Vanessa McGovern - The Mortgage Supply Co.

Vanessa McGovern - The Mortgage Supply Co. Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Vanessa McGovern - The Mortgage Supply Co., Mortgage brokers, Nelson.

​Passionate about helping people in our Nelson Tasman community achieve their property dreams.I believe everyone deserves a chance to own their home, and my goal is to simplify the complex world of mortgages so you can make confident decisions.

A first home buyer who felt informed, supported, and genuinely looked after every step of the way, that's the goal with ...
24/08/2026

A first home buyer who felt informed, supported, and genuinely looked after every step of the way, that's the goal with every client 🏑

Thinking about starting your own home buying journey?
πŸ‘‰ Send me a message, I'd love to help.

A very proud moment πŸ†, being named among NZ Adviser's Top Advisers for 2026. It's a milestone I'm genuinely grateful for...
19/08/2026

A very proud moment πŸ†, being named among NZ Adviser's Top Advisers for 2026. It's a milestone I'm genuinely grateful for, but the number itself isn't what makes it special.

Behind every settlement is a person, a family, a plan, a problem to solve or a goal someone is working towards. 🏑

The report talks about how sustained lending volumes often reflect something much bigger: trust, consistency, client relationships and referrals. That's what I'm most proud of. 🀝

So thank you , to every client who has trusted me, come back to me, recommended me to someone else, or simply let me be part of your journey. I genuinely couldn't do this without you.

Absolutely thrilled to see Alisha O settle on her new home today and start this exciting next chapter.
14/08/2026

Absolutely thrilled to see Alisha O settle on her new home today and start this exciting next chapter.

The August Mortgage Market Wrap is here. Let's cut through the noise and see what it means for your property goals.Cotal...
14/08/2026

The August Mortgage Market Wrap is here. Let's cut through the noise and see what it means for your property goals.
Cotality's latest data shows property values fell 0.3% in July, taking the annual decline to 0.7%. National median value now sits at $804,303, with Nelson averaging $711,234.

First home buyers made up 27% of purchases in Q1, and investors are creeping back in at 24%, mostly smaller investors buying their second property. Subdued prices and higher listing levels still mean more room to negotiate, especially with pre-approval sorted.

A few things I'm seeing right now:
πŸ‘‰ Refinancing is back on the table. Some lenders are offering competitive cashback deals to attract new customers. If you're coming off a fixed rate, look past the headline interest rate. Cashback, fees, structure and your longer term plan all matter.
πŸ‘‰ Renovations are being planned. We're seeing consent applications going in ahead of the summer building season. Getting your finance sorted early helps you know what you can afford and spot any funding gap before you commit.
πŸ‘‰ Debt consolidation conversations are picking up. Rolling personal loans into your home loan can simplify things and reduce repayments.

The next OCR announcement lands 2 September, with the election close behind, both worth watching this stretch of 2026.

Buying, refinancing, renovating or consolidating debt? Now's the time to check your numbers and make sure your lending is set up for what's next.

Call Vanessa
021 273 4369

A massive congratulations to Jacob and Brianna on officially settling into their new home!
07/08/2026

A massive congratulations to Jacob and Brianna on officially settling into their new home!

The latest Cotality Home Value Index shows that national home values slipped 0.2% in June. The national average is now $...
16/07/2026

The latest Cotality Home Value Index shows that national home values slipped 0.2% in June.
The national average is now $806,512. Figures are being heavily influenced by Auckland and Wellington, but throughout the rest of the country the picture is much more mixed.
Here in Nelson, the average property value is $718,879.

Adding to the conversation this month, the Reserve Bank increased the Official Cash Rate (OCR) by 0.25%, taking it to 2.25%. Whilst an OCR increase is never the headline homeowners hope for, it reinforces the Reserve Bank’s focus on bringing inflation back under control while supporting economic stability.

For homeowners, it’s a timely reminder that being proactive can make a real difference. Reviewing your fixed rate, considering extra repayments, and planning ahead for your next refix are small changes that can have a meaningful impact over the life of your mortgage.

For example, if your fixed rate is due to expire soon, now is a good time to reach out. Reviewing early gives you more time to compare your options, ensure your lending still suits your goals, and make any changes that could help - whether that’s paying your mortgage down faster or adjusting repayments to better support your cashflow.

Today's market continues to offer plenty of choice and negotiating power. First home buyers in particular are making the most of these conditions.
For all homeowners and investors, it’s still a market that rewards patience, and there are encouraging signs, such as easing longer-term mortgage rates and improving global stability.

Every market creates opportunities - it just depends on your goals.
Whether you’re buying, selling, investing or simply wondering what these changes mean for your own mortgage - I’m always happy to help make sense of it all.

Your Local Mortgage Adviser
022 313 6649
[email protected]

This is your chance to come along and see what I have been up to.for the past 3 years! So much growth and community here...
08/07/2026

This is your chance to come along and see what I have been up to.for the past 3 years! So much growth and community here waiting for you to joing Tasman Bay CrossFit

Nothing better than happy clients and successful settlements.
29/06/2026

Nothing better than happy clients and successful settlements.

The win that almost wasn’tβ€”but I didn't stop fighting! 🏑✨They say the journey to a first home is never a straight line, ...
28/06/2026

The win that almost wasn’tβ€”but I didn't stop fighting! 🏑✨

They say the journey to a first home is never a straight line, and this recent one was proof of that. We faced some major hurdles: tricky property location policies, valuation gaps that threatened to derail the deal, and a complex road through government lending requirements.

When the odds were stacked against us, giving up would have been easy. But that’s not how I do things. πŸ›‘οΈ

I went to bat for our clients, navigated the policy red tape, challenged the valuation criteria, and refused to take 'no' for an answer. The result?
βœ… Conditional approval secured.
βœ… A matched competitive 2-year fixed rate.
βœ… A significant cash contribution to help them settle into their new home.

Seeing my clients get the keys after such a battle is exactly why I love what I do. If you’re being told your home loan dreams are 'too difficult' or 'impossible,' come and have a chat with me.
I love a good fight for my clients. πŸ’ΌπŸ’ͺ
022 313 6649

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26/06/2026

β€οΈπ‚π‘π¨π¨π¬πž π‹π¨πœπšπ₯. π‚π‘π¨π¨π¬πž π‚π¨π§πŸπ’ππžπ§πœπž.

Whether you're buying your first home, refinancing, or investing, working with a local Nelson & Tasman mortgage broker means advice that's tailored to youβ€”and backed by someone who understands the local market.

Because local knowledge makes all the difference, call now for local support 022 313 6649

Address

Nelson

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+64223136649

Website

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