Vincent Capital

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Vincent Capital As a private, non-bank lender, we lend to agile property and construct

Vincent Capital is a leading property financier in Auckland specialising in development finance, bridging loans, vacant land acquisition funding and re-financing of existing mortgages.

28/09/2026

𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗱𝗲𝘃𝗲𝗹𝗼𝗽𝗺𝗲𝗻𝘁 𝗳𝗶𝗻𝗮𝗻𝗰𝗲, 𝗺𝗮𝗱𝗲 𝘀𝗶𝗺𝗽𝗹𝗲𝗿.

Managing a development loan shouldn’t mean endless emails, paperwork and chasing updates.
VC Online puts you in control.

From your phone or desktop, you can:
• Submit loan requests and documents
• Manage monthly drawdowns
• Track your loan and project progress in real time
• View balances and statements
• Receive notifications and reminders
• Manage multiple projects in one place

Whether you’re a property developer or financial adviser, VC Online makes managing your Vincent Capital facility faster, simpler and more convenient.

𝗔𝘃𝗮𝗶𝗹𝗮𝗯𝗹𝗲 𝗼𝗻 𝗶𝗢𝗦 𝗮𝗻𝗱 𝗔𝗻𝗱𝗿𝗼𝗶𝗱.

Find out more and get started: vincentcapital.co.nz/vc-online

𝗙𝗿𝗼𝗺 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗳𝗶𝗻𝗮𝗻𝗰𝗲 𝘁𝗼 𝘁𝗵𝗲 𝗰𝗼𝗻𝘀𝘁𝗿𝘂𝗰𝘁𝗶𝗼𝗻 𝘀𝗶𝘁𝗲 - 𝗮 𝗴𝗿𝗲𝗮𝘁 𝗱𝗮𝘆 𝘄𝗶𝘁𝗵 𝘁𝗵𝗲 𝗞𝗲𝘆𝘀𝘁𝗼𝗻𝗲 𝗧𝗿𝘂𝘀𝘁.On Tuesday 15 September, Vincent Ca...
18/09/2026

𝗙𝗿𝗼𝗺 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗳𝗶𝗻𝗮𝗻𝗰𝗲 𝘁𝗼 𝘁𝗵𝗲 𝗰𝗼𝗻𝘀𝘁𝗿𝘂𝗰𝘁𝗶𝗼𝗻 𝘀𝗶𝘁𝗲 - 𝗮 𝗴𝗿𝗲𝗮𝘁 𝗱𝗮𝘆 𝘄𝗶𝘁𝗵 𝘁𝗵𝗲 𝗞𝗲𝘆𝘀𝘁𝗼𝗻𝗲 𝗧𝗿𝘂𝘀𝘁.

On Tuesday 15 September, Vincent Capital was delighted to host students from the Keystone Trust, as part of our ongoing support of an organisation helping young people overcome barriers to education and build careers in the property and construction industries.

The day began at our Queen Street office, with presentations from the Vincent Capital team covering property development finance, sales and marketing, followed by morning tea.

Then it was time to get out of the office and see a development in action.

Using Auckland’s new CRL, we travelled by train to Newmarket to visit Newmarket Quarter, a project Vincent Capital is co-funding.

The teams from Unispot LTD and Reco Construction took the students onto the construction site, giving them the opportunity to see first-hand how a development comes together.

The combination of understanding how a development is financed and marketed, followed by seeing the construction process on site, made for a particularly valuable experience.

The combination of understanding how a development is financed and marketed, followed by seeing the construction process on site, made for a particularly valuable experience.

And a massive thank you to Universal Homes for providing additional PPE, helping make it possible for all the students to safely get on site.

20/08/2026

Another outstanding project successfully delivered!

Congratulations to the developer and everyone involved in this award-winning development of eight architecturally designed terraced homes.

Built to an exceptional standard, the project achieved an impressive result, with all eight homes 100% pre-sold during construction. The strength of the presales also enabled Vincent Capital to provide funding of over 95% of the total development costs, supported by a flexible funding structure tailored to the project's needs.

Our smooth and responsive drawdown process helped keep construction progressing efficiently from start to finish, giving the development team the certainty and flexibility needed to deliver.

Congratulations to the entire team on a fantastic achievement!

24/07/2026

Building a Legacy from the Ground Up

From visiting his first construction site at 11 years old to pursuing a conjoint degree in Commerce and Property at the University of Auckland, Logos Choi’s journey into the property industry is a story of curiosity, grit, and personal growth.

Whether it's photographing homes, building invaluable industry connections, or envisioning a career that bridges the office and the job site, Logos represents the bright future of New Zealand property backed by the Keystone Property Scholarship.

Read the full story to see how ambition, mentorship, and organizations like Vincent Capital and Keystone Trust are helping shape the next generation of industry leaders.

Read the full article here: https://vincentcapital.co.nz/supporting-future-property-leaders

12/06/2026

PROJECT COMPLETE

Canterbury Residential Build

We recently completed funding on this high-quality residential development in Canterbury.

Vincent Capital provided a streamlined, tailored facility structured under a 70% loan-to-value ratio, omitting the standard requirements for a formal valuation or quantity surveyor reports.

Our decision to fund this project was based on the developer's strong delivery history. Despite this being our first transaction together, the project was successfully completed ahead of schedule and within budget, with the final build quality exceeding the initial architectural concepts.

When you have a proven track record, you need a financial partner that understands project delivery. Congratulations to the team on a sharp ex*****on.

02/04/2026

We’ve recently supported the completion of 4 brand-new standalone homes in East Auckland - built to a high standard, delivered on time, and ready for their new owners.
Our client came to us with a clear vision and a genuine focus on delivering quality housing. We structured funding that gave them the flexibility to move quickly and stay focused on what matters most - strong construction and a great end result.

What made this deal work:
No presale milestones required
Simple, straightforward conditions
Smooth drawdown process with fast turnaround

No unnecessary hurdles. No red tape. Just a funding structure designed around how developers and builders actually work.

Builder or developer with your next project in the pipeline? Let’s talk about how we can help you move faster and achieve the same result.

vincentcapital.co.nz

10/03/2026

We’re pleased to welcome Alan Ye to the team at Vincent Capital as our new Business Development Manager.

With 20 years of boots-on-the-ground experience in the New Zealand property industry, Alan brings a rare depth of insight to property finance. His career includes 10 years as a qualified valuer followed by a decade in property development, sales, and marketing, giving him a genuine understanding of what sits behind the numbers.

Holding a Bachelor’s Degree in Valuation and Property Management, Alan has been involved in delivering medium-to-large scale developments across New Zealand. This 360-degree perspective means he doesn’t just assess a spreadsheet - he understands the real value of the underlying asset, helping structure funding solutions with precision.

Alan is fluent in English and Mandarin, allowing him to work closely with a diverse range of developers, investors, and property professionals across the market.

If you’re working on a project or exploring funding options, Alan would love to connect.

📞 021 331 670
📧 [email protected]

Welcome to the team, Alan!

26/02/2026

We are pleased to announce that Vincent Capital has funded a new residential development in Hamilton. This project is a fantastic example of high-quality urban densification, and we’re proud to partner with an experienced local team to bring it to life.

Here are the project highlights:

𝗧𝗵𝗲 𝗕𝘂𝗶𝗹𝗱: 8 modern terrace homes.
𝗧𝗵𝗲 𝗧𝗲𝗮𝗺: Partnering with a skilled Hamilton-based Owner Builder
𝗧𝗵𝗲 𝗙𝗮𝗰𝗶𝗹𝗶𝘁𝘆: $3.2M total funding, including full capitalisation of fees and interest.
𝗧𝗵𝗲 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝘆: A 12-month loan term with a conservative LVR of 53%.

At Vincent Capital, we pride ourselves on providing flexible, certain, and fast funding solutions for developers. Hamilton continues to show great resilience and growth, and we are thrilled to support the delivery of more quality housing in the region.

01/12/2025

Project Complete – Papatoetoe Terrace Homes.

Another successful development funded by Vincent Capital.

It's very rewarding to have supported our repeat client-now on his second project with us, and already lining up the next one!

This impressive build features 6 modern terrace houses in the heart of Papatoetoe.

- Owner-builder project
- No presales
- No valuation
- No QS required
- 61% LVR
- Project completed ahead of schedule

At Vincent Capital, we back great developers and make funding simple, fast, and flexible. Congratulations to our client on another fantastic result!

18/11/2025

We’re excited to share the story behind 42 Gordon Avenue, Milford - a boutique collection of homes where thoughtful design meets strong financial partnership.

Developed by Albert Zou, this project was shaped with care from the very beginning. Every detail — from natural light and acoustics to materials and seamless indoor–outdoor flow — was crafted to create calm, intuitive, beautifully balanced living spaces.

Behind the build, Vincent Capital provided the financial structure and guidance needed to keep momentum steady. Through our specialised Builder Loan, delivered in partnership with Vincent Securities and the Bank of China, we supported the project from feasibility through to completion, ensuring clarity, confidence, and efficiency at every stage.

42 Gordon Avenue is a strong example of what happens when vision, expertise, and the right funding framework come together — a smooth build and homes designed for modern Milford living.

We look forward to supporting Albert and his team on future opportunities ahead.

Click here to read article https://vincentcapital.co.nz/vincent-capital-builder-loan-42-gordon-avenue




Address

Level 4, 246 Queen Street
Parnell
1010

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30am
Thursday 8:30am - 5:30am
Friday 8:30am - 5:30am
Saturday 8:30am - 5:30am

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