Margaret Richardson Majesty Mortgage Advisor

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Margaret Richardson Majesty Mortgage Advisor My service makes the home lending process easy and best of all my service is free. Call me today to Different lenders have different strengths.

Every time I can help someone into a home is a proud moment for me. I especially love helping first-home buyers, to be able to help them through the whole process of buying a home should be simple but exciting and not a scary moment, as it quite often is for first-home buyers. There is nothing quite like buying your first home and to me
I think it should be a memorable lifetime moment. For investment lending—being an investment property owner myself, gives me that understanding of rental properties, which is an advantage for people who are looking at getting into rental properties or have rental properties themselves. At Majesty Mortgage Brokers we will save you time and take the hassle out of what can be a very stressful process for many people. You may want to discuss what your existing bank is offering you or you may want to establish new foundations. Let us worry about the right solution and getting it arranged for you. Our service is also completely free to you as we are paid by the banks. With access to over 30 lenders offering 100 different products, we have the solution to every different situation. We do not only offer one product and as a result this ensures you get the best overall package that suits you. Majesty Mortgage Brokers are fully accredited with the Professional Advisers Association (PAA). In addition to this we are also registered financial advisers (RFA).

First Home Buyer?Have between a 5% and a 20% deposit?You may qualify for a Kainga Ora Loan.Contact me to see if you do!m...
02/10/2026

First Home Buyer?
Have between a 5% and a 20% deposit?
You may qualify for a Kainga Ora Loan.
Contact me to see if you do!
[email protected]

Looking to purchase your first Home?Find out how much you can borrow with a pre approved home loan.Ask me how?Margaret R...
01/10/2026

Looking to purchase your first Home?
Find out how much you can borrow with a pre approved home loan.
Ask me how?
Margaret Richardson
Mortgage Advisor Majesty Mortgages
0275220011
[email protected]

20/03/2026
15/08/2025
More OCR cuts to come?Are Interest rates to drop further?Is now a good time to purchase an investment property?Some thin...
02/12/2024

More OCR cuts to come?
Are Interest rates to drop further?
Is now a good time to purchase an investment property?
Some think yes!
If looking for a pre approved loan or would like to know if you have enough equity to purchase an investment property give me a call.
I am only to happy to help you and work through the numbers.
Margaret Richardson
Majesty Mortgage Advisor
[email protected]

The Reserve Bank of New Zealand looks set to cut rates by another 50 basis points in February to 3.75%. On Wednesday, it cut rates by 50bps to 4.25% and in...

Some interesting reading here from Tony Alexander - Independent Economist Commentator.Looking into what future Interest ...
28/11/2024

Some interesting reading here from Tony Alexander - Independent Economist Commentator.
Looking into what future Interest rates might look like.
Is it better to fix short term or long term?
Margaret Richardson
Majesty Mortgage Advisor
[email protected]

There is a risk that inflation elsewhere will put the brakes on further big cuts in NZ.

OCR has dropped to 4.25%.Banks have already started to drop their interest rates.This is great news for home buyers. Mar...
27/11/2024

OCR has dropped to 4.25%.
Banks have already started to drop their interest rates.
This is great news for home buyers.
Margaret Richardson
Majesty Mortgage Advisor
[email protected]

Homeowners can expect further lowering of mortgage rates after the Reserve Bank today cut the official cash rate by 50 basis points.

With lower interest rates the property market seems to be moving again and we are now beginning to see investors back.If...
18/11/2024

With lower interest rates the property market seems to be moving again and we are now beginning to see investors back.
If you would like to know if you have enough equity in your home to purchase an investment property give me a call.
Margaret Richardson
Majesty Mortgage Advisor
[email protected]

While the outlook for activity is improved, the economy will continue to be challenging.

If you would like a review on your mortgage to see what is on offer drop me an email.More than happy to help.Margaret Ri...
20/10/2024

If you would like a review on your mortgage to see what is on offer drop me an email.
More than happy to help.
Margaret Richardson
Majesty Mortgage Advisor.
[email protected]
0275220011

Brokers say the drop in inflation bodes well for mortgage rates.

Some good reading here.If you would like to discuss what options you may have over the changing interest rates give me a...
13/10/2024

Some good reading here.
If you would like to discuss what options you may have over the changing interest rates give me a call or send me an email.
Always available for a chat.
Margaret Richardson
Majesty Mortgage Advisor
[email protected]

Fixed-rate borrowers explore switching to lower interest rates

Address

3/63 Totara Street
Mount Maunganui
3116

Opening Hours

Monday 9am - 5pm
Tuesday 8am - 7pm
Wednesday 9am - 5pm
Thursday 8am - 7pm
Friday 9am - 5pm

Telephone

0275220011

Website

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