Tracey Jones Insurance

01/03/2025

I posted this a few years ago but it is still relevant. Don’t wait till it’s too late. Get advice now, it will cost you nothing but your time. 😊

WHY IT IS SO IMPORTANT to take up Medical Insurance for your daughter before she reaches puberty??****

When I (yes me Tracey Jones!) was 17 I had my first surgery for Endometriosis. I suffered debilitating pain from the time I first started menstruating at 14. Sadly 40 years ago, technology was not as advanced as it is now, so I was told there was 'nothing wrong'. I then went through the next 10 years of suffering nauseating severe debilitating pain every month that interfered with my work and my enjoyment of life. After years of back and forth to gynecologists, I had a second surgery at 27 and it was finally diagnosed and treated. I was one of the lucky ones as I went on to have three beautiful babies and the condition went into 'remission'. I needed further surgery at 51.

Fortunately I had the sense to take up medical insurance that covered pre-existing conditions (provided through my employer) when I was 23. Without it I can only imagine the additional stress and toll on my mental wellbeing, having to use the Public Health system for specialist visits and surgery. My daughter has already had two surgeries for this condition. It is so common.

So.....how can I impress on you the importance of taking up medical insurance - before your daughter reaches puberty!!! Once it is pre-existing it is too late! Children's cover can cost as little as $5 week and if they reach 21 and decide they don't want to retain it when they are an adult then so be it, but at least you haven't set them up for a lifetime of suffering a long term condition without access to private care.

This article indicates 120,000 girls and women in NZ have this condition. (1 in 10) Too often it’s not diagnosed early enough.

https://www.stuff.co.nz/national/health/122149379/endometriosis-battles-pushes-nelson-woman-to-petition-for-change-in-the-conditions-care

Frequently girls and woman were unable to access care in the public system and declined assessment in gynecology departments. In cases where they were accepted, waiting lists were long and “contributed to the mental well-being, physical suffering and diagnostic delay of eight plus years.

Have a plan in place... just in case!

To contact me to discuss your own situation please visit:
https://www.traceyjones.co.nz/contact-tracey-jones

It's a hugely painful, debilitating and leaves women sucidial. Yet it takes eight years on average to get a diagnosis.

09/12/2022

Did you know this about the big carrot at Ohakune? I spent all night as a 20 yr old ‘model’ making this TV ad! Can you spot me?

Ever wondered how Ohakune got their carrot? Well - back in 1984 "The Carrot" was built for one of our TV ads and on 29 September 1984 was donated to the Ohak...

06/10/2020

BE IN TO WIN… tickets for two to the first 5 people to email me at: [email protected]

I’m delighted to be able to invite you to lunch with Naomi Ballantyne, Managing Director of Partners Life Ltd on Thursday 15th October 12 – 2pm at Paraparaumu Beach Golf Course.

Naomi will share with us some of the lessons she has learned along the journey from being the young ‘tom-boy’ in Glenfield, Auckland; through to being the first woman in the world to start up an insurance company. Her story is inspiring and moving. She is an entertaining speaker.

I hope you and a friend can join us at this Kapiti Women in Business luncheon. Lunch will include a glass of wine and a scrumptious light meal, followed by coffee and a sweet treat; all served with a fabulous view over the 18th fairway at Paraparaumu Beach Golf Course.

Bring a friend along for lunch and network with an awesome group of Kapiti women. If you miss out on the freebies, you can book here: https://kapitichamber.org.nz/.../women-in-business-lunch-2/

https://www.facebook.com/watch/?v=349478072919244

21/07/2020

WHY IT IS SO IMPORTANT to take up Medical Insurance for your daughter before she reaches puberty??****

When I (yes me Tracey Jones!) was 17 I had my first surgery for Endometriosis. I suffered debilitating pain from the time I first started menstruating at 14. Sadly 40 years ago, technology was not as advanced as it is now, so I was told there was 'nothing wrong'. I then went through the next 10 years of suffering nauseating severe debilitating pain every month that interfered with my work and my enjoyment of life. After years of back and forth to gynecologists, I had a second surgery at 27 and it was finally diagnosed and treated. I was one of the lucky ones as I went on to have three beautiful babies and the condition went into 'remission'. I needed further surgery at 51.

Fortunately I had the sense to take up medical insurance that covered pre-existing conditions (provided through my employer) when I was 23. Without it I can only imagine the additional stress and toll on my mental wellbeing, having to use the Public Health system for specialist visits and surgery. My daughter has already had two surgeries for this condition. It is so common.

So.....how can I impress on you the importance of taking up medical insurance - before your daughter reaches puberty!!! Once it is pre-existing it is too late! Children's cover can cost as little as $5 week and if they reach 21 and decide they don't want to retain it when they are an adult then so be it, but at least you haven't set them up for a lifetime of suffering a long term condition without access to private care.

This article indicates 120,000 girls and women in NZ have this condition. (1 in 10) Too often it’s not diagnosed early enough.

https://www.stuff.co.nz/national/health/122149379/endometriosis-battles-pushes-nelson-woman-to-petition-for-change-in-the-conditions-care

Frequently girls and woman were unable to access care in the public system and declined assessment in gynecology departments. In cases where they were accepted, waiting lists were long and “contributed to the mental well-being, physical suffering and diagnostic delay of eight plus years.

Have a plan in place... just in case!

To contact me to discuss your own situation please visit:
https://www.traceyjones.co.nz/contact-tracey-jones

It's a hugely painful, debilitating and leaves women sucidial. Yet it takes eight years on average to get a diagnosis.

08/07/2020

Do you get annoyed about insurance premium increases each year and wonder why they occur? Tune in here to a series of short videos by the MD of one of NZ's leading insurance companies who explains it all. Let me know if you have any questions!

22/06/2020

05/05/2020

Naomi has made a short video for Partners Life clients, answering some questions we have received recently, as well as interesting facts about the resilience of the insurance industry during pandemics and other crises.

30/09/2019

Very sad but it certainly makes you think!

"It's all pretty unlucky, if I had medical insurance when I was in my early 20s, I would be able to get this treatment covered."

23/04/2019

Do you want access to Cancer drugs not funded by the Government?

LADIES - please read this, and tell all your friends about it..! In summary, today's newspaper report says:
. Insurance is 'Hard to Navigate' (no kidding!)
. Consultants are encouraging patients to go 'private' now for cancer treatment
. Purchasing cover on-line or without independent advice often doesn't work
. Breast Cancer rates are increasing

ADVICE MATTERS! You need to talk to an Authorised Financial Adviser (that's me!) - and it won't even cost you anything to find out the options.

And, if you think you can't afford Private Health Insurance, we have a solution....!

A 45 year old woman could pay just $5.14 per week for full medical cover that gives you access to non Pharmac Funded Cancer Drugs* with no excess to pay at claim time**. A 50 year old would pay $6.41 weekly.

You would never have to think about selling your jewelry or starting a 'give a little' page if the unthinkable were to happen. So don't leave it too late - just get the right ADVICE so you can make an informed choice.

*Conditions apply, please enquire. Additional charges are $4.97 per week for policy fee and extra cover. Rates change dependent on your age and smoking status. Pre-existing conditions may not be covered.
**Conditional on a claim being accepted as per the policy terms.

Tracey Jones Disclosure Statement is available free of charge on request.

Insurers and cancer patients alike are united in urging people to read the fine print.