ve extended the $200 prezzy card offer for another month so refer yourself, family or friends and settlement before the NY!

T&Cs apply. Get in touch 021510636

03/09/2025

💰Friends with (Mortgage) Benefits💰

Refer a friend, family member or even yourself in September and score a $200 prezzy card!!

T&Cs apply - offer ends 30th September so be quick!

Book an appointment with me through this link: https://calendly.com/teresa-lifedirect/15-minute-meeting

Address

284 Jackson Street
Petone

Website

https://www.lifedirect.co.nz/mortgages/

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